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LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables) | 12 Months Ended
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Dec. 31, 2017
Receivables [Abstract] |
Summary of Loan Portfolio, Excluding Residential Loans Held for Sale | The following table presents the loan portfolio, excluding residential LHFS, broken out by classes at December 31, 2017 and December 31, 2016.
(Dollars in thousands) | 2017 |  | 2016
Commercial real estate: |  |  |
Owner-occupied | $ | 116,811 |  |  | $ | 112,295 |
Non-owner occupied | 244,491 |  |  | 206,358 |
Multi-family | 53,634 |  |  | 47,681 |
Non-owner occupied residential | 77,980 |  |  | 62,533 |
Acquisition and development: |  |  |
1-4 family residential construction | 11,730 |  |  | 4,663 |
Commercial and land development | 19,251 |  |  | 26,085 |
Commercial and industrial | 115,663 |  |  | 88,465 |
Municipal | 42,065 |  |  | 53,741 |
Residential mortgage: |  |  |
First lien | 162,509 |  |  | 139,851 |
Home equity – term | 11,784 |  |  | 14,248 |
Home equity – lines of credit | 132,192 |  |  | 120,353 |
Installment and other loans | 21,902 |  |  | 7,118 |
| $ | 1,010,012 |  |  | $ | 883,391 |
Summary of Ratings Based On Internal Risk Rating System | The following summarizes the Company’s loan portfolio ratings based on its internal risk rating system at December 31, 2017 and 2016:
(Dollars in thousands) | Pass |  | Special Mention |  | Non-Impaired Substandard |  | Impaired - Substandard |  | Doubtful |  | Total
December 31, 2017 |  |  |  |  |  |  |  |  |  |  |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |
Owner-occupied | $ | 113,240 |  |  | $ | 413 |  |  | $ | 1,921 |  |  | $ | 1,237 |  |  | $ | 0 |  |  | $ | 116,811 |
Non-owner occupied | 235,919 |  |  | 0 |  |  | 4,507 |  |  | 4,065 |  |  | 0 |  |  | 244,491 |
Multi-family | 48,603 |  |  | 4,113 |  |  | 753 |  |  | 165 |  |  | 0 |  |  | 53,634 |
Non-owner occupied residential | 76,373 |  |  | 142 |  |  | 1,084 |  |  | 381 |  |  | 0 |  |  | 77,980 |
Acquisition and development: |  |  |  |  |  |  |  |  |  |  |
1-4 family residential construction | 11,238 |  |  | 0 |  |  | 0 |  |  | 492 |  |  | 0 |  |  | 11,730 |
Commercial and land development | 18,635 |  |  | 5 |  |  | 611 |  |  | 0 |  |  | 0 |  |  | 19,251 |
Commercial and industrial | 113,162 |  |  | 2,151 |  |  | 0 |  |  | 350 |  |  | 0 |  |  | 115,663 |
Municipal | 42,065 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 42,065 |
Residential mortgage: |  |  |  |  |  |  |  |  |  |  |
First lien | 158,673 |  |  | 0 |  |  | 0 |  |  | 3,836 |  |  | 0 |  |  | 162,509 |
Home equity – term | 11,762 |  |  | 0 |  |  | 0 |  |  | 22 |  |  | 0 |  |  | 11,784 |
Home equity – lines of credit | 131,585 |  |  | 80 |  |  | 60 |  |  | 467 |  |  | 0 |  |  | 132,192 |
Installment and other loans | 21,891 |  |  | 0 |  |  | 0 |  |  | 11 |  |  | 0 |  |  | 21,902 |
| $ | 983,146 |  |  | $ | 6,904 |  |  | $ | 8,936 |  |  | $ | 11,026 |  |  | $ | 0 |  |  | $ | 1,010,012 |
December 31, 2016 |  |  |  |  |  |  |  |  |  |  |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |
Owner-occupied | $ | 103,652 |  |  | $ | 5,422 |  |  | $ | 2,151 |  |  | $ | 1,070 |  |  | $ | 0 |  |  | $ | 112,295 |
Non-owner occupied | 190,726 |  |  | 4,791 |  |  | 10,105 |  |  | 736 |  |  | 0 |  |  | 206,358 |
Multi-family | 42,473 |  |  | 4,222 |  |  | 787 |  |  | 199 |  |  | 0 |  |  | 47,681 |
Non-owner occupied residential | 59,982 |  |  | 949 |  |  | 1,150 |  |  | 452 |  |  | 0 |  |  | 62,533 |
Acquisition and development: |  |  |  |  |  |  |  |  |  |  |
1-4 family residential construction | 4,560 |  |  | 103 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 4,663 |
Commercial and land development | 25,435 |  |  | 10 |  |  | 639 |  |  | 1 |  |  | 0 |  |  | 26,085 |
Commercial and industrial | 87,588 |  |  | 251 |  |  | 32 |  |  | 594 |  |  | 0 |  |  | 88,465 |
Municipal | 53,741 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 53,741 |
Residential mortgage: |  |  |  |  |  |  |  |  |  |  |
First lien | 135,558 |  |  | 0 |  |  | 0 |  |  | 4,293 |  |  | 0 |  |  | 139,851 |
Home equity – term | 14,155 |  |  | 0 |  |  | 0 |  |  | 93 |  |  | 0 |  |  | 14,248 |
Home equity – lines of credit | 119,681 |  |  | 82 |  |  | 61 |  |  | 529 |  |  | 0 |  |  | 120,353 |
Installment and other loans | 7,112 |  |  | 0 |  |  | 0 |  |  | 6 |  |  | 0 |  |  | 7,118 |
| $ | 844,663 |  |  | $ | 15,830 |  |  | $ | 14,925 |  |  | $ | 7,973 |  |  | $ | 0 |  |  | $ | 883,391 |
Summary of Impaired Loans by Class | The following table summarizes impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not required at December 31, 2017 and 2016. The recorded investment in loans excludes accrued interest receivable due to insignificance. Related allowances established generally pertain to those loans in which loan forbearance agreements were in the process of being negotiated or updated appraisals were pending, and a partial charge-off will be recorded when final information is received.
| Impaired Loans with a Specific Allowance |  | Impaired Loans with No Specific Allowance
(Dollars in thousands) | Recorded Investment (Book Balance) |  | Unpaid Principal Balance (Legal Balance) |  | Related Allowance |  | Recorded Investment (Book Balance) |  | Unpaid Principal Balance (Legal Balance)
December 31, 2017 |  |  |  |  |  |  |  |  |
Commercial real estate: |  |  |  |  |  |  |  |  |
Owner-occupied | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 1,237 |  |  | $ | 2,479 |
Non-owner occupied | 0 |  |  | 0 |  |  | 0 |  |  | 4,065 |  |  | 4,856 |
Multi-family | 0 |  |  | 0 |  |  | 0 |  |  | 165 |  |  | 352 |
Non-owner occupied residential | 0 |  |  | 0 |  |  | 0 |  |  | 381 |  |  | 669 |
Acquisition and development: |  |  |  |  |  |  |  |  |
1-4 family residential construction | 0 |  |  | 0 |  |  | 0 |  |  | 492 |  |  | 492 |
Commercial and industrial | 0 |  |  | 0 |  |  | 0 |  |  | 350 |  |  | 495 |
Residential mortgage: |  |  |  |  |  |  |  |  |
First lien | 872 |  |  | 872 |  |  | 42 |  |  | 2,964 |  |  | 3,706 |
Home equity—term | 0 |  |  | 0 |  |  | 0 |  |  | 22 |  |  | 27 |
Home equity—lines of credit | 0 |  |  | 0 |  |  | 0 |  |  | 467 |  |  | 628 |
