<SEC-DOCUMENT>0000946275-16-000216.txt : 20160119
<SEC-HEADER>0000946275-16-000216.hdr.sgml : 20160118
<ACCEPTANCE-DATETIME>20160119141636
ACCESSION NUMBER:		0000946275-16-000216
CONFORMED SUBMISSION TYPE:	S-3/A
PUBLIC DOCUMENT COUNT:		6
FILED AS OF DATE:		20160119
DATE AS OF CHANGE:		20160119

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ORRSTOWN FINANCIAL SERVICES INC
		CENTRAL INDEX KEY:			0000826154
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				232530374
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-3/A
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-208614
		FILM NUMBER:		161347925

	BUSINESS ADDRESS:	
		STREET 1:		77 E KING STREET
		STREET 2:		P O BOX 250
		CITY:			SHIPPENSBURG
		STATE:			PA
		ZIP:			17257
		BUSINESS PHONE:		7175326114

	MAIL ADDRESS:	
		STREET 1:		77 EAST KING STREET
		CITY:			SHIPPENSBURG
		STATE:			PA
		ZIP:			17257
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-3/A
<SEQUENCE>1
<FILENAME>s3am1_01152016-0489.htm
<DESCRIPTION>PRE-EFFECTIVE AMENDMENT NO. 1 TO FORM S-3 - ORRSTOWN FINANCIAL SERVICES, INC.
<TEXT>
<html>
<head>
    <title>s3am1_01152016-0489.htm</title>
    <!--Licensed to: roy2011-->
    <!--Document Created using EDGARizer 2020 5.5.2.0-->
    <!--Copyright 1995 - 2015 Summit Financial Printing. All rights reserved.-->
</head>
<body bgcolor="#ffffff" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">
<div><br>
&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"> As filed with the Securities and Exchange Commission on January 19, 201 <a name="Form_S_3_12_18_15"><!--EFPlaceholder--></a> 6 </font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="right"> <font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Registration No. 333-208614</font> </div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="85%" style="BORDER-TOP: black 1.5pt double"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">UNITED STATES</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">SECURITIES AND EXCHANGE COMMISSION</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Washington, D.C. 20549</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"> <font style="FONT-SIZE: 18pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">PRE-EFFECTIVE</font> </div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"> <font style="FONT-SIZE: 18pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">AMENDMENT NO. 1</font> </div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"> <font style="FONT-SIZE: 18pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">TO</font> </div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"> <font style="FONT-SIZE: 18pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">FORM S-3</font> </div>

<div style="TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Registration Statement under the Securities Act of 1933</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 18pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">ORRSTOWN FINANCIAL SERVICES, INC</font><font style="FONT-SIZE: 18pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 18pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-WEIGHT: bold; DISPLAY: inline">&#160;</font><font style="FONT-SIZE: 10pt; DISPLAY: inline">(Exact name of registrant as specified in its charter)</font></font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="26%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Pennsylvania</font></div>
</td>
<td valign="bottom" width="26%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="26%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">23-2530374</font></div>
</td>
</tr><tr>
<td valign="bottom" width="26%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">(State or other jurisdiction of incorporation or organization)</font></div>
</td>
<td valign="bottom" width="26%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="26%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">(I.R.S. Employer</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Identification Number)</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">77 East King Street</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Shippensburg, Pennsylvania&#160;&#160;17257</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">(717) 532-6114</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(Address, including zip code, and telephone number, including area code, of registrant&#8217;s principal executive offices)</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Thomas R. Quinn, Jr.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">President and Chief Executive Officer</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">77 East King Street</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Shippensburg, Pennsylvania&#160;&#160;17257</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">&#160;(717) 532-6114</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(Name, address, including zip code, and telephone number, including area code, of agent for service)</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; FONT-STYLE: italic; DISPLAY: inline">Copies to:</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">John J. Spidi, Esq.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Joan S. Guilfoyle, Esq.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Jones Walker LLP</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">1227 25<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top; DISPLAY: inline">th</font> Street, N.W., Suite 200 West</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Washington, D.C.&#160;&#160;20037</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">(202) 434-4660</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-WEIGHT: bold; DISPLAY: inline">Approximate date of commencement of proposed sale to the public:</font>&#160;&#160;From time to time after the effective date of this Registration Statement.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 18pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">If the only securities being registered on this Form are being offered pursuant to dividend or interest reinvestment plans, please check the following&#160;&#160;&#160;&#160;&#160;box. <font style="DISPLAY: inline" face="Wingdings">o</font></font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 18pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">If any of the securities being registered on this Form are to be offered on a delayed or continuous basis pursuant to Rule 415 under the Securities Act of 1933, other than securities offered only in connection with dividend or interest reinvestment plans, check the following box.&#160;&#160;<font style="DISPLAY: inline" face="Wingdings">x</font></font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 18pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">If this Form is filed to register additional securities for an offering pursuant to Rule 462(b) under the Securities Act, please check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering.&#160;&#160;<font style="DISPLAY: inline" face="Wingdings">o</font></font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 18pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">If this Form is a post-effective amendment filed pursuant to Rule 462(c) under the Securities Act, check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering.&#160;&#160;<font style="DISPLAY: inline" face="Wingdings">o</font></font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 18pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">If this Form is a registration statement pursuant to General Instruction I.D. or a post-effective amendment thereto that shall become effective upon filing with the Commission pursuant to Rule 462(e) under the Securities Act, check the following box.&#160;&#160;<font style="DISPLAY: inline" face="Wingdings">o</font></font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 18pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">If this Form is a post-effective amendment to a registration statement filed pursuant to General Instruction I.D. filed to register additional securities or additional classes of securities pursuant to Rule 413(b) under the Securities Act, check the following box.&#160;&#160;<font style="DISPLAY: inline" face="Wingdings">o</font></font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 18pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer&#8221; and &#8220;smaller reporting company&#8221; in Rule 12b-2 of the Exchange Act.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="41%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Large accelerated filer</font></div>
</td>
<td align="left" valign="bottom" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: wingdings; DISPLAY: inline">o</font></div>
</td>
<td valign="bottom" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="22%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Accelerated filer</font></div>
</td>
<td align="left" valign="middle" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: wingdings; DISPLAY: inline">x</font></div>
</td>
</tr><tr>
<td valign="bottom" width="41%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Non-accelerated filer&#160;&#160;(Do not check if a smaller reporting company)</font></div>
</td>
<td align="left" valign="bottom" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: wingdings; DISPLAY: inline">o</font></div>
</td>
<td valign="bottom" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="22%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Smaller reporting company</font></div>
</td>
<td align="left" valign="bottom" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: wingdings; DISPLAY: inline">o</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">CALCULATION OF REGISTRATION FEE</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="26%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Title of each class of</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Securities to be registered</font></div>
</td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Amount to</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">be registered(1)</font></div>
</td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Proposed maximum</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">offering price per</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">unit(1)(2)</font></div>
</td>
<td valign="bottom" width="18%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Proposed maximum</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">aggregate offering price(1)</font></div>
</td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Amount of</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Registration Fee</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="26%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Common Stock, par value no par value per share (3)</font></div>
</td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">$</font></div>
</td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="18%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">$</font></div>
</td>
<td valign="bottom" width="13%" style="BORDER-RIGHT: black 1pt solid; BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">$</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="26%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Debt Securities of Orrstown Financial Services, Inc. (4)</font></div>
</td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="18%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="13%" style="BORDER-RIGHT: black 1pt solid; BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="26%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Preferred Stock&#160;&#160;par value $1.25 per share(3)</font></div>
</td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="18%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="13%" style="BORDER-RIGHT: black 1pt solid; BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="26%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Warrants of Orrstown Financial Services, Inc. (5)</font></div>
</td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="18%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="13%" style="BORDER-RIGHT: black 1pt solid; BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="26%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Units of Orrstown Financial Services, Inc.</font></div>
</td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="18%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="13%" style="BORDER-RIGHT: black 1pt solid; BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="26%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">TOTAL</font></div>
</td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">$100,000,000</font></div>
</td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="18%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">$100,000,000</font></div>
</td>
<td valign="bottom" width="13%" style="BORDER-RIGHT: black 1pt solid; BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1pt solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">$10,070 (6) </font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"> <font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">(1)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Pursuant to General Instruction II(D) of Form S-3, such indeterminate number of principal amount of Debt Securities (including Senior Debt Securities and Subordinated Debt Securities), Common Stock, Preferred Stock, Warrants and Units of Orrstown Financial Services, Inc. (the &#8220;Company&#8221;) as shall have an aggregate initial offering price not to exceed $100,000,000 exclusive of accrued interest and dividends, if any. Any securities registered hereby may be sold separately or together with other securities registered hereunder. There are also being registered hereunder an indeterminate number of shares of Common, Stock, Preferred Stock and Warrants and an indeterminate principal amount of Debt Securities of the Company as shall be issuable upon the conversion or exchange of convertible or exchangeable Debt Securities or of shares of convertible or exchangeable Preferred Stock registered hereunder or as shall be issuable pursuant to anti-dilution provisions. No separate consideration will be received for such Common Stock, Preferred Stock, &#160;&#160;Warrants or Debt Securities. </font> </font></div>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">(2)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The proposed maximum offering price per unit will be determined from time to time in connection with the issuance of the securities registered hereunder. The maximum aggregate offering price will be such amount in U.S. dollars or the equivalent thereof in foreign currencies as shall result in a maximum aggregate offering price for all securities of $100,000,000, estimated solely for the purpose of calculating the registration fee pursuant to Rule 457(o) under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;) and exclusive of accrued interest and dividends, if any.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(3)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Shares of Common Stock or Preferred Stock may be issued in primary offerings, upon conversion of debt securities or Preferred Stock registered hereby or upon the exercise of warrants to purchase Common Stock or Preferred Stock.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(4)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Debt Securities may be offered hereunder in one or more series of senior debt securities or subordinated debt securities.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(5)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;There is being registered hereunder an indeterminate principal amount of Warrants representing rights to receive an amount of cash or number of securities that will be determined and as may be sold, from time to time. Includes Warrants which may be purchased by underwriters to cover over-allotments, if any.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"> (6)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Fee was paid with initial filing. </div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">The Registrant hereby amends this Registration Statement on such date or dates as may be necessary to delay its effective date until the Registrant shall file a further amendment which specifically states that this Registration Statement shall thereafter become effective in accordance with Section&#160;8(a) of the Securities Act of 1933 or until the Registration Statement shall become effective on such date as the Commission, acting pursuant to said Section&#160;8(a), may determine.</font><br>
</div>

<br>
<div id="PGBRK" style="WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<br>
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">The information in this prospectus is not complete and may be changed. We may not sell these securities until the registration statement filed with the Securities and Exchange Commission is effective. This prospectus is not an offer to sell these securities and is not soliciting an offer to buy these securities in any state or jurisdiction where the offer or sale is not permitted.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">&#160;</font></div>

<div style="TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"> <font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Subject to Completion dated January 19, 2016</font> </div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">&#160;</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">PROSPECTUS</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 24pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">$100,000,000</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 24pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Orrstown Financial Services, Inc.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Common Stock</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Preferred Stock</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Warrants</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Debt Securities</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Units</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We may offer and sell any combination of the securities listed above, in one or more offerings, up to a total dollar amount of $100,000,000 (or the equivalent in foreign currency or currency units). We may offer these securities separately or together, in separate series or classes and in amounts, at prices and on terms described in one or more prospectus supplements. The debt securities, preferred stock and warrants may be convertible or exercisable or exchangeable for debt or equity securities of the Company or of one or more entities.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We will provide the specific terms of the securities offered in supplements to this prospectus.<font style="FONT-WEIGHT: bold; DISPLAY: inline"> This prospectus may not be used to sell securities unless accompanied by a prospectus supplement. </font>The prospectus supplement and any related free writing prospectus may also add, update or change information contained in this prospectus. Please read this prospectus, the applicable supplement and any related free writing prospectus, as well as any documents incorporated by reference in this prospectus or any prospectus supplement, carefully before you invest in any of our securities.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Our common stock is quoted on the NASDAQ Capital Market, under the symbol &#8220;ORRF.&#8221;&#160;&#160;On January 15, 2016 , the last quoted sale price of our common stock was $17.20 per share. You are urged to obtain current market quotations of the common stock. The applicable prospectus supplement will contain information, where applicable, as to any listing on the NASDAQ Capital Market or any securities market or other exchange of the securities covered by the applicable prospectus supplement.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The securities may be offered and sold on a continuous or delayed basis, through agents, dealers or underwriters, or directly to purchasers. The prospectus supplement for each offering of securities will describe in detail the plan of distribution for that offering. If agents or any dealers or underwriters are involved in the sale of the securities, the applicable prospectus supplement will set forth the names of the agents, dealers or underwriters and any applicable commissions or discounts. Net proceeds from the sale of securities will be set forth in the applicable prospectus supplement. For general information about the distribution of securities offered, please see &#8220;Plan of Distribution&#8221; in this prospectus.</font></div>

