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SHAREHOLDERS’ EQUITY AND REGULATORY CAPITAL (Tables)
6 Months Ended
Jun. 30, 2017
Equity [Abstract]  
Bank's Actual Capital Ratios
The following table presents capital amounts and ratios at June 30, 2017 and December 31, 2016.  
 
Actual
 
For Capital Adequacy Purposes
(includes applicable capital conservation buffer)
 
To Be Well
Capitalized Under
Prompt Corrective Action Provisions
(Dollars in thousands)
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
June 30, 2017
 
 
 
 
 
 
 
 
 
 
 
Total Capital to risk weighted assets
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
145,122

 
14.5
%
 
$
92,523

 
9.250
%
 
n/a

 
n/a

Bank
139,953

 
14.0
%
 
92,457

 
9.250
%
 
$
99,954

 
10.0
%
Tier 1 (Core) Capital to risk weighted assets
 
 
 
 
 
 
 
 
 
 
 
Consolidated
132,589

 
13.3
%
 
72,518

 
7.250
%
 
n/a

 
n/a

Bank
127,429

 
12.7
%
 
72,467

 
7.250
%
 
79,963

 
8.0
%
Common Equity Tier 1 (CET1) to risk weighted assets
 
 
 
 
 
 
 
 
 
 
 
Consolidated
132,589

 
13.3
%
 
57,514

 
5.750
%
 
n/a

 
n/a

Bank
127,429

 
12.7
%
 
57,473

 
5.750
%
 
64,970

 
6.5
%
Tier 1 (Core) Capital to average assets
 
 
 
 
 
 
 
 
 
 
 
Consolidated
132,589

 
9.1
%
 
58,397

 
4.0
%
 
n/a

 
n/a

Bank
127,429

 
8.7
%
 
58,429

 
4.0
%
 
73,037

 
5.0
%
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
Total Capital to risk weighted assets
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
139,033

 
14.6
%
 
$
82,391

 
8.625
%
 
n/a

 
n/a

Bank
126,408

 
13.2
%
 
82,328

 
8.625
%
 
$
95,453

 
10.0
%
Tier 1 (Core) Capital to risk weighted assets
 
 
 
 
 
 
 
 
 
 
 
Consolidated
127,033

 
13.3
%
 
63,286

 
6.625
%
 
n/a

 
n/a

Bank
114,417

 
12.0
%
 
63,238

 
6.625
%
 
76,363

 
8.0
%
Common Equity Tier 1 (CET1) to risk weighted assets
 
 
 
 
 
 
 
 
 
 
 
Consolidated
127,033

 
13.3
%
 
48,957

 
5.125
%
 
n/a

 
n/a

Bank
114,417

 
12.0
%
 
48,920

 
5.125
%
 
62,045

 
6.5
%
Tier 1 (Core) Capital to average assets
 
 
 
 
 
 
 
 
 
 
 
Consolidated
127,033

 
9.3
%
 
54,453

 
4.0
%
 
n/a

 
n/a

Bank
114,417

 
8.4
%
 
54,500

 
4.0
%
 
68,126

 
5.0
%