Installment and other loans | 9 |  |  | 9 |  |  | 9 |  |  | 2 |  |  | 33 |
| $ | 881 |  |  | $ | 881 |  |  | $ | 51 |  |  | $ | 10,145 |  |  | $ | 13,737 |
December 31, 2016 |  |  |  |  |  |  |  |  |
Commercial real estate: |  |  |  |  |  |  |  |  |
Owner-occupied | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 1,070 |  |  | $ | 2,236 |
Non-owner occupied | 0 |  |  | 0 |  |  | 0 |  |  | 736 |  |  | 1,323 |
Multi-family | 0 |  |  | 0 |  |  | 0 |  |  | 199 |  |  | 368 |
Non-owner occupied residential | 0 |  |  | 0 |  |  | 0 |  |  | 452 |  |  | 706 |
Acquisition and development: |  |  |  |  |  |  |  |  |
Commercial and land development | 0 |  |  | 0 |  |  | 0 |  |  | 1 |  |  | 16 |
Commercial and industrial | 0 |  |  | 0 |  |  | 0 |  |  | 594 |  |  | 715 |
Residential mortgage: |  |  |  |  |  |  |  |  |
First lien | 643 |  |  | 643 |  |  | 43 |  |  | 3,650 |  |  | 4,399 |
Home equity—term | 0 |  |  | 0 |  |  | 0 |  |  | 93 |  |  | 103 |
Home equity—lines of credit | 0 |  |  | 0 |  |  | 0 |  |  | 529 |  |  | 659 |
Installment and other loans | 0 |  |  | 0 |  |  | 0 |  |  | 6 |  |  | 34 |
| $ | 643 |  |  | $ | 643 |  |  | $ | 43 |  |  | $ | 7,330 |  |  | $ | 10,559 |
Summary of Average Recorded Investment in Impaired Loans and Related Interest Income | The following table summarizes the average recorded investment in impaired loans and related recognized interest income for the years ended December 31, 2017, 2016 and 2015:
| 2017 |  | 2016 |  | 2015
(Dollars in thousands) | Average Impaired Balance |  | Interest Income Recognized |  | Average Impaired Balance |  | Interest Income Recognized |  | Average Impaired Balance |  | Interest Income Recognized
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |
Owner-occupied | $ | 1,000 |  |  | $ | 6 |  |  | $ | 1,758 |  |  | $ | 0 |  |  | $ | 2,613 |  |  | $ | 0 |
Non-owner occupied | 392 |  |  | 0 |  |  | 6,831 |  |  | 0 |  |  | 3,470 |  |  | 0 |
Multi-family | 182 |  |  | 0 |  |  | 216 |  |  | 0 |  |  | 402 |  |  | 0 |
Non-owner occupied residential | 418 |  |  | 0 |  |  | 645 |  |  | 0 |  |  | 1,020 |  |  | 0 |
Acquisition and development: |  |  |  |  |  |  |  |  |  |  |
1-4 family residential construction | 154 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |
Commercial and land development | 0 |  |  | 0 |  |  | 3 |  |  | 0 |  |  | 266 |  |  | 137 |
Commercial and industrial | 413 |  |  | 0 |  |  | 575 |  |  | 0 |  |  | 1,208 |  |  | 0 |
Residential mortgage: |  |  |  |  |  |  |  |  |  |  |
First lien | 4,012 |  |  | 58 |  |  | 4,525 |  |  | 33 |  |  | 4,644 |  |  | 37 |
Home equity – term | 61 |  |  | 0 |  |  | 98 |  |  | 0 |  |  | 130 |  |  | 0 |
Home equity – lines of credit | 488 |  |  | 2 |  |  | 455 |  |  | 0 |  |  | 571 |  |  | 0 |
Installment and other loans | 10 |  |  | 0 |  |  | 12 |  |  | 0 |  |  | 22 |  |  | 0 |
| $ | 7,130 |  |  | $ | 66 |  |  | $ | 15,118 |  |  | $ | 33 |  |  | $ | 14,346 |  |  | $ | 174 |
Schedule of Impaired Loans That Are TDRs | The following table presents impaired loans that are TDRs, with the recorded investment at December 31, 2017 and December 31, 2016.