<br>
<div id="PGBRK" style="WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<br>
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Investing in our securities involves risks. You should carefully consider the Risk Factors referred to on page 4 of this prospectus and set forth in the applicable prospectus supplement and in the documents incorporated or deemed incorporated by reference herein before making any decision to invest in our securities.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">These securities are not savings accounts, deposits or other obligations of any bank and are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Neither the Securities and Exchange Commission nor any state securities commission nor any other regulatory body has approved or disapproved of these securities or passed upon the adequacy or accuracy of this prospectus. Any representation to the contrary is a criminal offense.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The date of this prospectus is __________, 2016</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<br>
<div id="PGBRK" style="WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<br>
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">TABLE OF CONTENTS</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="70%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Page</font></div>
</td>
</tr><tr>
<td valign="bottom" width="70%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">ABOUT THIS PROSPECTUS</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">1</font></div>
</td>
</tr><tr>
<td valign="bottom" width="70%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">SPECIAL NOTE REGARDING FORWARD-LOOKING STATEMENTS</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">2</font></div>
</td>
</tr><tr>
<td valign="bottom" width="70%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">WHERE YOU CAN FIND MORE INFORMATION</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">2</font></div>
</td>
</tr><tr>
<td valign="bottom" width="70%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">INCORPORATION OF CERTAIN INFORMATION BY REFERENCE</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">3</font></div>
</td>
</tr><tr>
<td valign="bottom" width="70%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">ORRSTOWN FINANCIAL SERVICES, INC.</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">4</font></div>
</td>
</tr><tr>
<td valign="bottom" width="70%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">RISK FACTORS</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">4</font></div>
</td>
</tr><tr>
<td valign="bottom" width="70%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">USE OF PROCEEDS</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">5</font></div>
</td>
</tr><tr>
<td valign="bottom" width="70%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">RATIO OF EARNINGS TO FIXED CHARGES</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">5</font></div>
</td>
</tr><tr>
<td valign="bottom" width="70%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">SECURITIES WE MAY OFFER</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">5</font></div>
</td>
</tr><tr>
<td valign="bottom" width="70%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">DESCRIPTION OF CAPITAL STOCK</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">7</font></div>
</td>
</tr><tr>
<td valign="bottom" width="70%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">DESCRIPTION OF WARRANTS</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">10</font></div>
</td>
</tr><tr>
<td valign="bottom" width="70%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">DESCRIPTION OF DEBT SECURITIES</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">11</font></div>
</td>
</tr><tr>
<td valign="bottom" width="70%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">DESCRIPTION OF UNITS</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">14</font></div>
</td>
</tr><tr>
<td valign="bottom" width="70%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">PLAN OF DISTRIBUTION</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">14</font></div>
</td>
</tr><tr>
<td valign="bottom" width="70%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">LEGAL MATTERS</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">16</font></div>
</td>
</tr><tr>
<td valign="bottom" width="70%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">EXPERTS</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">16</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<br>
<div id="PGBRK" style="WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<br>
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">ABOUT THIS PROSPECTUS<a name="Main_Body"><!--EFPlaceholder--></a></font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Unless the context requires otherwise, in this prospectus, we use the terms &#8220;we,&#8221; &#8220;us,&#8221; &#8220;our,&#8221; &#8220;Orrstown&#8221; and the &#8220;Company&#8221; to refer to Orrstown Financial Services, Inc. and its subsidiaries (unless the context indicates another meaning), the terms &#8220;Bank&#8221; and &#8220;Orrstown Bank&#8221; mean Orrstown Bank and its subsidiaries (unless the context indicates another meaning).</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">This prospectus is part of a registration statement we filed with the Securities and Exchange Commission, or SEC, using a &#8220;shelf&#8221; registration process. Under the shelf registration process, using this prospectus, together with a prospectus supplement, we may sell, from time to time, in one or more offerings, any number of the securities described in this prospectus in one or more offerings with a total aggregate principal amount or initial purchase price amount of $100,000,000. This prospectus provides you with a general description of the securities we may offer. Each time we sell securities, we will provide a prospectus supplement containing specific information about the terms of that offering. You should read this prospectus, the prospectus supplement, and the information incorporated by reference in this prospectus before making an investment in our securities. See &#8220;Where You Can Find More Information&#8221; and &#8220;Incorporation of Certain Information by Reference&#8221; for more information. If there is any inconsistency between the information in this prospectus and any prospectus supplement, you should rely on the information in the prospectus supplement.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Our SEC registration statement containing this prospectus, including exhibits, provides additional information about us and the securities offered under this prospectus and any prospectus supplement. The registration statement can be read at the SEC&#8217;s web site or at the SEC&#8217;s offices. The SEC&#8217;s web site and street addresses are provided under the heading &#8220;Where You Can Find More Information.&#8221;</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">You should rely only on the information contained in or incorporated by reference in this prospectus and in any prospectus supplement or free writing prospectus that we may provide to you in connection with any offering of our securities described in this prospectus. We have not authorized anyone to provide you with different information. This document may be used only in jurisdictions where offers and sales of these securities are permitted. You should not assume that information contained in this prospectus, in any supplement to this prospectus, or in any document incorporated by reference is accurate as of any date other than the date on the front page of the document that contains the information, regardless of when this prospectus is delivered or when any sale of our securities occurs.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We may sell our securities to underwriters who will in turn sell the securities to the public on terms fixed at the time of sale. In addition, the securities may be sold by us directly or through dealers or agents which we may designate from time to time. If we, directly or through agents, solicit offers to purchase the securities, we reserve the sole right to accept and, together with our agents, to reject, in whole or in part, any of those offers.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">A prospectus supplement will contain the names of the underwriters, dealers or agents, if any, together with the terms of offering, the compensation of those underwriters and the net proceeds to be received by Orrstown. Any underwriters, dealers or agents participating in the offering may be deemed &#8220;underwriters&#8221; within the meaning of the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;).</font></div>

<br>
<div id="PGBRK" style="WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">1</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<br>
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">SPECIAL NOTE REGARDING FORWARD-LOOKING STATEMENTS</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">This prospectus and the documents incorporated by reference may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.&#160;&#160;Forward-looking statements often include the words &#8220;believes,&#8221; &#8220;expects,&#8221; &#8220;anticipates,&#8221; &#8220;estimates,&#8221; &#8220;forecasts,&#8221; &#8220;intends,&#8221; &#8220;plans,&#8221; &#8220;targets,&#8221; &#8220;potentially,&#8221; &#8220;probably,&#8221; &#8220;projects,&#8221; &#8220;outlook&#8221; or similar expressions or future or conditional verbs such as &#8220;may,&#8221; &#8220;will,&#8221; &#8220;should,&#8221; &#8220;would&#8221; and &#8220;could.&#8221;&#160;&#160;These forward-looking statements which are based on various assumptions (some of which are beyond the Company&#8217;s control) are subject to known and unknown risks, uncertainties and other factors that could cause the actual results to differ materially from the forward-looking statements, including:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the economic environment, particularly in the market areas in which we operate;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the volatility of the financial and securities markets, including changes with respect to the market value of financial assets; changes in market interest rates;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">changes in government regulation affecting financial institutions, including the Dodd-Frank Wall Street Reform and Consumer Protection Act, referred to as the Dodd-Frank Act, and the rules being issued in accordance with this statute and potential expenses associated therewith; and</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the costs associated with resolving any problem loans and other risks and uncertainties, discussed in documents filed by us with the SEC from time to time.</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Some of these and other factors are discussed in this prospectus, and any accompanying prospectus supplement, under the caption &#8220;Risk Factors&#8221; and elsewhere in this prospectus and in the incorporated documents. The development of any or all of these factors could have an adverse impact on our financial position and our results of operations.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Any forward-looking statements are based upon management&#8217;s beliefs and assumptions at the time they are made. We undertake no obligation to publicly update or revise any forward-looking statements included or incorporated by reference in this prospectus or to update the reasons why actual results could differ from those contained in such statements, whether as a result of new information, future events or otherwise, unless otherwise required to do so by law or regulation. In light of these risks, uncertainties and assumptions, the forward-looking statements discussed in this prospectus or the incorporated documents might not occur, and you should not put undue reliance on any forward-looking statements.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">WHERE YOU CAN FIND MORE INFORMATION</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We are subject to the informational requirements of the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;). Accordingly, we file annual, quarterly and current reports, proxy statements and other information with the SEC. You may read and copy any reports, statements or other information that we may file with the SEC at the SEC&#8217;s Public Reference Room at 100 F Street, N.E., Room 1580, Washington, D.C., 20549. You may obtain information on the operation of the Public Reference Room by calling the SEC at 1-800-SEC-0330. The SEC maintains an Internet site that contains reports, proxy and information statements and other information about issuers that file electronically with the SEC. The address of the SEC&#8217;s Internet site is <font style="FONT-SIZE: 10pt; TEXT-DECORATION: underline; DISPLAY: inline">http://www.sec.gov</font>.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<br>
<div id="PGBRK" style="WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">2</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<br>
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">INCORPORATION OF CERTAIN INFORMATION BY REFERENCE</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The SEC allows us to incorporate by reference the information we file with them, which means that we can disclose important information to you by referring you to those documents. The information that we incorporate by reference is considered to be a part of this prospectus, and the information we later file with the SEC that is incorporated by reference in this prospectus will automatically update information previously contained in this prospectus and any incorporated document. Any statement contained in this prospectus or in a document incorporated by reference in this prospectus will be deemed modified or superseded to the extent that a later statement contained in this prospectus or in an incorporated document modifies or supersedes such earlier statement.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">This prospectus incorporates by reference the documents listed below that we have filed with the SEC (excluding any portion of these documents that has been furnished to and deemed not to be filed with the SEC):</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="33%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Report(s)</font></div>
</td>
<td valign="bottom" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="52%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Period(s) of Report(s) or Date(s) Filed</font></div>
</td>
</tr><tr>
<td valign="bottom" width="33%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="52%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="33%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Annual Report on Form 10-K</font></div>
</td>
<td valign="top" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="left" valign="top" width="52%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">For the fiscal year ended December 31, 2014</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="33%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Quarterly Reports on Form 10-Q</font></div>
</td>
<td valign="top" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="left" valign="top" width="52%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">For the quarters ended March 31, 2015, June 30, 2015 and September 30, 2015</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="33%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Current Reports on Form 8-K</font></div>
</td>
<td valign="top" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="left" valign="top" width="52%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Filed January 22, 2015, February 5, 2015, February 9, 2015, April 2, 2015, April 23, 2015, April 29, 2015, May 5, 2015, May 22, 2015, June 2, 2015, June 8, 2015, July 17, 2015, July 22, 2015, July 27, 2015, September 15, 2015, October 21, 2015, December 1, 2015 and January 6, 2016 .</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"> <font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">We also incorporate by reference any future documents we may file with the SEC pursuant to Section 13(a), 13(c), 14 or 15(d) of the Exchange Act, excluding any document or portion thereof that has been furnished to the SEC rather than filed, during the period between the filing of the registration statement and its effectiveness.</font> </div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We also incorporate by reference any future documents we may file with the SEC pursuant to Section&#160;13(a), 13(c), 14 or 15(d) of the Exchange Act, excluding any document or portion thereof that has been furnished to and deemed not to be filed with the SEC. In addition, we incorporate by reference the description of our common stock, no par value per share (&#8220;Common Stock&#8221;), contained in our Registration Statement on Form 8-A/A that we filed with the SEC on January 28, 2010, and any amendment or report filed for the purpose of updating such description.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">These documents are available without charge to you on the Internet at <font style="TEXT-DECORATION: underline; DISPLAY: inline">www.orrstown.com</font> or if you call or write to: Orrstown Financial Services, Inc., 77 East King Street, Shippensburg, Pennsylvania 17257, Attention: Investor Relations, (717) 532-6114.&#160;&#160;Our periodic reports are also available on our website at <font style="TEXT-DECORATION: underline; DISPLAY: inline">www.orrstown.com</font>. The reference to our website is not intended to be an active link and the information on our website is not, and you must not consider the information to be, a part of this prospectus.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We have also filed a registration statement with the SEC relating to the securities offered by this prospectus. This prospectus, which constitutes part of the registration statement, does not contain all of the information presented or incorporated by reference in the registration statement and its exhibits. You may obtain from the SEC a copy of the registration statement and exhibits that we filed with the SEC as described above. The registration statement may contain additional information that may be important to you.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<br>
<div id="PGBRK" style="WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">3</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<br>
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">ORRSTOWN FINANCIAL SERVICES, INC.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Orrstown Financial Services, Inc., a Pennsylvania corporation, is the holding company for Orrstown Bank. The Company&#8217;s executive offices are located at 77 East King Street, Shippensburg, Pennsylvania, 17257. The Company was organized on November&#160;17, 1987, for the purpose of acquiring the Bank and such other banks and bank related activities as are permitted by law and desirable. The Bank provides banking and bank related services in South Central Pennsylvania, principally in Franklin, Perry and Cumberland Counties in Pennsylvania and in Washington County, Maryland. The twenty-two (22) offices of the Bank are located in Shippensburg (2), Carlisle (5), Spring Run, Orrstown, Chambersburg (3), Greencastle, Mechanicsburg (2), Camp Hill, Newport (2), Lancaster, Duncannon, and New Bloomfield, Pennsylvania and Hagerstown, Maryland.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The Company files periodic reports with the Securities and Exchange Commission in the form of quarterly reports on Form 10-Q, annual reports on Form 10-K, annual proxy statements and current reports on Form 8-K for any significant events that may arise during the year. Copies of these reports, and any amendments to such reports filed or furnished pursuant to Section&#160;13(a) or 15(d) of the Exchange Act, may be obtained free of charge through the SEC&#8217;s internet site at <font style="TEXT-DECORATION: underline; DISPLAY: inline">www.sec.gov</font> or by accessing the Company&#8217;s website at <font style="TEXT-DECORATION: underline; DISPLAY: inline">www.orrstown.com</font> as soon as reasonably practicable after such reports are electronically filed with, or furnished to, the SEC.&#160;&#160;Information on our website shall not be considered a part of this prospectus.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The Company&#8217;s primary activity consists of owning and supervising its subsidiary, the Bank. The day-to-day management of the Company is conducted by the Bank&#8217;s officers. The Company derives a majority of its current income through dividends from the Bank. As of September 30, 2015, the Company, on a consolidated basis, had total assets of approximately $1,274,340,000 total shareholders&#8217; equity of $134,728,000 and total deposits of approximately $1,047,978,000.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The Company has no employees. Its seven officers are employees of the Bank. On September 30, 2015, the Bank had 292 full-time and 13 part-time employees.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The Bank is engaged in commercial banking and trust business as authorized by the Pennsylvania Banking Code of 1965. This involves accepting demand, time and savings deposits, and granting loans. The Bank grants commercial, residential, consumer and agribusiness loans in its market areas of Cumberland, Franklin, Lancaster and Perry Counties in Pennsylvania and in Washington County, Maryland. The Bank maintains a diversified loan portfolio and evaluates each customer&#8217;s credit-worthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Bank upon the extension of credit, is based on management&#8217;s credit evaluation of the customer pursuant to collateral standards established in the Bank&#8217;s lending policies and procedures.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Our website address is <font style="FONT-SIZE: 10pt; TEXT-DECORATION: underline; DISPLAY: inline">www.orrstown.com</font>.&#160;&#160;Our annual reports on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K and other documents filed by us with the Securities and Exchange Commission are available free of charge on our website under the Investor Relations menu. Information on our website should not be treated as part of this prospectus.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">RISK FACTORS</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">An investment in our securities involves significant risks. Before making an investment decision, you should carefully read and consider the risk factors incorporated by reference in this prospectus, as well as those contained in any applicable prospectus supplement, as the same may be updated from time to time by our future filings with the SEC under the Exchange Act. You should also refer to other information contained in or </font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">4</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">incorporated by reference in this prospectus and any applicable prospectus supplement, including our financial statements and the related notes incorporated by reference herein or therein. Additional risks and uncertainties not presently known to us at this time or that we currently deem immaterial may also materially and adversely affect our business and operations.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">USE OF PROCEEDS</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Unless otherwise set forth in a prospectus supplement, we intend to use the net proceeds from the sale of the securities for general corporate purposes. General corporate purposes may include, among other purposes, contribution to the capital of Orrstown Bank, to support its lending and investing activities; the repayment of our debt; redemption, repurchase or other acquisition of our capital stock; to support or fund acquisitions of other institutions or branches, if opportunities for such transactions become available; and investments in activities which are permitted for financial holding companies. We may temporarily invest funds that we do not immediately need for these purposes in investment securities or use them to make payments on our borrowings. The applicable prospectus supplement will provide details on the use of proceeds of any specific offering.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">RATIO OF EARNINGS TO FIXED CHARGES</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Our consolidated ratio of earnings to fixed charges for each of the periods indicated is as follows:</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="middle" width="29%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="3" valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Nine Months&#160;&#160;Ended</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">&#160;September 30,</font></div>
</td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="9" valign="middle" width="39%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Years Ended December 31,</font></div>
</td>
</tr><tr>
<td valign="bottom" width="29%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">2015</font></div>
</td>
<td valign="bottom" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">2014</font></div>
</td>
<td valign="bottom" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">2014</font></div>
</td>
<td valign="bottom" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">2013</font></div>
</td>
<td valign="bottom" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">2012<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top; DISPLAY: inline">(2)</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">2011<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top; DISPLAY: inline">(3)</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">2010</font></div>
</td>
</tr><tr>
<td align="left" valign="middle" width="29%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Ratio of Earnings to Fixed Charges <font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top; DISPLAY: inline">(1)</font></font></div>
</td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="middle" width="29%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Excluding interest on deposits</font></div>
</td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">13.64x</font></div>
</td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">22.48x</font></div>
</td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">21.88x</font></div>
</td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">15.67x</font></div>
</td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">(32.08)x</font></div>
</td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">(14.84)x</font></div>
</td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">11.98x</font></div>
</td>
</tr><tr>
<td align="left" valign="middle" width="29%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Including interest on deposits</font></div>
</td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">3.50x</font></div>
</td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">4.04x</font></div>
</td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">4.02x</font></div>
</td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">2.92x</font></div>
</td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">(3.00)x</font></div>
</td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">(1.16)x</font></div>
</td>
<td valign="middle" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="middle" width="7%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">2.80x</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">_______________</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="4%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">(1)</font></div>
</td>
<td align="left" valign="bottom" width="73%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Earnings have been calculated by adding combined fixed charges to consolidated income from continuing operations before income taxes. Combined fixed charges, excluding interest on deposits, consist of interest expense and amortization of deferred financing costs. For all periods, we computed the ratios of earnings to combined fixed charges by dividing earnings by combined fixed charges.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="4%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">(2)</font></div>
</td>
<td align="left" valign="bottom" width="73%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">For the year ended December 31, 2012, the deficiency amounted to $30,499,000.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="4%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">(3)</font></div>
</td>
<td align="left" valign="bottom" width="73%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">For the year ended December 31, 2011, the deficiency amounted to $23,380,000.</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">SECURITIES WE MAY OFFER</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The securities that may be offered from time to time through this prospectus are:</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Common Stock;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Debt securities, which we may issue in one or more series;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Preferred stock, which we may issue in one or more series;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Warrants entitling the holders to purchase Common Stock, preferred stock or debt securities; and</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Units.</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><br>
&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">5</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We will describe in a prospectus supplement that we will deliver with this prospectus, the terms of particular securities that we may offer in the future. <font style="FONT-WEIGHT: bold; DISPLAY: inline">This prospectus may not be used to offer or sell any securities unless accompanied by a prospectus supplement. </font>In each prospectus supplement we will include, if relevant and material, the following information:</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">type and amount of securities which we propose to sell;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">initial public offering price of the securities;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">maturity;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">original issue discount, if any;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">rates and times of payment of interest, dividends or other payments, if any;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">redemption, conversion, exercise, exchange, settlement or sinking fund terms, if any;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">ranking;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">voting or other rights, if any;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">conversion, exchange or settlement prices or rates, if any, and, if applicable, any provisions for changes to or adjustments in the conversion, exchange or settlement prices or rates and in the securities or other property receivable upon conversion, exchange or settlement;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">names of the underwriters, agents or dealers, if any, through or to which we or any selling security holder will sell the securities;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">compensation, if any, of those underwriters, agents or dealers;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">details regarding over-allotment options, if any;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">net proceeds to us;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">information about any securities exchange or automated quotation system on which the securities will be listed or traded;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">material United States federal income tax considerations applicable to the securities;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">any material risk factors associated with the securities; and</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">any other material information about the offer and sale of the securities.</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">In addition, the applicable prospectus supplement and any related free writing prospectus may add, update or change the information contained in this prospectus or in the documents we have incorporated by reference.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<br>
<div id="PGBRK" style="WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">6</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<br>
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">DESCRIPTION OF CAPITAL STOCK</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Our authorized capital stock consists of:</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">50,000,000 shares of Common Stock, no par value per share; and</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">500,000 shares of preferred stock, par value $1.25 per share.</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">As of December 31 , 2015, there were&#160; 8,320,479 shares of our Common Stock issued and 8,270,405 shares of our Common Stock outstanding, and no shares of our preferred stock issued and outstanding.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">In this section we describe certain features and rights of our capital stock.&#160;&#160;The summary does not purport to be exhaustive and is qualified in its entirety by reference to our Articles of Incorporation, as amended (&#8220;Articles of Incorporation&#8221;) and bylaws and to applicable Pennsylvania law.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Common Stock</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-WEIGHT: bold; FONT-STYLE: italic; DISPLAY: inline">General. </font>Each holder of Common Stock is entitled to one vote for each share on all matters to be voted upon by the common stockholders.&#160;&#160;There are no cumulative voting rights with respect to the election of directors.&#160;&#160;Subject to preferences to which holders of any shares of preferred stock may be entitled, holders of Common Stock are entitled to receive ratably any dividends that may be declared from time to time by the Board of Directors out of funds legally available for that purpose.&#160;&#160;<font style="FONT-SIZE: 10pt; DISPLAY: inline">&#160;</font>In the event of our liquidation, dissolution or winding up, holders of Common Stock will be entitled to share in our assets remaining after the payment or provision for payment of our debts and other liabilities, and the satisfaction of the liquidation preferences of any series of our preferred stock then outstanding.&#160;&#160;Holders of Common Stock have no preemptive or conversion rights or other subscription rights.&#160;&#160;There are no redemption or sinking fund provisions that apply to the Common Stock.&#160;&#160;All shares of Common Stock currently outstanding are fully paid and nonassessable.&#160;&#160;The rights, preferences and privileges of the holders of Common Stock are subject to, and may be adversely affected by, the rights of the holders of shares of any series of preferred stock that we may designate in the future.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Transfer Agent</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The transfer agent and registrar for our Common Stock is Continental Stock Transfer &amp; Trust Company.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Preferred Stock</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Our Articles of Incorporation permit our Board of Directors to authorize the issuance of up to 500,000 shares of preferred stock, par value $1.25 per share, in one or more series, without stockholder action.&#160;&#160;The Board of Directors can fix the designation, powers, preferences and rights of each series. Therefore, without approval of the holders of our Common Stock (except as may be required by the rules of the NASDAQ Stock Market or any other exchange or market on which our securities may then be listed or quoted), our Board of Directors may authorize the issuance of preferred stock with voting, dividend, liquidation and conversion and other rights that could dilute the voting power or other rights or adversely affect the market value of our Common Stock and may assist management in impeding any unfriendly takeover or attempted change in control. See <font style="FONT-STYLE: italic; DISPLAY: inline">&#8220;Anti-Takeover Provisions.&#8221;</font></font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Prior to the issuance of a new series of preferred stock, we will amend our Articles of Incorporation by filing a certificate of designation that will designate the number of shares of that series and the terms of that series. The issuance of any preferred stock could adversely affect the rights of the holders of Common Stock and,</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">7</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>

