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FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)
9 Months Ended
Sep. 30, 2018
Fair Value Disclosures [Abstract]  
Commitments and Conditional Obligations, Contract or Notional Amounts
The following table presents these contract, or notional, amounts.
 
Contract or Notional Amount
(Dollars in thousands)
September 30, 2018
 
December 31, 2017
Commitments to fund:
 
 
 
Home equity lines of credit
$
155,916

 
$
139,281

1-4 family residential construction loans
12,876

 
11,420

Commercial real estate, construction and land development loans
27,419

 
44,592

Commercial, industrial and other loans
149,420

 
145,394

Standby letters of credit
17,061

 
12,273

Schedule of Financial Instruments With Off- balance Sheet Risk
The following table presents the net amount expensed (recovered) for the off-balance sheet credit exposures reserve for the three and nine months ended September 30, 2018 and 2017.
 
Three months ended September 30,
 
Nine months ended September 30,
(Dollars in thousands)
2018
 
2017
 
2018
 
2017
Off-balance sheet credit exposures expense (recovery)
$
(89
)
 
$
76

 
$
60

 
$
121

Schedule of MPF Program Recourse Exposure
The following table presents the net amount expensed (recovered) for the three and nine months ended September 30, 2018 and 2017.
 
Three months ended September 30,
 
Nine months ended September 30,
(Dollars in thousands)
2018
 
2017
 
2018
 
2017
MPF program recourse loss expense (recovery)
$
20

 
$
45

 
$
(135
)
 
$
19