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FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)
 9 Months Ended
Sep. 30, 2017
Fair Value Disclosures [Abstract]  
Commitments and Conditional Obligations
The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.
 
 
Contract or Notional Amount
(Dollars in thousands)
September 30, 2017
 
December 31, 2016
Commitments to fund:
 
 
 
Home equity lines of credit
$
138,489

 
$
126,811

1-4 family residential construction loans
14,927

 
7,820

Commercial real estate, construction and land development loans
42,755

 
43,830

Commercial, industrial and other loans
120,818

 
111,884

Standby letters of credit
9,818

 
7,097
Schedule of Financial Instruments With Off- balance Sheet Risk
The following table presents the net amount expensed for the off-balance sheet credit exposures reserve for the three and nine months ended September 30, 2017 and 2016.
 
Three months ended September 30,
 
Nine months ended September 30,
(Dollars in thousands)
2017
 
2016
 
2017
 
2016
 
 
 
 
 
 
 
 
Off-balance sheet credit exposures expense
$
76

 
$
91

 
$
121

 
$
390
Schedule of MPF Program Recourse Exposure
The following table presents the net amounts expensed (recovered) for the three and nine months ended September 30, 2017 and 2016.
 
Three months ended September 30,
 
Nine months ended September 30,
(Dollars in thousands)
2017
 
2016
 
2017
 
2016
 
 
 
 
 
 
 
 
MPF program recourse loss expense (recovery)
$
45

 
$
0

 
$
19

 
$
(112
)