<font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">therefore, reduce the value of the Common Stock. The ability of our Board of Directors to issue preferred stock could discourage, delay or prevent a takeover or other corporate action.</font></div>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The terms of any particular series of preferred stock will be described in the prospectus supplement relating to that particular series of preferred stock, including, where applicable:</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the designation, stated value and liquidation preference of such preferred stock and the number of shares offered;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the offering price;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the dividend rate or rates (or method of calculation), the date or dates from which dividends shall accrue, and whether such dividends shall be cumulative or noncumulative and, if cumulative, the dates from which dividends shall commence to cumulate;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">any redemption or sinking fund provisions;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the amount that shares of such series shall be entitled to receive in the event of our liquidation, dissolution or winding-up;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the terms and conditions, if any, on which shares of such series shall be convertible or exchangeable for shares of our stock of any other class or classes, or other series of the same class;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the voting rights, if any, of shares of such series;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the status as to reissuance or sale of shares of such series redeemed, purchased or otherwise reacquired, or surrendered to us on conversion or exchange;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the conditions and restrictions, if any, on the payment of dividends or on the making of other distributions on, or the purchase, redemption or other acquisition by us or any subsidiary, of the Common Stock or of any other class of our shares ranking junior to the shares of such series as to dividends or upon liquidation;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the conditions and restrictions, if any, on the creation of indebtedness of us or of any subsidiary, or on the issuance of any additional stock ranking on a parity with or prior to the shares of such series as to dividends or upon liquidation; and</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">any additional dividend, liquidation, redemption, sinking or retirement fund and other rights, preferences, privileges, limitations and restrictions of such preferred stock.</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Unless otherwise specified in the applicable prospectus supplement, each series of preferred stock will, upon issuance, rank senior to the Common Stock and on parity in all respects with each other outstanding series of preferred stock. The rights of the holders of our preferred stock will be subordinate to those of our general creditors. The description of any series of preferred stock which may be issued is qualified by reference to the provisions of the applicable certificate of designation establishing the terms of such series.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The transfer agent and registrar for the preferred stock will be set forth in the applicable prospectus supplement.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<br>
<div id="PGBRK" style="WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">8</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<br>
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Anti-Takeover Provisions</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-WEIGHT: bold; FONT-STYLE: italic; DISPLAY: inline">Articles of Incorporation and By-Laws.&#160;&#160;</font>Orrstown&#8217;s Articles of Incorporation and By-Laws contain certain provisions that may have the effect of deterring or discouraging an attempt to take control of Orrstown. Among other things, these provisions:</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">empower Orrstown&#8217;s board of directors, without shareholder approval, to issue shares of Orrstown preferred stock the terms of which, including voting power, are set by Orrstown&#8217;s board;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">divide Orrstown&#8217;s board of directors into three classes serving staggered three year terms;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">restrict the ability of shareholders to remove directors;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">require that shares with at least 75% or, in certain circumstances, a majority of total voting power, approve certain transactions with significant beneficial owners of Orrstown common stock;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">require that shares with at least 75% or, in certain instances, a majority of total voting power, approve the repeal or amendment of certain provisions of Orrstown&#8217;s Articles of Incorporation;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">require that, following any acquisition by any person or group of 10% of Orrstown&#8217;s voting power, in the case of any business combination with such person or an entity directly or indirectly controlled by such person, the remaining shareholders have the right to receive for their shares from such person, at least the highest price paid by such person for any of the shares then directly or indirectly owned by such person;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">eliminate cumulative voting in the election of directors;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">require advance notice of nominations for the election of directors and the presentation of shareholder proposals at meetings of shareholders; and</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">provide for certain director eligibility requirements, including that each member of the board hold at least 3,500 shares of the Company's common stock.</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-WEIGHT: bold; FONT-STYLE: italic; DISPLAY: inline">Pennsylvania Business Corporation Law.&#160;&#160;</font>The Pennsylvania Business Corporation Law of 1988, as amended, also contains certain provisions applicable to Orrstown that may have the effect of deterring or discouraging an attempt to take control of Orrstown. These provisions, among other things:</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">prohibit for five years, subject to certain exceptions, a &#8220;business combination&#8221; (which includes a merger or consolidation of the corporation or a sale, lease or exchange of assets) with a person or group beneficially owning 20% or more of a public corporation&#8217;s voting power (Subchapter 25F of the Business Corporation Law);</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">prevent a person or group acquiring different levels of voting power (20%, 33% and 50%) from voting any shares over the applicable threshold, unless &#8220;disinterested shareholders&#8221; approve such voting rights (Subchapter 25G of the Business Corporation Law);</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">require any person or group that publicly announces that it may acquire control of a corporation, or that acquires or publicly discloses an intent to acquire 20% or more of the voting power of a corporation, to disgorge to the corporation any profits that it receives from sales of the corporation&#8217;s equity securities purchased over the prior 18 months (Subchapter 25H of the Business Corporation Law);</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">9</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">expand the factors and groups (including shareholders) which a corporation&#8217;s board of directors can consider in determining whether an action is in the best interests of the corporation;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">provide that a corporation&#8217;s board of directors need not consider the interests of any particular group as dominant or controlling;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">provide that a corporation&#8217;s directors, in order to satisfy the presumption that they have acted in the best interests of the corporation, need not satisfy any greater obligation or higher burden of proof with respect to actions relating to an acquisition or potential acquisition of control;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">provide that actions relating to acquisitions of control that are approved by a majority of &#8220;disinterested directors&#8221; are presumed to satisfy the directors&#8217; fiduciary duty, unless it is proven by clear and convincing evidence that the directors did not assent to such action in good faith after reasonable investigation; and</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">provide that the fiduciary duty of a corporation&#8217;s directors is solely to the corporation and may be enforced by the corporation or by a shareholder in a derivative action, but not by a shareholder directly.</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The Pennsylvania Business Corporation Law also explicitly provides that the fiduciary duty of directors does not require them to:</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">redeem any rights under, or to modify or render inapplicable, any shareholder rights plan;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">render inapplicable, or make determinations under, provisions of the Pennsylvania Business Corporation Law relating to control transactions, business combinations, control-share acquisitions or disgorgement by certain controlling shareholders following attempts to acquire control; or</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">act as the board of directors, a committee of the board or an individual director, solely because of the effect the action might have on an acquisition or potential acquisition of control of the corporation or the consideration that might be offered or paid to shareholders in such an acquisition.</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">DESCRIPTION OF WARRANTS</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We may issue, together with other securities or separately, warrants to purchase our Common Stock or Preferred Stock. We may issue the warrants under warrant agreements to be entered into between us and a bank or trust company, as warrant agent, all as set forth in the applicable prospectus supplement. The warrant agent would act solely as our agent in connection with the warrants of the series being offered and would not assume any obligation or relationship of agency or trust for or with any holders or beneficial owners of warrants.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">This section, along with the description in the applicable prospectus supplement, is a summary of certain provisions of the forms of warrant agreements and warrant certificates and is not complete. We urge you to read any applicable warrant agreements and warrant certificates, because those documents, and not these descriptions, define your rights as a holder of warrants. We will file copies of the forms of the warrant agreements and warrant certificates as exhibits to the registration statement of which this prospectus is a part or an amendment thereto, or as exhibits to a Current Report on Form 8-K.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The applicable prospectus supplement will describe the following terms, where applicable, of warrants in respect of which this prospectus is being delivered:</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the title of the warrants;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">10</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the designation, amount and terms of the securities for which the warrants are exercisable and the procedures and conditions relating to the exercise of such warrants;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the designation and terms of the other securities, if any, with which the warrants are to be issued and the number of warrants issued with each such security;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the price or prices at which the warrants will be issued;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the aggregate number of warrants;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">any provisions for adjustment of the number or amount of securities receivable upon exercise of the warrants or the exercise price of the warrants;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the price or prices at which the securities purchasable upon exercise of the warrants may be purchased;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">if applicable, the date on and after which the warrants and the securities purchasable upon exercise of the warrants will be separately transferable;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">if applicable, a discussion of the material U.S. federal income tax considerations applicable to the warrants;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">any other terms of the warrants, including terms, procedures and limitations relating to the exchange and exercise of the warrants;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the date on which the right to exercise the warrants shall commence and the date on which the right shall expire;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the maximum or minimum number of warrants which may be exercised at any time;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">whether the warrants are to be issued in registered or bearer form;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">whether the warrants are extendible and the period or periods of such extendibility; and</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">information with respect to book-entry procedures, if any.</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Before exercising their warrants, holders of warrants will not have any of the rights of holders of the securities purchasable upon such exercise, including the right to receive dividends, if any, or payments upon our liquidation, dissolution or winding-up or to exercise voting rights, if any.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Each warrant will entitle the holder thereof to purchase for cash the amount of shares of Common Stock or preferred stock at the exercise price as will in each case be set forth in, or be determinable as set forth in, the applicable prospectus supplement. Warrants may be exercised at any time up to the close of business on the expiration date set forth in the applicable prospectus supplement. After the close of business on the expiration date, unexercised warrants will become void. Warrants may be exercised as set forth in the applicable prospectus supplement relating to the warrants offered thereby. Upon receipt of payment and the warrant certificate properly completed and duly executed at the corporate trust office of the warrant agent or any other office indicated in the applicable prospectus supplement, we will, as soon as practicable, forward the purchased securities. If less than all of the warrants represented by the warrant certificate are exercised, a new warrant certificate will be issued for the remaining warrants.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Each warrant agent will act solely as our agent under the applicable warrant agreement and will not assume any obligation or relationship of agency or trust with any holder of any warrant. A single bank or trust company </font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">11</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">may act as warrant agent for more than one issue of warrants. A warrant agent will have no duty or responsibility in case of any default by us under the applicable warrant agreement or warrant, including any duty or responsibility to initiate any proceedings at law or otherwise, or to make any demand upon us. Any holder of a warrant may, without the consent of the related warrant agent or the holder of any other warrant, enforce by appropriate legal action its right to exercise, and receive the securities purchasable upon exercise of, that holder&#8217;s warrant(s).</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">DESCRIPTION OF DEBT SECURITIES</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The following is a description of the material features, terms and provisions of debt securities that we may offer. This summary does not purport to be exhaustive and may not contain all the information that is important to you. Therefore, you should read the applicable prospectus supplement relating to those debt securities and any other offering materials that we may provide.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We may issue debt securities from time to time in one or more series. Unless otherwise stated in the applicable prospectus supplement, we will not be limited in the amount of debt securities that we may issue, and neither the senior debt securities nor the subordinated debt securities will be secured by any of our property or assets. Thus, by owning debt securities, you are one of our unsecured creditors, unless otherwise provided in a supplemental indenture.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We are a holding company and conduct substantially all of our operations though subsidiaries. As a result, claims of holders of debt securities will generally have a junior position to claims of creditors of our subsidiaries (including, without limitation, Orrstown Bank), except to the extent that we may be recognized as a creditor of those subsidiaries. In addition, our right to participate as a stockholder in any distribution of assets of any subsidiary (and thus the ability of holders of debt securities to benefit from such distribution as our creditors) is junior to creditors of each subsidiary, including depositors of Orrstown Bank.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We may issue senior debt securities or subordinated debt securities under one indenture, which may be supplemented or amended from time to time. Indentures will be subject to and governed by the Trust Indenture Act of 1939, as amended, and may be supplemented or amended from time to time following its execution and will be filed as an exhibit to the registration statement of which this prospectus forms a part or incorporated therein by reference.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The indenture will contain the full legal text of the matters described in this section of the prospectus. Because this section is a summary, it does not describe every aspect of the debt securities or any applicable indentures. This summary is therefore subject to and is qualified in its entirety by reference to all the provisions of the indenture, including any definitions of terms used in such indenture. Your rights will be defined by the terms of the indenture, not the summary provided herein. This summary is also subject to and qualified by reference to the description of the particular terms of a particular series of debt securities described in the applicable prospectus supplement or supplements, and any supplemental indenture entered into in connection with that series of debt securities.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The debt securities may be denominated and payable in U.S. dollars. We may also issue debt securities, from time to time, with the principal amount, interest or other amounts payable on any relevant payment date to be determined by reference to one or more currency exchange rates, securities or baskets of securities, commodity prices, indices or any other financial, economic or other measure or instrument, including the occurrence or non-occurrence of any event or circumstance. All references in this prospectus or any prospectus supplement to other amounts will include premiums, if any, other cash amounts payable under the applicable indenture, and the delivery </font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">12</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">of securities or baskets of securities under the terms of the debt securities. Debt securities may bear interest at a fixed rate, which may be zero, or a floating rate.