| 2017 |  | 2016
(Dollars in thousands) | Number of Contracts |  | Recorded Investment |  | Number of Contracts |  | Recorded Investment
Accruing: |  |  |  |  |  |  |
Commercial real estate: |  |  |  |  |  |  |
Owner-occupied | 1 |  |  | $ | 52 |  |  | 0 |  |  | $ | 0 |
Residential mortgage: |  |  |  |  |  |  |
First lien | 11 |  |  | 1,102 |  |  | 8 |  |  | 896 |
Home equity - lines of credit | 1 |  |  | 29 |  |  | 1 |  |  | 34 |
| 13 |  |  | 1,183 |  |  | 9 |  |  | 930 |
Nonaccruing: |  |  |  |  |  |  |
Commercial real estate: |  |  |  |  |  |  |
Owner-occupied | 1 |  |  | 57 |  |  | 0 |  |  | 0 |
Residential mortgage: |  |  |  |  |  |  |
First lien | 8 |  |  | 715 |  |  | 12 |  |  | 1,035 |
Installment and other loans | 1 |  |  | 3 |  |  | 1 |  |  | 6 |
| 10 |  |  | 775 |  |  | 13 |  |  | 1,041 |
| 23 |  |  | $ | 1,958 |  |  | 22 |  |  | $ | 1,971 |
Schedule of Number of Loans Modified | The following table presents the number of loans modified, and their pre-modification and post-modification investment balances for the years ended December 31, 2017, 2016, and 2015:
(Dollars in thousands) | Number of Contracts |  | Pre- Modification Investment Balance |  | Post- Modification Investment Balance
December 31, 2017 |  |  |  |  |
Commercial real estate: |  |  |  |  |
Owner occupied | 2 |  |  | $ | 119 |  |  | $ | 119 |
December 31, 2016 |  |  |  |  |
Commercial real estate: |  |  |  |  |
Non-owner occupied | 1 |  |  | $ | 6,095 |  |  | $ | 6,095 |
Residential mortgage: |  |  |  |  |
First lien | 2 |  |  | 265 |  |  | 265 |
Home equity - lines of credit | 1 |  |  | 34 |  |  | 34 |
| 4 |  |  | $ | 6,394 |  |  | $ | 6,394 |
December 31, 2015 |  |  |  |  |
Residential mortgage: |  |  |  |  |
First lien | 1 |  |  | $ | 59 |  |  | $ | 59 |
Schedule of Classes of Loan Portfolio Summarized by Aging Categories | The following table presents the classes of loan portfolio summarized by aging categories of performing loans and nonaccrual loans at December 31, 2017 and 2016:
|  |  | Days Past Due |  |  |  |  |  |
Current |  | 30-59 |  | 60-89 |  | 90+ (still accruing) |  | Total Past Due |  | Non- Accrual |  | Total Loans
December 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied | $ | 115,605 |  |  | $ | 4 |  |  | $ | 17 |  |  | $ | 0 |  |  | $ | 21 |  |  | $ | 1,185 |  |  | $ | 116,811 |
Non-owner occupied | 240,426 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 4,065 |  |  | 244,491 |
Multi-family | 53,469 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 165 |  |  | 53,634 |
Non-owner occupied residential | 77,454 |  |  | 145 |  |  | 0 |  |  | 0 |  |  | 145 |  |  | 381 |  |  | 77,980 |
Acquisition and development: |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential construction | 11,238 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 492 |  |  | 11,730 |
Commercial and land development | 19,226 |  |  | 25 |  |  | 0 |  |  | 0 |  |  | 25 |  |  | 0 |  |  | 19,251 |
Commercial and industrial | 115,312 |  |  | 1 |  |  | 0 |  |  | 0 |  |  | 1 |  |  | 350 |  |  | 115,663 |
Municipal | 42,065 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 42,065 |
Residential mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |
First lien | 155,387 |  |  | 3,333 |  |  | 1,055 |  |  | 0 |  |  | 4,388 |  |  | 2,734 |  |  | 162,509 |
Home equity – term | 11,753 |  |  | 9 |  |  | 0 |  |  | 0 |  |  | 9 |  |  | 22 |  |  | 11,784 |
Home equity – lines of credit | 131,208 |  |  | 474 |  |  | 72 |  |  | 0 |  |  | 546 |  |  | 438 |  |  | 132,192 |
Installment and other loans | 21,749 |  |  | 141 |  |  | 1 |  |  | 0 |  |  | 142 |  |  | 11 |  |  | 21,902 |
| $ | 994,892 |  |  | $ | 4,132 |  |  | $ | 1,145 |  |  | $ | 0 |  |  | $ | 5,277 |  |  | $ | 9,843 |  |  | $ | 1,010,012 |
December 31, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate: |  |  |  |  |  |  |  |  |  |  |  |  |
Owner-occupied | $ | 111,225 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 1,070 |  |  | $ | 112,295 |
Non-owner occupied | 205,622 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 736 |  |  | 206,358 |
Multi-family | 47,482 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 199 |  |  | 47,681 |
Non-owner occupied residential | 62,081 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 452 |  |  | 62,533 |
Acquisition and development: |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential construction | 4,548 |  |  | 115 |  |  | 0 |  |  | 0 |  |  | 115 |  |  | 0 |  |  | 4,663 |
Commercial and land development | 26,084 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 |  |  | 26,085 |
Commercial and industrial | 87,871 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 594 |  |  | 88,465 |
Municipal | 53,741 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 53,741 |
Residential mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |
First lien | 135,499 |  |  | 628 |  |  | 328 |  |  | 0 |  |  | 956 |  |  | 3,396 |  |  | 139,851 |
Home equity – term | 14,155 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 93 |  |  | 14,248 |
Home equity – lines of credit | 119,733 |  |  | 125 |  |  | 0 |  |  | 0 |  |  | 125 |  |  | 495 |  |  | 120,353 |
Installment and other loans | 7,090 |  |  | 20 |  |  | 2 |  |  | 0 |  |  | 22 |  |  | 6 |  |  | 7,118 |
| $ | 875,131 |  |  | $ | 888 |  |  | $ | 330 |  |  | $ | 0 |  |  | $ | 1,218 |  |  | $ | 7,042 |  |  | $ | 883,391 |
Schedule of Activity in Allowance for Loan Losses | The following table presents activity in the ALL for the years ended December 31, 2017, 2016 and 2015.
