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FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)
 6 Months Ended
Jun. 30, 2017
Fair Value Disclosures [Abstract]  
Commitments and Conditional Obligations
The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.
 
 
Contract or Notional Amount
(Dollars in thousands)
June 30, 2017
 
December 31, 2016
Commitments to fund:
 
 
 
Home equity lines of credit
$
131,944

 
$
126,811

1-4 family residential construction loans
12,709

 
7,820

Commercial real estate, construction and land development loans
39,339

 
43,830

Commercial, industrial and other loans
136,092

 
111,884

Standby letters of credit
7,668

 
7,097
Schedule of Financial Instruments With Off- balance Sheet Risk
The following table presents the net amount expensed for the off-balance sheet credit exposures reserve for the three and six months ended June 30, 2017 and 2016.
 
Three months ended June 30,
 
Six months ended June 30,
(Dollars in thousands)
2017
 
2016
 
2017
 
2016
 
 
 
 
 
 
 
 
Off-balance sheet credit exposures expense
$
140

 
$
252

 
$
45

 
$
299
Schedule of MPF Program Recourse Exposure
The following table presents the net amounts recovered for the three and six months ended June 30, 2017 and 2016.
 
Three months ended June 30,
 
Six months ended June 30,
(Dollars in thousands)
2017
 
2016
 
2017
 
2016
 
 
 
 
 
 
 
 
MPF program recourse loss recoveries
$
(35
)
 
$
(59
)
 
$
(26
)
 
$
(112
)