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Some of the debt securities may be issued as original issue discount debt securities. Original issue discount securities bear no interest or bear interest at below market rates and will be sold at a discount below their stated principal amount. A prospectus supplement relating to an issue of original issue discount securities will contain information relating to United States federal income tax, accounting, and other special considerations applicable to original issue discount securities.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We will set forth in the applicable prospectus supplement the terms, if any, on which a series of debt securities may be convertible into or exchangeable for our preferred stock, Common Stock or other securities. We will include provisions as to whether conversion or exchange is mandatory, at the option of the holder or at our option. We may include provisions pursuant to which the number of shares of our preferred stock, Common Stock or other securities that holders of the series of debt securities receive would be subject to adjustment.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We will generally have no obligation to repurchase, redeem, or change the terms of debt securities upon any event (including a merger, consolidation, change in control or disposition of substantially all of our assets) that might have an adverse effect on our credit quality.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Terms of Debt Securities to be Included in the Prospectus Supplement</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The prospectus supplement relating to any series of debt securities that we may offer will set forth the price or prices at which the debt securities will be offered, and will contain the specific terms of the debt securities of that series. These terms may include, without limitation, the following:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the title of the debt securities and whether they are senior debt securities or senior subordinated debt securities;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the amount of debt securities issued and any limit on the amount that may be issued;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the price(s) (expressed as a percentage of the principal amount) at which the debt securities will be issued;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">if other than the principal amount of those debt securities, the portion of the principal amount payable upon declaration of acceleration of the maturity of those debt securities;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the maturity date or dates, or the method for determining the maturity date or dates, on which the principal of the debt securities will be payable and any rights of extension;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the rate or rates, which may be fixed or variable, or the method of determining the rate or rates at which the debt securities will bear interest, if any;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the date or dates from which any interest will accrue and the date or dates on which any interest will be payable, the regular related record dates and whether we may elect to extend or defer such interest payment dates;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the place or places where payments will be payable, where the debt securities may be surrendered for registration of transfer or exchange and where notices or demands to or upon us may be served;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">13</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the period or periods within which, the price or prices at which and the other terms and conditions upon which the debt securities may be redeemed, in whole or in part, at our option, if we are to have such an option;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">our obligation, if any, to redeem, repay or purchase the debt securities pursuant to any sinking fund or analogous provision or at the option of a holder of the debt securities, and the period or periods within which, or the date and dates on which, the price or prices at which and the other terms and conditions upon which the debt securities will be redeemed, repaid or purchased, in whole or in part, pursuant to that obligation;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the currency or currencies in which the debt securities may be purchased, are denominated and are payable, which may be a foreign currency or units of two or more foreign currencies or a composite currency or currencies, and the related terms and conditions, including whether we or the holders of any such debt securities may elect to receive payments in respect of such debt securities in a currency or currency unit other than that in which such debt securities are stated to be payable;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">whether the amount of payments of principal of and premium, if any, or interest, if any, on the debt securities may be determined with reference to an index, formula or other method, which index, formula or method may, but need not be, based on a currency, currencies, currency unit or units or composite currency or currencies or with reference to changes in prices of particular securities or commodities, and the manner in which the amounts are to be determined;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">any additions to, modifications of or deletions from the terms of the debt securities with respect to events of default, amendments, merger, consolidation and sale or covenants set forth in the applicable indenture;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">whether the debt securities will be in registered or bearer form or both and, if in registered form, their denominations, if other than $1,000 and any integral multiple thereof, and, if in bearer form, their denominations, if other than $5,000, and the related terms and conditions;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">if the debt securities will be issuable only in global form, the depository or its nominee with respect to the debt securities and the circumstances under which the global security may be registered for transfer or exchange in the name of a person other than the depository or its nominee;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the applicability, if any, of the defeasance and covenant defeasance provisions of the indenture and any additional or different terms on which the series of debt securities may be defeased;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">whether and the extent to which the debt securities will be guaranteed, any guarantors and the form of any guarantee;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">whether the debt securities can be converted into or exchanged for other securities of the Company and the related terms and conditions;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">in the case of senior subordinated debt securities, provisions relating to any modification of the subordination provisions described elsewhere in this prospectus;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">whether the debt securities will be sold as part of units consisting of debt securities and other securities;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">whether the debt securities will be issued in certificated or book-entry form;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">14</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">if the debt securities are to be issued upon the exercise of warrants, the time, manner and place for the debt securities to be authenticated and delivered;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">any trustee, depositary, authenticating agent, paying agent, transfer agent, registrar or other agent with respect to the debt securities; and</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 72pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">any other terms of the debt securities.</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">DESCRIPTION OF UNITS</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We may issue units comprising one or more of the securities described in this prospectus in any combination. Each unit will be issued so that the holder of the unit also is the holder of each security included in the unit. Thus, the holder of a unit will have the rights and obligations of a holder of each included security. The unit agreement under which a unit is issued may provide that the securities included in the unit may not be held or transferred separately at any time or at any time before a specified date.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The applicable prospectus supplement relating to the units we may offer will include specific terms relating to the offering, including, among others: the designation and terms of the units and of the securities comprising the units, and whether and under what circumstances those securities may be held or transferred separately; any provision for the issuance, payment, settlement, transfer or exchange of the units or of the securities comprising those units; and whether the units will be issued in fully registered or global form.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The description in the applicable prospectus supplement and other offering material of any units we offer will not necessarily be complete and will be qualified in its entirety by reference to the applicable unit agreement, which will be filed with the SEC if we offer units. For more information on how you can obtain copies of the applicable unit agreement if we offer units, see &#8220;Incorporation of Certain Information by Reference&#8221; and &#8220;Where You can Find More Information&#8221;. We urge you to read the applicable unit agreement and the applicable prospectus supplement and any other offering material in their entirety.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">PLAN OF DISTRIBUTION</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We may sell the securities being offered hereby, from time to time, by one or more of the following methods, or any combination thereof:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">to or through underwriters or dealers, with or without an underwriting syndicate, for them to offer and sell to the public;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">directly to one or more purchasers in negotiated purchases or in competitively bid transactions;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">through designated agents;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">directly to holders of warrants exercisable for our securities upon the exercise of warrants; or</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">through a combination of any of these methods of sale.</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Each time that we use this prospectus to sell our securities, we will also provide a prospectus supplement that contains the specific terms of the offering. We will set forth the terms of the offering of securities in a prospectus supplement, including:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">15</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the name or names of any underwriters, dealers, or agents and the type and amounts of securities underwritten or purchased by each of them;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the public offering price of the securities and the proceeds to us and any discounts, commissions or concessions allowed or reallowed or paid to underwriters or dealers; and</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">any delayed delivery arrangements.</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The offer and sale of the securities described in this prospectus by us, the underwriters, or the third parties described above may be effected from time to time in one or more transactions, either:</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">at a fixed price or prices, which may be changed;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">at market prices prevailing at the time of sale;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">in &#8220;at the market offerings,&#8221; within the meaning of Rule 415(a)(4) of the Securities Act, to or through a market maker or into an existing trading market, on an exchange, or otherwise;</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">at prices related to the prevailing market prices; or</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 54pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; DISPLAY: inline">&#8226;</font>&#160;&#160;</font></div>
</td>
<td>
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">at negotiated prices.</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Any public offering price and any discounts or concessions allowed or reallowed or paid to dealers may be changed from time to time.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Unless otherwise specified in the related prospectus supplement, each series of securities will be a new issue with no established trading market, other than shares of our Common Stock, which are listed on NASDAQ. Any Common Stock sold pursuant to a prospectus supplement will be listed on NASDAQ, subject to official notice of issuance. We may elect to list any series of preferred stock on an exchange, but we are not obligated to do so. It is possible that one or more underwriters may make a market in the securities, but such underwriters will not be obligated to do so and may discontinue any market making at any time without notice. No assurance can be given as to the liquidity of, or the trading market for, any offered securities.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">If underwriters are used in the sale of any securities, the securities will be acquired by the underwriters for their own account and may be resold from time to time in one or more transactions, including negotiated transactions, at a fixed public offering price or at varying prices determined at the time of sale. The securities may be either offered to the public through underwriting syndicates represented by managing underwriters, or directly by underwriters. Generally, the underwriters&#8217; obligations to purchase the securities will be subject to certain conditions precedent. The underwriters will be obligated to purchase all of the securities if they purchase any of the securities.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">If we use dealers in the sale of securities, we will sell securities to such dealers as principals. The dealers may then resell the securities to the public at varying prices to be determined by such dealers at the time of resale. We may solicit offers to purchase the securities directly, and we may sell the securities directly to institutional or other investors, who may be deemed underwriters within the meaning of the Securities Act with respect to any resales of those securities. The terms of these sales will be described in the applicable prospectus supplement. If we use agents in the sale of securities, unless otherwise indicated in the prospectus supplement, they will use their reasonable best efforts to solicit purchases for the period of their appointment. Unless otherwise indicated in a prospectus supplement, if we sell directly, no underwriters, dealers or agents would be involved. We will not make an offer of securities in any jurisdiction that does not permit such an offer.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">16</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We may sell the securities through agents from time to time. The prospectus supplement will name any agent involved in the offer or sale of our securities and any commissions we pay to them. Generally, any agent will be acting on a best efforts basis for the period of its appointment.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We may authorize underwriters, dealers, or agents to solicit offers by certain purchasers to purchase our securities at the public offering price set forth in the prospectus supplement pursuant to delayed delivery contracts providing for payment and delivery on a specified date in the future. The contracts will be subject only to those conditions set forth in the prospectus supplement, and the prospectus supplement will set forth any commissions or discounts we pay for solicitation of these contracts.&#160;&#160;The maximum compensation to be received by any participating FINRA members will not be greater than eight (8) percent for the sale of any securities being registered.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Agents and underwriters may be entitled to indemnification by us against certain civil liabilities, including liabilities under the Securities Act, or to contribution with respect to payments that the agents or underwriters may be required to make in respect thereof. Agents and underwriters may be customers of, engage in transactions with, or perform services for us in the ordinary course of business.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">In connection with any offering, the underwriters may purchase and sell securities in the open market. These transactions may include short sales, stabilizing transactions and purchases to cover positions created by short sales. Short sales involve the sale by the underwriters of a greater number of securities than they are required to purchase in an offering. Stabilizing transactions consist of certain bids or purchases of the offered securities or any underlying securities made for the purpose of preventing or retarding a decline in the market price of the securities while an offering is in progress. These activities by the underwriters may stabilize, maintain or otherwise affect the market price of the securities. As a result, the price of the securities may be higher than the price that otherwise might exist in the open market. If these activities are commenced, they may be discontinued by the underwriters at any time. These transactions may be effected on an exchange or automated quotation system, if the securities are listed on an exchange or admitted for trading on an automated quotation system, in the over-the-counter market, or otherwise.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We may enter into derivative transactions with third parties, or sell securities not covered by this prospectus to third parties in privately negotiated transactions. If the applicable prospectus supplement indicates in connection with those derivatives then the third parties may sell securities covered by this prospectus and the applicable prospectus supplement, including in short sale transactions. If so, the third party may use securities pledged by us or borrowed from us or others to settle those sales or to close out any related open borrowings of stock, and may use securities received from us in settlement of those derivatives to close out any related open borrowings of securities. The third party in such sale transactions will be an underwriter and will be identified in the applicable prospectus supplement (or a post-effective amendment).</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">LEGAL MATTERS</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The validity of the securities offered by this prospectus has been passed upon for us by Jones Walker LLP, Washington, D.C.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">EXPERTS</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The consolidated financial statements of Orrstown Financial Services, Inc. and its wholly owned subsidiary, Orrstown Bank, as of December&#160;31, 2014, and for the year then ended, have been incorporated by reference herein</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">17</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;along with the related independent auditor&#8217;s report of Crowe Horwath LLP, independent registered public accounting firm, incorporated by reference herein, and upon the authority of said firm as experts in accounting and auditing.&#160;&#160;&#160;&#160;The consolidated financial statements of Orrstown Financial Services, Inc. and its wholly owned subsidiary, Orrstown Bank, as of December 31, 2013 and for each of the years in the two-year period ended December 31, 2013 have been incorporated by reference herein along with the related independent auditor&#8217;s report of Smith Elliott Kearns &amp; Company, LLC, independent registered public accounting firm, incorporated by reference herein, and upon the authority of said firm as experts in accounting and auditing.</font></div>