| Commercial |  | Consumer |  |  |  |
(Dollars in thousands) | Commercial Real Estate |  | Acquisition and Development |  | Commercial and Industrial |  | Municipal |  | Total |  | Residential Mortgage |  | Installment and Other |  | Total |  | Unallocated |  | Total
December 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of year | $ | 7,530 |  |  | $ | 580 |  |  | $ | 1,074 |  |  | $ | 54 |  |  | $ | 9,238 |  |  | $ | 2,979 |  |  | $ | 144 |  |  | $ | 3,123 |  |  | $ | 414 |  |  | $ | 12,775 |
Provision for loan losses | 38 |  |  | (167 | ) |  | 333 |  |  | 30 |  |  | 234 |  |  | 531 |  |  | 174 |  |  | 705 |  |  | 61 |  |  | 1,000 |
Charge-offs | (835 | ) |  | 0 |  |  | (85 | ) |  | 0 |  |  | (920 | ) |  | (180 | ) |  | (166 | ) |  | (346 | ) |  | 0 |  |  | (1,266 | )
Recoveries | 30 |  |  | 4 |  |  | 124 |  |  | 0 |  |  | 158 |  |  | 70 |  |  | 59 |  |  | 129 |  |  | 0 |  |  | 287 |
Balance, end of year | $ | 6,763 |  |  | $ | 417 |  |  | $ | 1,446 |  |  | $ | 84 |  |  | $ | 8,710 |  |  | $ | 3,400 |  |  | $ | 211 |  |  | $ | 3,611 |  |  | $ | 475 |  |  | $ | 12,796 |
December 31, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of year | $ | 7,883 |  |  | $ | 850 |  |  | $ | 1,012 |  |  | $ | 58 |  |  | $ | 9,803 |  |  | $ | 2,870 |  |  | $ | 121 |  |  | $ | 2,991 |  |  | $ | 774 |  |  | $ | 13,568 |
Provision for loan losses | 107 |  |  | (270 | ) |  | 129 |  |  | (4 | ) |  | (38 | ) |  | 532 |  |  | 116 |  |  | 648 |  |  | (360 | ) |  | 250 |
Charge-offs | (872 | ) |  | 0 |  |  | (79 | ) |  | 0 |  |  | (951 | ) |  | (577 | ) |  | (194 | ) |  | (771 | ) |  | 0 |  |  | (1,722 | )
Recoveries | 412 |  |  | 0 |  |  | 12 |  |  | 0 |  |  | 424 |  |  | 154 |  |  | 101 |  |  | 255 |  |  | 0 |  |  | 679 |
Balance, end of year | $ | 7,530 |  |  | $ | 580 |  |  | $ | 1,074 |  |  | $ | 54 |  |  | $ | 9,238 |  |  | $ | 2,979 |  |  | $ | 144 |  |  | $ | 3,123 |  |  | $ | 414 |  |  | $ | 12,775 |
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of year | $ | 9,462 |  |  | $ | 697 |  |  | $ | 806 |  |  | $ | 183 |  |  | $ | 11,148 |  |  | $ | 2,262 |  |  | $ | 119 |  |  | $ | 2,381 |  |  | $ | 1,218 |  |  | $ | 14,747 |
Provision for loan losses | (1,020 | ) |  | (440 | ) |  | 249 |  |  | (125 | ) |  | (1,336 | ) |  | 1,122 |  |  | 55 |  |  | 1,177 |  |  | (444 | ) |  | (603 | )
Charge-offs | (711 | ) |  | (22 | ) |  | (115 | ) |  | 0 |  |  | (848 | ) |  | (592 | ) |  | (62 | ) |  | (654 | ) |  | 0 |  |  | (1,502 | )
Recoveries | 152 |  |  | 615 |  |  | 72 |  |  | 0 |  |  | 839 |  |  | 78 |  |  | 9 |  |  | 87 |  |  | 0 |  |  | 926 |
Balance, end of year | $ | 7,883 |  |  | $ | 850 |  |  | $ | 1,012 |  |  | $ | 58 |  |  | $ | 9,803 |  |  | $ | 2,870 |  |  | $ | 121 |  |  | $ | 2,991 |  |  | $ | 774 |  |  | $ | 13,568 |