<br>
<div id="PGBRK" style="WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">18</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font>

<div>
<hr style="COLOR: black" align="left" noshade size="4" width="100%">
</div>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">&#160;</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">&#160;</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">$100,000,000</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 18pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Orrstown Financial Services, Inc.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Common Stock</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Preferred Stock</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Warrants</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Debt Securities</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">Units</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<hr style="COLOR: black" align="left" noshade size="4" width="100%">
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">PROSPECTUS</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<hr style="COLOR: black" align="left" noshade size="4" width="100%">
</div>

<br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">____________, 2016</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<br>
<div id="PGBRK" style="WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<br>
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">PART II<a name="Part_II"><!--EFPlaceholder--></a></font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">INFORMATION NOT REQUIRED IN THE PROSPECTUS</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Item&#160;14.</font></div>
</td>
<td align="left" valign="bottom" width="77%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Other Expenses of Issuance and Distribution</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 27pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The following table sets forth the estimated expenses in connection with the issuance and distribution of the securities covered by the registration statement of which this prospectus is a part. Orrstown Financial Services, Inc. (the &#8220;Registrant&#8221;) will bear all of these expenses.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="70%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="49%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Registration fee under the Securities Act</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">$</font></div>
</td>
<td align="right" valign="bottom" width="10%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="right"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">10,070</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="49%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Legal fees and expenses*</font></div>
</td>
<td valign="bottom" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="right"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">60,000</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="49%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Accounting fees and expenses*</font></div>
</td>
<td valign="bottom" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="right"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">30,000</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="49%" style="PADDING-BOTTOM: 2px">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Printing and other miscellaneous fees and expenses*</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="right"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">30,000</font></div>
</td>
</tr><tr>
<td valign="bottom" width="49%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="10%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%" style="PADDING-BOTTOM: 4px">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Total</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">$</font></div>
</td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="right"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;130,070</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="49%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160;</font></td>
<td align="right" valign="bottom" width="10%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="49%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160;<font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">* Estimated solely for the purpose of this Item. Actual expenses may be more or less.</font></font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160;</font></td>
<td align="right" valign="bottom" width="10%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160;</font></td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="middle" width="9%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Item&#160;15.</font></div>
</td>
<td align="left" valign="middle" width="76%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Indemnification of Officers and Directors</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Sections 1741-1743 of the Pennsylvania Business Corporation Law of 1988, as amended (the &#8220;BCL&#8221;), provide that a business corporation may indemnify directors and officers against liabilities they may incur in such capacities provided certain standards are met, including good faith and the belief that the particular action is in the best interests of the corporation. In general, this power to indemnify does not exist in the case of actions against a director or officer by or in the right of the corporation if the person entitled to indemnification shall have been adjudged to be liable to the corporation unless and only to the extent a court determines that the person is fairly and reasonably entitled to indemnification. A corporation is required to indemnify directors and officers against expenses they may incur in defending actions against them in such capacities if they are successful on the merits or otherwise in the defense of such actions. Section&#160;1746 of the BCL provides that the foregoing provisions shall not be deemed exclusive of any other rights to which a person seeking indemnification may be entitled under, among other things, any by-law provision, provided that no indemnification may be made in any case where the act or failure or act giving rise to the claim for indemnification is determined by a court to have constituted willful misconduct or recklessness. Section&#160;1747 of the BCL authorizes a corporation to purchase insurance for directors and other representatives. The foregoing statement is subject to the detailed provisions of Section&#160;1741-1850 of the BCL.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The bylaws of Orrstown Financial Services, Inc. provide for indemnification of directors and officers to the extent provided in the BCL. In accordance with Section&#160;1713 of the BCL, the bylaws of the Registrant also include a provision that the directors of the Registrant shall not be personally liable for monetary damages such for any action taken, or failure to take any action, unless: (1)&#160;the director has breached or failed to perform the duties of his office in good faith, in a manner he reasonably believes to be in the best interests of the company and with such care, including reasonably inquiry, skill and diligence, as a person of ordinary prudence would use under similar circumstances; and (2)&#160;the breach or failure to perform constitute self-dealing, willful misconduct or recklessness. Pursuant to Section&#160;1713 of the BCL, this limitation of personal liability does not apply to (i)&#160;the responsibility or</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">II-1</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;liability of a director pursuant to any criminal statute or (ii)&#160;the liability of a director for the payment of taxes pursuant to federal state or local law.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Further, the Registrant may purchase and maintain insurance on behalf of any person who is or was a director, officer, employee, or agent of the Registrant or is or was serving at the request of the Registrant as a director, officer, employee or agent of another corporation, partnership, joint venture, trust or other enterprise against any liability asserted against him and incurred by him in any such capacity or arising out of his status as such, whether or not the Registrant would have the power to indemnify him against such liability under the provisions of the Articles of Incorporation.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="9%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Item&#160;16.</font></div>
</td>
<td align="left" valign="bottom" width="76%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Exhibits</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 27pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The following exhibits are filed with or incorporated by reference into this registration statement:</font></div>

<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Exhibit</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Number</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="left" valign="bottom" width="69%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Description of Document</font></div>
</td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="69%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">1.1</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="left" valign="bottom" width="69%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Form of Underwriting Agreement<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top; DISPLAY: inline">(1)</font></font></div>
</td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="69%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">3.1</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="left" valign="bottom" width="69%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Articles of Incorporation, as amended<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top; DISPLAY: inline">(2)</font></font></div>
</td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="69%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">3.2</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="left" valign="bottom" width="69%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Bylaws, as amended<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top; DISPLAY: inline">(3)</font></font></div>
</td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="69%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">3.3</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="left" valign="bottom" width="69%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Form of Certificate of Designation for issuance of Preferred Stock<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top; DISPLAY: inline">(1)</font></font></div>
</td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="69%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">4.1</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="left" valign="bottom" width="69%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Form of Common Stock Certificate<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top; DISPLAY: inline">(4)</font></font></div>
</td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="69%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="middle" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">4.2</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="left" valign="bottom" width="69%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Form of Warrant Agreement (including form of warrant certificate)<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top; DISPLAY: inline">(1)</font></font></div>
</td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="69%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="middle" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">4.3</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="left" valign="middle" width="69%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Form of Indenture for Senior and Subordinated Indebtedness * </font></div>
</td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="69%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="middle" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">4.4</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="left" valign="middle" width="69%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Form of Unit Agreement (including Unit Certificate)<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top; DISPLAY: inline"> (1)</font></font></div>
</td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="69%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="middle" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">5.1</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="left" valign="middle" width="69%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Opinion of Jones Walker LLP</font></div>
</td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="69%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="middle" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">8.1</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="left" valign="bottom" width="69%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Opinion of Jones Walker as to Tax Matters<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top; DISPLAY: inline">(1)</font></font></div>
</td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="69%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="middle" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">12</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="left" valign="middle" width="69%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Statements Regarding Computation of Ratios * </font></div>
</td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="69%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">23.1</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="left" valign="bottom" width="69%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Consent of Crowe Horwath LLP</font></div>
</td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="69%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">23.2</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="left" valign="bottom" width="69%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Consent of Smith Elliott Kearns &amp; Company, LLC</font></div>
</td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="69%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="middle" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">23.3</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="left" valign="middle" width="69%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Consent of Jones Walker LLP (contained in its opinion filed as Exhibit 5.1)</font></div>
</td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="69%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="middle" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">24.1</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="left" valign="middle" width="69%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Power of attorney (contained in the signature page of the registration statement) * </font></div>
</td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="8%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="69%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="top" width="8%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">25.1</font></div>
</td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td align="left" valign="middle" width="69%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Form T-1 Statement of Eligibility of Trustee to act as Trustee under the Indenture for Senior and Subordinated Indebtedness<font style="FONT-SIZE: 70%; VERTICAL-ALIGN: text-top; DISPLAY: inline">(5)</font></font></div>
</td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="top" width="8%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="69%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="bottom" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td valign="top" width="4%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"> <font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">*</font> </div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">(1)</font></div>
</td>
<td align="left" colspan="4" valign="top" width="81%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"> <font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Previously filed. </font> </div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">To be filed, if necessary, by amendment or as an exhibit to a report filed under the Securities Exchange Act of 1934, as amended and incorporated by reference.</font></div>
</td>
</tr><tr>
<td valign="top" width="4%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">(2)</font></div>
</td>
<td align="left" colspan="4" valign="top" width="81%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Incorporated by reference to the Registrant&#8217;s Current Report on Form 8-K filed January 29, 2010.</font></div>
</td>
</tr><tr>
<td valign="top" width="4%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">(3)</font></div>
</td>
<td align="left" colspan="4" valign="top" width="81%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Incorporated by reference to the Registrant&#8217;s Current Report on Form 8-K filed March 1, 2013.</font></div>
</td>
</tr><tr>
<td valign="top" width="4%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">(4)</font></div>
</td>
<td align="left" colspan="4" valign="top" width="81%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Incorporated by reference to the Registrant&#8217;s Registration Statement on Form S-3 filed February 8, 2010 (File No. 333-164780).</font></div>
</td>
</tr><tr>
<td valign="top" width="4%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">(5)</font></div>
</td>
<td align="left" colspan="4" valign="top" width="81%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">To be filed in accordance with the requirements of Section 305(b)(2) of the Trust Indenture Act of 1939, as amended, and the applicable rules thereunder.</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<br>
<div id="PGBRK" style="WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">II-2</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="9%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Item&#160;17.</font></div>
</td>
<td align="left" valign="bottom" width="76%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">Undertakings</font></div>
</td>
</tr></table>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The undersigned Registrant hereby undertakes:</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(1)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;To file, during any period in which offers or sales are being made, a post-effective amendment to this registration statement:</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;To include any prospectus required by Section&#160;10(a)(3) of the Securities Act of 1933;</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;To reflect in the prospectus any facts or events arising after the effective date of the registration statement (or the most recent post-effective amendment thereof) which, individually or in the aggregate, represent a fundamental change in the information set forth in the registration statement;&#160;and</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(iii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;To include any material information with respect to the plan of distribution not previously disclosed in the registration statement or any material change to such information in the registration statement;</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-STYLE: italic; DISPLAY: inline">provided, however</font>, that Paragraphs (a)(1)(i), (a)(1)(ii)&#160;and (a)(1)(iii)&#160;of this section do not apply if the information required to be included in a post-effective amendment by those paragraphs is contained in reports filed with or furnished to the Commission by the Registrant pursuant to section&#160;13 or section&#160;15(d) of the Securities Exchange Act of 1934 that are incorporated by reference in the registration statement, or is contained in a form of prospectus filed pursuant to Rule&#160;424(b) that is part of the registration statement.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(2)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;That, for the purpose of determining any liability under the Securities Act of 1933, each such post-effective amendment shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(3)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;To remove from registration by means of a post-effective amendment any of the securities being registered which remain unsold at the termination of the offering.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(4)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;That, for the purpose of determining liability under the Securities Act of 1933 to any purchaser:</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Each prospectus filed by the Registrant pursuant to Rule&#160;424(b)(3) shall be deemed to be part of the registration statement as of the date the filed prospectus was deemed part of and included in the registration statement;&#160;and</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Each prospectus required to be filed pursuant to Rule&#160;424(b)(2), (b)(5), or (b)(7) as part of a registration statement in reliance on Rule&#160;430B relating to an offering made pursuant to Rule 415(a)(1)(i), (vii), or (x)&#160;for the purpose of providing the information required by section&#160;10(a) of the Securities Act of 1933 shall be deemed to be part of and included in the registration statement as of the earlier of the date such form of prospectus is first used after effectiveness or the date of the first contract of sale of securities in the offering described in the prospectus. As provided in Rule&#160;430B, for liability purposes of the issuer and any person that is at that date an underwriter, such date shall be deemed to be a new effective date of the registration statement relating to the securities in the registration statement to which that prospectus relates, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof. <font style="FONT-STYLE: italic; DISPLAY: inline">Provided, however,</font> that no statement made in a registration statement or prospectus that is part of the registration </font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">II-3</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>

<div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">statement or made in a document incorporated or deemed incorporated by reference into the registration statement or prospectus that is part of the registration statement will, as to a purchaser with a time of contract of sale prior to such effective date, supersede or modify any statement that was made in the registration statement or prospectus that was part of the registration statement or made in any such document immediately prior to such effective date.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(5)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;That, for the purpose of determining liability of the Registrant under the Securities Act of 1933 to any purchaser in the initial distribution of the securities: The undersigned Registrant undertakes that in a primary offering of securities of an undersigned Registrant pursuant to this registration statement, regardless of the underwriting method used to sell the securities to the purchaser, if the securities are offered or sold to such purchaser by means of any of the following communications, the undersigned Registrant will be a seller to the purchaser and will be considered to offer or sell such securities to such purchaser:</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Any preliminary prospectus or prospectus of an undersigned Registrant relating to the offering required to be filed pursuant to Rule&#160;424;</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Any free writing prospectus relating to the offering prepared by or on behalf of the undersigned Registrant or used or referred to by the undersigned Registrant;</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(iii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The portion of any other free writing prospectus relating to the offering containing material information about the undersigned Registrant or its securities provided by or on behalf of the undersigned Registrant;&#160;and</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(iv)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Any other communication that is an offer in the offering made by the undersigned Registrant to the purchaser.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(6)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;That, for purposes of determining any liability under the Securities Act of 1933, each filing of the Registrant&#8217;s annual report pursuant to section&#160;13(a) or section&#160;15(d) of the Securities Exchange Act of 1934 that is incorporated by reference in the registration statement shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Insofar as indemnification for liabilities arising under the Securities Act of 1933 may be permitted to directors, officers and controlling persons of the Registrant pursuant to the foregoing provisions, or otherwise, the Registrant has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Securities Act of 1933 and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the Registrant of expenses incurred or paid by a director, officer or controlling person of the Registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Securities Act of 1933 and will be governed by the final adjudication of such issue.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify">&#160;</div>

<br>
<div id="PGBRK" style="WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">II-4</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<br>
<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">SIGNATURES</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Pursuant to the requirements of the Securities Act of 1933, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form S-3 and has duly caused this Registration Statement on Form S-3 to be signed on its behalf by the undersigned, thereunto duly authorized, in the Borough of Shippensburg, Commonwealth of Pennsylvania, on January 19, 2016.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="40%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" valign="top" width="37%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-WEIGHT: bold; DISPLAY: inline">ORRSTOWN FINANCIAL SERVICES, INC.</font></div>
</td>
</tr><tr>
<td valign="top" width="40%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="34%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td valign="top" width="40%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="3%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">By:</font></div>
</td>
<td valign="top" width="34%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">/s/ Thomas R. Quinn, Jr.</font></div>
</td>
</tr><tr>
<td valign="top" width="40%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="34%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Thomas R. Quinn, Jr.</font></div>
</td>
</tr><tr>
<td valign="top" width="40%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="34%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">President and Chief Executive Officer</font></div>
</td>
</tr><tr>
<td valign="top" width="40%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="3%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="34%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">(Duly Authorized Representative)</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
&#160; </div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Pursuant to the requirements of the Securities Act of 1933, this Registration Statement on Form S-3 has been signed by the following persons in the capacities and on the dates indicated.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td colspan="2" valign="top" width="36%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160;*/s/ Joel R. Zullinger</font></div>
</td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" valign="top" width="36%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">/s/ Thomas R. Quinn, Jr.</font></div>
</td>
</tr><tr>
<td colspan="2" valign="top" width="36%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Joel R. Zullinger</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Chairman of the Board and Director</font></div>
</td>
<td rowspan="2" valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" rowspan="2" valign="top" width="36%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Thomas R. Quinn, Jr.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">President, Chief Executive Officer and Director</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">(Principal Executive Officer)</font></div>
</td>
</tr><tr>
<td valign="top" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Date:</font></div>
</td>
<td valign="top" width="30%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">January 19, 2016</font></div>
</td>
</tr><tr>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="30%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Date:</font></div>
</td>
<td valign="top" width="30%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">January 19, 2016</font></div>
</td>
</tr><tr>
<td colspan="2" valign="top" width="36%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" valign="top" width="36%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="top" width="36%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">*/s/ Jeffrey W. Coy</font></div>
</td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" valign="top" width="36%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">/s/ Daivd P. Boyle</font></div>
</td>
</tr><tr>
<td colspan="2" valign="top" width="36%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Jeffrey W. Coy</font></div>
</td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" valign="top" width="36%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">David P. Boyle</font></div>
</td>
</tr><tr>
<td colspan="2" valign="top" width="36%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Vice Chairman of the Board and Director</font></div>
</td>
<td rowspan="2" valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" rowspan="2" valign="top" width="36%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Executive Vice President and Chief Financial Officer</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">(Principal Financial Officer)</font></div>
</td>
</tr><tr>
<td valign="top" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Date:</font></div>
</td>
<td valign="top" width="30%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">January 19, 2016</font></div>
</td>
</tr><tr>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="30%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Date:</font></div>
</td>
<td valign="top" width="30%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">January 19, 2016</font></div>
</td>
</tr><tr>
<td colspan="2" valign="top" width="36%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" valign="top" width="36%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="top" width="36%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160;*/s/ Dr. Anthony F. Ceddia</font></div>
</td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" valign="top" width="36%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">/s/ Douglas P. Barton</font></div>
</td>
</tr><tr>
<td colspan="2" valign="top" width="36%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Dr. Anthony F. Ceddia, Director</font></div>
</td>
<td rowspan="2" valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" rowspan="2" valign="top" width="36%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Douglas P. Barton</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Senior Vice President and Chief Accounting Officer</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">(Principal Accounting Officer)</font></div>
</td>
</tr><tr>
<td valign="top" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Date:</font></div>
</td>
<td valign="top" width="30%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">January 19, 2016</font></div>
</td>
</tr><tr>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="30%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Date:</font></div>
</td>
<td valign="top" width="30%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">January 19, 2016</font></div>
</td>
</tr><tr>
<td colspan="2" valign="top" width="36%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" valign="top" width="36%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="top" width="36%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">*/s/ Mark Keller</font></div>
</td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" valign="top" width="36%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">*/s/ Eric A. Segal</font></div>
</td>
</tr><tr>
<td colspan="2" valign="top" width="36%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Mark Keller, Director</font></div>
</td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" valign="top" width="36%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Eric A. Segal, Director</font></div>
</td>
</tr><tr>
<td valign="top" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Date:</font></div>
</td>
<td valign="top" width="30%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">January 19, 2016</font></div>
</td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Date:</font></div>
</td>
<td valign="top" width="30%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">January 19, 2016</font></div>
</td>
</tr><tr>
<td colspan="2" valign="top" width="36%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" valign="top" width="36%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="top" width="36%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">*/s/ Andrea Pugh</font></div>
</td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" valign="top" width="36%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">*/s/ Glenn W. Snoke</font></div>
</td>
</tr><tr>
<td colspan="2" valign="top" width="36%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Andrea Pugh, Director</font></div>
</td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" valign="top" width="36%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Glenn W. Snoke, Director</font></div>
</td>
</tr><tr>
<td valign="top" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Date:</font></div>
</td>
<td valign="top" width="30%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">January 19, 2016</font></div>
</td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Date:</font></div>
</td>
<td valign="top" width="30%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">January 19, 2016</font></div>
</td>
</tr></table>
</div>

<br>
<div id="PGBRK" style="WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">II-5</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<br>
<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td colspan="2" valign="top" width="36%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" valign="top" width="36%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="top" width="36%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">*/s/ Gregory A. Rosenberry</font></div>
</td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" valign="top" width="36%" style="BORDER-BOTTOM: black 2px solid">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">*/s/ Floyd E. Stoner</font></div>
</td>
</tr><tr>
<td colspan="2" valign="top" width="36%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Gregory A. Rosenberry, Director</font></div>
</td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" valign="top" width="36%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Floyd E. Stoner, Director</font></div>
</td>
</tr><tr>
<td valign="top" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Date:</font></div>
</td>
<td valign="top" width="30%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">January 19, 2016</font></div>
</td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Date:</font></div>
</td>
<td valign="top" width="30%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">January 19, 2016</font></div>
</td>
</tr><tr>
<td colspan="2" valign="top" width="36%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" valign="top" width="36%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="top" width="36%" style="BORDER-BOTTOM: black 2px solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">/s/ Cindy J. Joiner&#160; </font></td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" valign="top" width="36%" style="BORDER-BOTTOM: black 2px solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">/s/ Thomas D. Longenecker&#160; </font></td>
</tr><tr>
<td colspan="2" valign="top" width="36%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Cindy J. Joiner, Director</font></div>
</td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td colspan="2" valign="top" width="36%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Thomas D. Longenecker, Director</font></div>
</td>
</tr><tr>
<td valign="top" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Date:</font></div>
</td>
<td valign="top" width="30%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">January 19, 2016</font></div>
</td>
<td valign="top" width="6%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">&#160; </font></td>
<td valign="top" width="6%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">Date:</font></div>
</td>
<td valign="top" width="30%">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; DISPLAY: inline">January 19, 2016</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">*By:&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="TEXT-DECORATION: underline; DISPLAY: inline">/s/ Thomas R. Quinn, Jr.<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160; &#160;&#160;</font></font></font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Thomas R. Quinn, Jr.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Attorney-in-Fact</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">II-6&#160;</font>

<div>
<hr style="COLOR: black" align="left" noshade size="2" width="100%">
</div>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.1
<SEQUENCE>2
<FILENAME>ex5-1.htm
<DESCRIPTION>EXHIBIT 5.1 - OPINION OF JONES WALKER, LLP
<TEXT>
<html>
<head>
    <title>ex5-1.htm</title>
    <!--Licensed to: roy2011-->
    <!--Document Created using EDGARizer 2020 5.5.2.0-->
    <!--Copyright 1995 - 2015 Summit Financial Printing. All rights reserved.-->
</head>
<body bgcolor="#ffffff" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">
<img src="joneswalker-logo.jpg" alt=""><br>
<br>
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">January 19, 2016</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Orrstown Financial Services, Inc.</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">77 East King Street</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Shippensburg, Pennsylvania&#160;&#160;17257</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Ladies and Gentlemen:</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><a name="tab1"><!--EFPlaceholder--></a><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We have acted as counsel to Orrstown Financial Services, Inc. (the &#8220;Company&#8221;) in connection with the Company&#8217;s registration statement on Form S-3 (as amended, the &#8220;Registration Statement&#8221;), including the prospectus that is a part of the Registration Statement (the &#8220;Prospectus&#8221;) filed with the Securities and Exchange Commission on December 18, 2015 under the Securities Act of 1933, as amended (the &#8220;Act&#8221;).&#160;&#160;The Prospectus provides that it will be supplemented in the future by one or more prospectus supplements (each, a &#8220;Prospectus Supplement&#8221;).&#160;&#160;The Prospectus, as supplemented by the various Prospectus Supplements, will provide for the issuance and sale from time to time by the Company&#160;&#160;of up to an aggregate of $100,000,000 of its: (i) one or more series of debt securities of the Company, whether senior or subordinated, (collectively, &#8220;Debt Securities&#8221;); (ii) shares of common stock, no par value, of the Company (&#8220;Common Stock&#8221;); (iii) shares of preferred stock, $1.25 par value, of the Company (&#8220;Preferred Stock&#8221;); (iv) warrants to purchase Common Stock or Preferred Stock of the Company (&#8220;Warrants&#8221;); (v) units comprised of one or more of the securities described above in any combination (the &#8220;Units&#8221;) and; (vi) any combination of the foregoing.&#160;&#160;The Debt Securities, Common Stock, Preferred Stock, the Warrants and the Units that may be offered and sold by the Company are herein referred to as the &#8220;Securities.&#8221; This opinion letter is Exhibit 5.1 to the Registration Statement.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The Debt Securities consist of senior debt securities or subordinated debt securities and will be issued pursuant to an indenture, the form of which was filed as Exhibit 4.3 to the Registration Statement, as may be amended or supplemented from time to time (as amended or supplemented, the &#8220;Indenture&#8221;) between the Company as obligor and a trustee chosen by the Company and qualified to act as such under the Trust Indenture Act of 1939, as amended (the &#8220;Trustee&#8221;).</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The Warrants may be issued pursuant to a warrant agreement (the terms and conditions of which will be set forth in a Prospectus Supplement(s) relating to an issuance of Warrants), between the Company and a financial institution to be identified therein as the warrant agent (the &#8220;Warrant Agent&#8221;), as such warrant agreement may be supplemented from time to time (collectively, the &#8220;Warrant Agreement&#8221;).</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Orrstown Financial Services, Inc.</font></div>

<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">January 19, 2016</div>

<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">Page 2</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The Units may be issued pursuant to a unit agreement (the terms and conditions of which will be set forth in a Prospectus Supplement(s) relating to an issuance of Units), between the Company&#160;&#160;and a financial institution as unit agent (the &#8220;Unit Agent&#8221;), as such unit agreement may be amended or supplemented from time to time (the &#8220;Unit Agreement&#8221;).</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">In connection with this opinion, we have examined the Registration Statement and the Indenture. We have also examined originals or copies certified to our satisfaction of such records, documents, certificates, memoranda and other instruments as in our judgment are necessary or appropriate to enable us to render the opinion expressed below, and we have undertaken no independent verification with respect thereto. We have assumed the genuineness and authenticity of all documents submitted to us as originals, and the conformity to originals of all documents where due execution and delivery are a prerequisite to the effectiveness thereof. As to certain factual matters, we have relied upon representations of officers of the Company and have not sought to independently verify such matters.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">To the extent that the obligations of the Company under Debt Securities may be dependent upon such matters, we assume for purposes of this opinion letter that (i) the Trustee is duly organized, validly existing and in good standing under the laws of its jurisdiction of organization; (ii) the Trustee is duly qualified to engage in the activities contemplated by the Indenture; (iii) the Indenture has been duly authorized, executed and delivered by the Trustee and constitutes the legally valid and binding obligation of the Trustee, enforceable against the Trustee in accordance with its terms; (iv) the Trustee is in compliance, generally and with respect to acting as a trustee under the Indenture, with all applicable laws and regulations; and (v) the Trustee has the requisite organizational and legal power and authority to execute and deliver and to perform its obligations under the Indenture.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">To the extent that the obligations of the Company under Warrants may be dependent upon such matters, we assume for purposes of this opinion letter that (i) the Warrant Agent is duly organized, validly existing and in good standing under the laws of its jurisdiction of organization; (ii) the Warrant Agent is duly qualified to engage in the activities contemplated by the Warrant Agreement; (iii) the Warrant Agreement has been duly authorized, executed and delivered by </font><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">the Warrant Agent and constitutes the legally valid and binding obligation of the Warrant Agent, enforceable against the Warrant Agent in accordance with its terms; (iv) the Warrant Agent is in compliance, generally and with respect to acting as a trustee under the Warrant Agreement, with all applicable laws and regulations; and (v) the Warrant Agent has the requisite organizational and legal power and authority to execute and deliver and to perform its obligations under the Warrant Agreement.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">To the extent that the obligations of the Company under Units may be dependent upon such matters, we assume for purposes of this opinion letter that (i) the Unit Agent is duly organized, validly existing and in good standing under the laws of its jurisdiction of organization; (ii) the Unit Agent is duly qualified to engage in the activities contemplated by the Unit Agreement; (iii) the Unit Agreement has been duly authorized, executed and delivered by</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left">&#160;</div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center">&#160;</div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right">&#160;</div>
</div>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>

<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Orrstown Financial Services, Inc.</font></font></font></div>

<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">January 19, 2016</font></font></div>

<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Page 3</font></font></div>
</div>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>

<div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;the Unit Agent and constitutes the legally valid and binding obligation of the Unit Agent, enforceable against the Unit Agent in accordance with its terms; (iv) the Unit Agent is in compliance, generally and with respect to acting as a trustee under the Unit Agreement, with all applicable laws and regulations; and (v) the Unit Agent has the requisite organizational and legal power and authority to execute and deliver and to perform its obligations under the Unit Agreement.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Based on the foregoing, we are of the opinion that:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;When (1) the board of directors of the Company (the &#8220;Board&#8221;) has adopted a resolution in form and substance as required by applicable law authorizing the issuance of shares of Common Stock (with such shares, together with all shares of Common Stock previously issued or reserved for issuance and not duly and lawfully retired not exceeding 50,000,000 shares); (2) the Registration Statement and any required post-effective amendments thereto shall have been declared effective under the Act by order of the Commission; and (3) such shares are issued and delivered against payment therefor of such lawful consideration as the Board (or a duly authorized committee thereof) may determine is received in the manner contemplated by the Registration Statement, the Prospectus and the related Prospectus Supplement(s) and by such resolution, such shares of Common Stock will be validly issued, fully paid and nonassessable.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;When (1) a series of Preferred Stock has been duly established in accordance with the terms of the Company&#8217;s articles of incorporation and applicable law; (2) the Board has adopted a resolution in form and content as required by applicable law and the Company&#8217;s articles of incorporation authorizing the issuance of Preferred Stock (with such shares, together with all shares of Preferred Stock previously issued or reserved for issuance and not duly and lawfully retired not exceeding 500,000 shares); (2) the Registration Statement and any required post-effective amendments thereto shall have been declared effective under the Act by order of the Commission; and (3) such shares are issued and delivered against payment therefor of such lawful consideration as the Board (or a duly authorized committee thereof) may determine is received in the manner contemplated by the Registration Statement, the Prospectus and the related Prospectus Supplement(s) and by such resolution, such shares of Common Stock will be validly issued, fully paid and nonassessable.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;When (1) the Indenture has been duly executed and delivered by the Company and the Trustee, (2) the Debt Securities have been duly established in accordance with the Indenture (including, without limitation, the adoption by the Board of the Company, or a duly formed committee thereof, of a resolution duly authorizing the issuance and delivery of the Debt Securities), duly authenticated by the Trustee and duly executed and delivered on behalf of the Company against payment therefor in accordance with the terms and provisions of the Indenture and as contemplated by the Registration Statement, the Prospectus and the related Prospectus Supplement(s); and (3) the Registration Statement and any required post-effective amendments thereto shall have been declared effective under the Act by order of the Commission, and assuming that (A) the terms of the Debt Securities as executed and delivered are as described in the Registration Statement, the Prospectus and the related Prospectus Supplement(s), (B) Debt </font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify">
<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left">&#160;</div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center">&#160;</div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right">&#160;</div>
</div>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>