Summary of Ending Loan Balance Individually Evaluated for Impairment | The following table summarizes the ending loan balances individually evaluated for impairment based upon loan segment, as well as the related ALL loss allocation for each at December 31, 2017 and 2016:
| Commercial |  | Consumer |  |  |  |
(Dollars in thousands) | Commercial Real Estate |  | Acquisition and Development |  | Commercial and Industrial |  | Municipal |  | Total |  | Residential Mortgage |  | Installment and Other |  | Total |  | Unallocated |  | Total
December 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans allocated by: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 5,848 |  |  | $ | 492 |  |  | $ | 350 |  |  | $ | 0 |  |  | $ | 6,690 |  |  | $ | 4,325 |  |  | $ | 11 |  |  | $ | 4,336 |  |  | $ | 0 |  |  | $ | 11,026 |
Collectively evaluated for impairment | 487,068 |  |  | 30,489 |  |  | 115,313 |  |  | 42,065 |  |  | 674,935 |  |  | 302,160 |  |  | 21,891 |  |  | 324,051 |  |  | 0 |  |  | 998,986 |
| $ | 492,916 |  |  | $ | 30,981 |  |  | $ | 115,663 |  |  | $ | 42,065 |  |  | $ | 681,625 |  |  | $ | 306,485 |  |  | $ | 21,902 |  |  | $ | 328,387 |  |  | $ | 0 |  |  | $ | 1,010,012 |
Allowance for loan losses allocated by: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 42 |  |  | $ | 9 |  |  | $ | 51 |  |  | $ | 0 |  |  | $ | 51 |
Collectively evaluated for impairment | 6,763 |  |  | 417 |  |  | 1,446 |  |  | 84 |  |  | 8,710 |  |  | 3,358 |  |  | 202 |  |  | 3,560 |  |  | 475 |  |  | 12,745 |
| $ | 6,763 |  |  | $ | 417 |  |  | $ | 1,446 |  |  | $ | 84 |  |  | $ | 8,710 |  |  | $ | 3,400 |  |  | $ | 211 |  |  | $ | 3,611 |  |  | $ | 475 |  |  | $ | 12,796 |
December 31, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans allocated by: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 2,457 |  |  | $ | 1 |  |  | $ | 594 |  |  | $ | 0 |  |  | $ | 3,052 |  |  | $ | 4,915 |  |  | $ | 6 |  |  | $ | 4,921 |  |  | $ | 0 |  |  | $ | 7,973 |
Collectively evaluated for impairment | 426,410 |  |  | 30,747 |  |  | 87,871 |  |  | 53,741 |  |  | 598,769 |  |  | 269,537 |  |  | 7,112 |  |  | 276,649 |  |  | 0 |  |  | 875,418 |
| $ | 428,867 |  |  | $ | 30,748 |  |  | $ | 88,465 |  |  | $ | 53,741 |  |  | $ | 601,821 |  |  | $ | 274,452 |  |  | $ | 7,118 |  |  | $ | 281,570 |  |  | $ | 0 |  |  | $ | 883,391 |
Allowance for loan losses allocated by: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 43 |  |  | $ | 0 |  |  | $ | 43 |  |  | $ | 0 |  |  | $ | 43 |
Collectively evaluated for impairment | 7,530 |  |  | 580 |  |  | 1,074 |  |  | 54 |  |  | 9,238 |  |  | 2,936 |  |  | 144 |  |  | 3,080 |  |  | 414 |  |  | 12,732 |
| $ | 7,530 |  |  | $ | 580 |  |  | $ | 1,074 |  |  | $ | 54 |  |  | $ | 9,238 |  |  | $ | 2,979 |  |  | $ | 144 |  |  | $ | 3,123 |  |  | $ | 414 |  |  | $ | 12,775 |

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