<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Orrstown Financial Services, Inc.</font></font></font></div>

<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">January 19, 2016</font></font></div>

<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Page 4</font></font></div>

<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>

<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>
</div>
</div>

<div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Securities as executed and delivered do not violate any law applicable to the Company, and (C) Debt Securities as executed and delivered comply with all requirements and restrictions, if any, applicable to the Company, whether imposed by any court or governmental or regulatory body having jurisdiction over the Company, the Debt Securities will constitute legally valid and binding obligations of the Company, enforceable against the Company in accordance with their terms.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;When (1) the Warrant Agreement has been duly executed and delivered by the Company and the Warrant Agent, (2) the Warrants have been established in accordance with the Warrant Agreement (including, without limitation, the adoption by the Board of the Company, or a duly formed committee thereof, of a resolution duly authorizing the issuance and delivery of the Warrants), duly authenticated by the Warrant Agent and duly executed and delivered on behalf of the Company against payment therefor in accordance with the terms and provisions of the Warrant Agreement and as contemplated by the Registration Statement, the Prospectus and the related Prospectus Supplement(s), and (3) the Registration Statement and any required post-effective amendments thereto and any and all Prospectus Supplement(s) required by applicable laws have all become effective under the Act, and assuming that the (A) terms of the Warrants executed and delivered are as described in the Registration Statement, the Prospectus and the related Prospectus Supplement(s), (B) Warrants as executed and delivered do not violate any law applicable to the Company or result in a default under or breach of any agreement or instrument binding upon the Company, and (C) Warrants as executed and delivered comply with all requirements and restrictions, if any, applicable to the Company, whether imposed by any court or governmental or regulatory body having jurisdiction over the Company, the Warrants will constitute legally valid and binding obligations of the Company, enforceable against the Company in accordance with their terms.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;When (1) the Unit Agreement has been duly executed and delivered by the Company and the Unit Agent, (2) the Units have been established in accordance with the Unit Agreement (including, without limitation, the adoption by the Board of the Company, or a duly formed committee thereof, of a resolution duly authorizing the issuance and delivery of the Units including the other Securities that are components of such Units), duly authenticated by the Unit Agent and duly executed and delivered on behalf of the Company against payment therefor in accordance with the terms and provisions of the Unit Agreement and as contemplated by the Registration Statement, the Prospectus and the related Prospectus Supplement(s), and (3) the Registration Statement and any required post-effective amendments thereto and any and all Prospectus Supplement(s) required by applicable laws have all become effective under the Act, and assuming that the (A) terms of the Units, including the terms of the Registered Securities which are components of such Units, executed and delivered are as described in the Registration Statement, the Prospectus and the related Prospectus Supplement(s), (B) Units, including the Securities which are components of such Units, as executed and delivered do not violate any law applicable to the Company or result in a default under or breach of any agreement or instrument binding upon the Company, and (C) Units, including the Securities which are components of such Units, as executed and delivered comply with all requirements and restrictions, if any, applicable to the Company, whether imposed by any court or governmental or regulatory body </font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify">&#160;</div>

<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Orrstown Financial Services, Inc.</font></div>

<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">January 19, 2016</div>

<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">Page 5</div>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>

<div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">having jurisdiction over the Company, such Units will constitute legally valid and binding obligations of the Company, enforceable against the Company in accordance with their terms.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">In rendering this opinion, we are not expressing an opinion as to the laws of any jurisdiction other than the Commonwealth of Pennsylvania and the State of New York, and we assume no responsibility as to the applicability of the laws of any other jurisdiction to the subject matter hereof or to the effects of such laws thereon.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">In addition to any other assumptions, comments, qualifications, limitations and exceptions set forth above, the opinions set forth herein are further limited by, subject to and based upon the following:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 36pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</td>
<td style="WIDTH: 36pt">
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">a.</font></div>
</td>
<td>
<div align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Our opinions herein reflect only the application of applicable laws of the Commonwealth of Pennsylvania and the State of New York that, in our experience, are normally applicable to transactions of the type contemplated by the Registration Statement.&#160;&#160;The opinions set forth herein are made as of the date hereof and are subject to, and may be limited by, future changes in the factual matters set forth herein, and we undertake no duty to advise you of the same.&#160;&#160;The opinions expressed herein are based upon the laws in effect (and published or otherwise generally available) on the date hereof, which laws are subject to change with possible retroactive effect, and we assume no obligation to revise or supplement these opinions should such law be changed by legislative action, judicial decision or otherwise.&#160;&#160;In rendering our opinions, we have not considered, and hereby disclaim any opinion as to, the application or impact of any laws, cases, decisions, rules or regulations of any other jurisdiction, court or administrative agency.</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 36pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</td>
<td style="WIDTH: 36pt">
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">b.</font></div>
</td>
<td>
<div align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Our opinions set forth above are subject to and may be limited by (i) applicable bankruptcy, insolvency, reorganization, receivership, moratorium, receivership, rearrangement, liquidation, conservatorship and other similar laws or equitable principles affecting or related to the rights and remedies of creditors generally, including, without limitation, laws relating&#160;to fraudulent conveyances, preferences and equitable subordination; (ii) general principles of equity (regardless of whether considered in a proceeding in equity or at law); (iii) public policy considerations which may limit the rights of parties to obtain remedies; (iv)&#160;an implied covenant of good faith and fair dealing; (v) the availability of equitable remedies, including, without limitation, specific performance or injunctive relief; and (vi) the unenforceability of any provision requiring the payment of attorneys&#8217; fees, where such payment is contrary to law or public policy.</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 36pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</td>
<td style="WIDTH: 36pt">
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">c.</font></div>
</td>
<td>
<div align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We express no opinion as to (i) the effectiveness (A) of any waiver (whether or not stated as such) under Section 5.15 of the Indenture, or otherwise, or any consent thereunder relating to, any unknown future rights or the rights of any party thereto existing, or duties owing to it, as a matter of law; (B) of any waiver </font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Orrstown Financial Services, Inc.</font></div>

<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">January 19, 2016</div>

<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">Page 6</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 36pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</td>
<td style="WIDTH: 36pt">
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font></div>
</td>
<td>
<div align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">(whether or not stated as such) contained in the Indenture of rights of any party, or duties owing to it, that is broadly or vaguely stated or does not describe the right or duty purportedly waived with reasonable specificity; (C) of any provisions of the Indenture or Warrant Agreement that may be construed as penalties or forfeitures; or (D) of any covenants (other than covenants relating to the payment of principal, interest, premium, indemnities and expenses) in the Indenture or Warrant Agreement to the extent they are construed to be independent requirements as distinguished from conditions to the declaration or occurrence of a default or any event of default; or (ii) the validity, binding effect or enforceability of Section 1.12 of the Indenture or any provision of the Warrant Agreement related to choice of governing law to the extent that the validity, binding effect or enforceability of any such provision is to be determined by any court other than a court of the State of New York or the Commonwealth of Pennsylvania or a federal district court sitting in the State of New York or the Commonwealth of Pennsylvania, in each case, applying the choice of law principles of the State of New York or the Commonwealth of Pennsylvania, respectively.</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div><br>
</div>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 36pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</td>
<td style="WIDTH: 36pt">
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">d.</font></div>
</td>
<td>
<div align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Our opinions are further subject to the effect of generally applicable rules of law arising from statutes, judicial and administrative decisions, and the rules and regulations of governmental authorities that: (i) limit or affect the enforcement of provisions of a contract that purport to require waiver of the obligations of good faith, fair dealing, diligence and reasonableness; (ii) limit the availability of a remedy under certain circumstances where another remedy has been elected; (iii) limit the enforceability of provisions releasing, exculpating or exempting a party from, or requiring indemnification of a party for, liability for its own action or inaction, to the extent the action or inaction involves negligence, recklessness, willful misconduct or unlawful conduct; (iv) may, where less than all of the contract may be unenforceable, limit the enforceability of the balance of the contract to circumstances in which the unenforceable portion is not an essential part of the agreed exchange; and (v) govern and afford judicial discretion regarding the determination of damages and entitlement to attorneys' fees.</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 36pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</td>
<td style="WIDTH: 36pt">
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">e.</font></div>
</td>
<td>
<div align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We express no opinion as to the enforceability of (i) consents to, or restrictions upon, judicial relief; (ii) waivers of rights or defenses with respect to stay, extension or usury laws; (iii)&#160;waivers of broadly or vaguely stated rights; (iv) provisions for exclusivity, election or cumulation of rights or remedies; (v) provisions authorizing or validating conclusive or discretionary determinations; (vi) grants of setoff rights; (vii) proxies, powers and trusts; (viii) restrictions upon non-written modifications and waivers; (ix) provisions prohibiting, restricting, or requiring consent to assignment or transfer of any right or property; or (x) provisions for liquidated damages, default interest, late charges, monetary penalties, make-whole premiums or other economic remedies to the extent such provisions are deemed to constitute a penalty.</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>

<div id="PN" style="WIDTH: 100%; PAGE-BREAK-AFTER: always">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">
<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Orrstown Financial Services, Inc.</font></div>

<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">January 19, 2016</div>

<div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">Page 7</div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 36pt">
<div><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160; </font></div>
</td>
<td style="WIDTH: 36pt">
<div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">f.</font></div>
</td>
<td>
<div align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">In addition, we express no opinion with respect to (i) compliance with laws relating to permissible rates of interest; or (ii) the creation, validity, perfection or priority of any security interest or lien.</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 36pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We hereby consent to be named in the Registration Statement, the Prospectus and any supplement to the Prospectus as attorneys who passed upon the legality of the Securities and to the filing of a copy of this opinion as an exhibit to the Registration Statement. By giving such consent, we do not hereby admit that we are in the category of persons whose consent is required under Section 7 of the Act or the rules and regulations of the Commission.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 252pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Sincerely,</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 252pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">/s/ Jones Walker LLP</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 252pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; DISPLAY: inline">JONES WALKER LLP</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
<div>
<hr style="COLOR: black" align="left" noshade size="2" width="100%">
</div>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>3
<FILENAME>ex23-1.htm
<DESCRIPTION>EXHIBIT 23.1 - CONSENT OF CROWE HORWATH LLP
<TEXT>
<html>
<head>
    <title>ex23-1.htm</title>
    <!--Licensed to: roy2011-->
    <!--Document Created using EDGARizer 2020 5.5.2.0-->
    <!--Copyright 1995 - 2015 Summit Financial Printing. All rights reserved.-->
</head>
<body bgcolor="#ffffff" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">
<div>&#160;</div>

<div><img src="ex23-1s3orristown.jpg" alt=""></div>

<div>
<div>
<hr style="COLOR: black" align="left" noshade size="2" width="100%">
</div>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.2
<SEQUENCE>4
<FILENAME>ex23-2.htm
<DESCRIPTION>EXHIBIT 23.2 - CONSENT OF SMITH ELLIOTT KEARNS & COMPANY, LLC
<TEXT>
<html>
<head>
    <title>ex23-2.htm</title>
    <!--Licensed to: roy2011-->
    <!--Document Created using EDGARizer 2020 5.5.2.0-->
    <!--Copyright 1995 - 2015 Summit Financial Printing. All rights reserved.-->
</head>
<body bgcolor="#ffffff" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">
<div style="TEXT-ALIGN: right; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; FONT-STYLE: normal; DISPLAY: inline">Exhibit 23.2</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; FONT-STYLE: italic; DISPLAY: inline">&#160;</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; FONT-STYLE: italic; DISPLAY: inline">CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">The Board of Directors and Shareholders of</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="justify"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Orrstown Financial Services, Inc.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 72pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">We consent to the incorporation by reference in this Registration Statement on Form S-3 of Orrstown Financial Services, Inc. of our report dated March 14, 2014 on the consolidated financial statements for the year ended December 31, 2013, which appears in Form 10-K of Orrstown Financial Services, Inc. for the year ended December 31, 2014 .</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 72pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline"><font id="TAB1" style="MARGIN-LEFT: 216pt"></font>/s/ Smith Elliott Kearns &amp; Company, LLC</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">Chambersburg, Pennsylvania</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">January 19, 2016</font></div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left">&#160;</div>

<div style="MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" align="left"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; DISPLAY: inline">&#160;</font>

<div>
<hr style="COLOR: black" align="left" noshade size="2" width="100%">
</div>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>joneswalker-logo.jpg
<TEXT>
begin 644 joneswalker-logo.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X0!F17AI9@  34T *@    @ ! $:  4
M   !    /@$;  4    !    1@$H  ,    !  (   $Q  (    0    3@
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MN;K"P\3%QL?(R<K2T]35UM?8V=KBX^3EYN?HZ>KR\_3U]O?X^?K_V@ , P$
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MG;?J_D?O)YB^H_.GJVY<BOB+QA^PM^SWJ/@:^AT_1-6T#4F@>.UU"+Q9J#-
MY4A6Q+.R'!QPRD5[)^S#X'UGX<_L&?#7P;XBLVT_Q!I^E#^TK9IEE,,\CM+(
MI920<,YY!(J6DD=-.K7=7EG"RMNG?]$>\,RA3\P7'?-9\&J:=<7C00ZC;7$R
M]8XYU9OR!S7Y2_M2?$[6_''_  5=^'?[,MUXHU#PE\,KN:UC\3)871M7U9[C
M,GDM(I#&-D$<84$?,[9S@8]U^(_[ ?P%\3?!35+#P'X-A\#^,$M6.B:S8W]R
MK13J#Y?F@R$2(6P&R"V"<$'FJY58Y%C*M5U/8POR.SN[-OK;1GWN"".#GZ4U
MO]6V*\?_ &?-!U[PO^Q)\+?#OBBQETWQ'IGAJSM-2M9Y5D>.:.%5<%E)!Y'8
MFO8&^X:S>AZT6Y13M8_)']I#]HGX-_"7]LSXD^%?$'@'4O$FO:D]A<:]+]GM
MI+>X"64)ME'F298* IP5 5MS#)Z^5^$OVOKKQQ<7GA'X._!"\D\0B,2V2+=0
M1VR1J09'G("K'D!E7D@L5Z$@5Y/^V1\//$GQ._X+8^-?"_AFS\^[FL].>:XD
M.V"SB6QAWS3/@[$4?B>  20*Y!=8U&QU*R_9Z_9;OI+G4'W3>)O&-I)]GGUJ
MZ@4LQCF#?NK=-I"[6&XL "02TG@XG!8-S?*KS^)MMV7F]?N1\6LSS!5Y)M1I
MIN*2BN:7DFU][_4^B=/T'P?\ _@U\2/BMXG\41>,OC++/_9NH>(X$\Z.ROKD
M8\FU7Y03$I$C@;7*KMP@^4>*_L]_$RW'QO\ "GPS^!_@.VT>&^O%?7_%NN1"
M[U>[MXSYD[DC$<"E%*A 64$CDLV3XA\>_$EGH^D>&?@;X:ODO_#?@Q6.J7B9
MQJ>KR FZGR3DJC,T:@\C#<GC'V)^SS\&?^%>_L,>)/'WB36(O ^N>)K)7N=:
MF;;-I6BED9Q'UVS2)N*GLS0DC,96N>K"G1PCJ8AN4JCLE^6FFRV08:I5Q68*
MGADH0HJ\FOO?O/N]&SBOBM8>./VO/VS)O"?@N46WPQ\)RM9R:U(A:Q6;CSYP
MRC$DA.$1 <%4!^4,QKPG]J;X3?#CX->*/!O@WP?<W]]XA&G-<Z]=7MR'W;WQ
M%\J@!#\LAP/X=G?)/V)^S/XOC\>?'G6/^$%TD^#_ ($^!;%ETG28(2DMY=S*
M46XN&Y:5S&LS8).W,><GYCXKXRT'2_"_C[5/CU^TI''J7BW6I?M/A;X<1R*)
M'1 %@-WCB.*-0@*'.2IW;FW*:PU>='%*@M(022BMVWW_ #?1$XW#4<3@7B&K
MSJ2;=1[12>O+^2[GZ+_L$7.M:?\ \$Q/!&A6.G31:O-=W]P6NHBB0Q/=2,DA
MR.0P.5QP1SS7W?HN@6VF*\S,;S4)/]=>2G+O[>P]OYU\Q_L0^.->^)'[!6A>
M-/$C6[:Q?ZI?B06L BBC1+ETCC11T554*,DG Y).:^OJ]B%&;J.I6UEVZ+T_
MS/KL&X1P5.-)^[9:]6%%%%=AU!1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MQ[P,,,,0>0"#^U&K:QIOA_PEJ6N:UJ$&EZ186[W-[>74RQ0V\2+N:1V8@*H
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MW<_:.55DCVL-W/I4#0Q,"-OXC@U^:'QZ_:2_:R^ NF>%[CQ%X,^&VN?V_?\
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MXKUW?Z'$?$;P!%\1_A3J7A&X\4:[X3M+]?+N;WP[=I;W;1GAHQ(Z/M5@2#@
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M[:Z''I=K\)_!MOIL>J#5([2+PQ9K"MZ'$@N@@CP)MX#>9C=D YS7QM</=?\
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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ME:OI3S26_B^\M);&3[)*MTTMI#I<T4* N4\Q;AU 55 42-7>?&'_ (:,\0?
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !7S_XL^.U]X;^,GB7P;IOP4\<^-)-!TRVU+4=5TB^\/V]E
M';W'FB-]U]JEN_6WF!R@QL]"I/T!7RKJ7P%L_'7[>?BSQY\4OA-\.O%GA-M
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M\9C+12('1BK %<JP." 17G-W\8-,/PTU;Q1X;\)^(_'%GIVJW%C<P:);6_G
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MVT'E2,TCWDPE5SRJA$*#"EG^]7JE#27]?U_75DIMK56"BBBI*"BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
C "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH _]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>ex23-1s3orristown.jpg
<TEXT>
begin 644 ex23-1s3orristown.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X0!F17AI9@  34T *@    @ ! $:  4
M   !    /@$;  4    !    1@$H  ,    !  (   $Q  (    0    3@
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MN;K"P\3%QL?(R<K2T]35UM?8V=KBX^3EYN?HZ>KR\_3U]O?X^?K_V@ , P$
M A$#$0 _ /W\HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M@?Q'\'R?M+^!_@3XF\,^,I-*T+X3?$#P2UMH^O:>DH6.ZFUW:\L,DT;AU50
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MS7T-R5*6L3%%(B(PB=2.G48GPUA_;XE^*^GV_P :#\ /^%<O!,FI'P5_;O\
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M%?6NF_LK_$'P1\&?VD/@G\/]8\/+\"_&WAB]3P)INI7=PEYX9U&[@>*:V;;
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M_@^Q\;2^)=.\?>'9[*&::RU+3K#YK60R)YB-!<JQ^0IO&W.5(J.3]D7XCO\
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MCN;J=9;>\1+E3)<!82%AS.F&0NW!^7IGDH?V,;KX;Z+\#_'G[/\ IO@KX?\
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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MPM="7]^[H\,T2*54%'YRJ"]M)K;WG'Y_NK7]?:>>WW:5(\D4UK=1?W^UT_\
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MLY)YH-+BAME2)MNV62:[2YC189/E0,-O@OC+Q=\3OB1X.U;P1XH^('BW39O
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M_P #4^[JBBGAG$AAF2;8Y1]C!MK#JIQT(]*^"M+^('QF\(_M'6L7QN\;>*?
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M*+7]I;]D.X\&Z/I>O>)$^(M]]CL-:UB73;28_P!@ZAN\RXBM[AX\+N(Q"^2
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M]MUS7?K)7;W;ZN]OK'5OV=O@]KGQ/O/%NI>$Y)M0O;R*]U&QCUJ]BTG4;F(
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M_:ELC%DM[U;.>);R)2S8CN!(H#,,89@>BM?A7\/;+QG9:]:>%;.VU"T\,?\
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M5GA::+]Y")45XC(@+()-P!(Q4S3IP\EIIY6?Z1>G9=596O?FE+K9_P#I2O\
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M NI[S9PW%RS$SSA"K,D44<LA164N4"AE+;A\F^&?$GQ$\"_M^?M7>(/'FN>
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M!V7# >K^-OVAH?AWX7U36-6^%GC_ ,1>&?#^GQ77BCQ3I>DVD6GZ?&84EDF
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M))/-1^$?VBM+\=>(K=?#/PS\=ZIX3OKJ\M-'\80:9:2:5J%Q:EUDC^2Y-Q;
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M_P" _P 8(?!/QL^&/A#4O",GP[^*&HW]]?:YJ-Y=P:IX>?4(5CO5AM$ADCO
MSAY(R]S!L\S!#A1GU[]H'XY6GP)\!^#M:NO#^I>(?[=\7Z=H?EZ=I-[>F!+F
M=8Y)=MK!*Q=4+%(R 9'PBY8A3YEX;_:Z\)VWQP^-/A7XD7A\/V?A/QG#I.FW
MECX7U.6"VLYK"SGCFU.Y2.2&S+37$J!YV@0A,8RK&BG'VJ:2O9./JE[/W?\
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MXB\/^&?^"4OP!U#Q)KFG^'["7PMIEI%<ZE>QVT4D\P6.&)6<@%W=E15'+,0
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M='R/O\6SZE6/M92?22M_Z<U?=^^O_ 5\OQ6^/$?PK;]FK]H7_A;)L8/VHO\
MA/93I;7$9&N/I U6(Z>+0X\TZ8;7RPY3]QO\W>0^:^Z?VY/#.B^)O^"9?C)=
M<T&PUZUTNZTW4F&H6D<Z6D<-] 9Y_G!"!;<S[F&/D+@\$BOL"BN:W[F-/^6W
MIHHK;_MV[U*_Y?RJ][_BVVK]M;)=$?ECKTG[.LOQA^+\GQ>;PO-IYT73O^%!
M%63[,=(_LV+RO^$:,?'VG[7YF?L/[[_4?P^77T?K'AGQ?XQ_X(:WWAOXHZ'_
M ,)'\0KSX1$:QIVI6RW$LNIKI^\;T8$&99U5LXR) ",$"OK^BE6C[7#5*/\
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MGC[P9X9T>P^-OC?=H?Q4T1[SP;K8?4R"MW(9(X(+J,#-N\KL<M)MB<Y*_?\
M^RWKT/B#]B?PW<VO@]O!.GVUQ>6=E8QZQ<ZG:3PPW,B+<V=Q<JLTEI*!O@+*
MH$3(% 4+7T114K2BZ?DE]RM?S^^ROH;57[6LZG>4G_X%)RM\K]KNWR/Q;M?
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M74=S-=)J6KW5Z8I1<R1LB"XD?R5&P?NDVH&W';N9B?K^N#T[X5_##1]5CO\
M2?AQX7TN^36I=;2XM/#]M%(NHRQF*6]#*@(N'C9D:;[Y4D$D'%=Y53ES/F_K
M^EMZ?<;)):+^M0HHHK,84444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MC^*.C:7\*_V=?#MS)%X[E\ Z]]MFU:^B8?\ $DDU'.QL95IEMUPJML=@Y"J
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MX4UX:]H6D^#]-MHM,L]0$SS"[D^T1L]W.#(X$DBKM4A "HY /TF;X\?"N/\
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M5OC=XYOXM!^'&@72LRWVH32QQ>:X'2& 2B5RQ ( 7(+"@#\E?VG/VAH?!_\
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MC^R_X=^)5YXNUE_&?CC7+])O[3?6?%#Q1WKSY^T-(+58682;G#(6*,'(((H
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MKX:U:0P/"DT^G@>7YB!@0R;/F12<\Y\!_:5U#]ICP[^VM)-\!/A*GC"^\8>
M;7PUI7CJ66-(/!-R+ZZDNKB8.2&0QRVTNTJ S6\8^<C80#X'O/V _#_BS_@H
M!XH^'G[+?CJRL/!/A"UL[WQSK'B_PW::^+?Q!#< QZ:+F2-9I/,6(3SP!O)4
M\,#O6-?U&\$?LHSW'Q-T#XC_ +1GQ*O_ -H;XBZ),MQH#:A81Z;HN@2@AC):
M:= 1&9=RI^^FWO\ NT*["*]=^!/P1\+? ;X$VOA#P[OO]2N)VU#Q)KUR,W>O
M:G*!]HO[ALDM)(PSU. %4<"O9Z #M1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4F!GH*6B@ HHHH **** "BBB@ KD->
M\ ^"_%'CGPOXF\1>%M*UOQ!X;FDFT#4;ZPCFN--DD"AW@D8%HRP5<E2,[5]!
M77T4 5[JTM;[2[BQOK:*]LYXS'/!/&'CE1AAE93P01P0>*;8V-CI>B6>FZ99
MP:=IMI"L%K:VL*Q101J JHB* %4    8 %6J* "BBB@ HHHH **** "BBB@
MHHHH **** "DVKG.T9^E+10 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M\7>)O#W_  CL.DV-U8>$(?BMJ/C76-(G=Y@]Q+<ZC:0726\ZJNQ)&D :)]A
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** /B[4-#^.WQ.^.'PAT[X@?#FV\,V_@+X@W7B
M"_\ %FGZI:MI&JVD=M>6]DEG!]HDO!,RW,/FB>*)%*2;68%0?#O'WPS_ &FO
M'^D^"].\3^#?%?B3Q-H/Q:TS7=3U:3QII=IX>FTVWU19@=/LH+A))?+MU3]W
M>Q*P(9E:60*3^H5%:4YNG.$U]EJ7JTXN[_\  4M+*P3O--/JG'T3YM%_X&WK
M?IV/SYU'X&_$VX_8$^)7@J+PJ&\4:K\<9?$MA9_VA:CSM//B6&^%QO\ ,V+_
M *,C/L9@_&W;NPM<W\7/A=\=%^&'[9_P^\&_">?QK_PMB^;4_#NO6_B'3K6Q
MA233+2SDMYUGG2=)P;9V3;$T3;UW2)SC]*J**<Y4U:/:WJK4U_[CB]//H[&S
MJ.4W-K7F<_FW)_=[S7IYZGYL_';X=_M)>._AI\=OAY_PBOBCQ38ZYH*V?@.3
M1/&&G:/H%I#]A56AO0)X[U[@W'F[@5DMY%,2,R(9!7MWPF^%OBW2?VM?'7B7
MQ9X9^P^&-9^%7A;0HVGN[>4R7-H+X7ENRQR,1L$\8+?<;=\K-@X^N*CFAAN;
M.:WN(4N+>5"DL4BAE=2,%2#P01Q@TN=\DHV3YDD[];)K\;ZO6YSJ.D8WLH[?
M-Q?YP5OGY6_.G]CWP)XHM?VH/B:OB2ZM]6\)?"(2_#KX<WL+M)OLFG^W3;G8
MG,D<36%HV#P;5@<'(KZ^^/OAC7/&W[#WQ>\'^&;'^TO$6M^#M1T_3+3SDB\^
M>:V>.--\C*BY9@,L0!GDBN_\-^%_#/@WP99>&_!_AW3/"GAVS4K::7H]A':6
MMN"<D)%&JHHR2> *W:*C=2"BW>RM?NWK)^LI-R?FS6C.5&O[:*5^:Z716MRK
MIHDDNE['R?\ %[P/XFU'0OA-,GPQO/B%I>BV,D&K6_A3Q.^@^*M/F:&)8Y+#
M4%O[-!"2KI/$9UWJ4(W;2I/A#X?7]G3X,:=I>M^&Y?[2\>_$N[N);+0A;O'I
M$FH3.\"S,\B&41Q1Q)+)&)'+[GPR[G'UA52YT^QO+JQGO+*"ZFLYO.LY)H5=
MK>38R;T)&5;:[KD8.&(Z$T^=\[E_,]?1R3:^=EJ[M:=%8PY%[)0_E6GDU%I/
MY<ST5D^JN>*?'[Q-\:/#WPNTR'X'_#NX\=>)-1U%+:_NH+S3XSHEH03)=I#>
M75NES*!PD7F*I8Y8@##> W?PU\57O[(FCZ;X,^"_BKPYXN\(>.]+\7F#QQK&
MBMJ'C*ZAN1+>2M<6-_/%]HE3S &G:) QC4;47*?>E%9P]R7,M[II]N5IJWE=
M7L]WO>RM<TIKEDM+--=&FFG?S:=KJUEM:[O\T_"OPSXSU;]L+XF?&KQ=X+OO
MAS;ZUX>TKP_H^@ZM?V=S?B.SDNYI+B<V<\\";WNPJ*LKG:F6VD[1QNH? ?Q'
MXR_8W_:8^&NN65OI=SXV\8:O?Z(;NX22">*4Q26TDGEEBJ,\>&4C<!G*]C]D
M44/5W_NN/R<HROZWBGVU>FUGNTWK:2E\U%Q2TZ6=N^BUWO\ *_A'POXR\2_M
MC^#?B%J7PVN_A#HGA#P=?^'9+*\OM/F;6'N)K5X_(6RGF M(1:N4\[RI,R#]
MTOS5]4445;DY)+M?\6Y/\6R4K?A^"27X(****@H**** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
0@ HHHH **** "BBB@#__V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
