<SEC-DOCUMENT>0001144204-18-054937.txt : 20181023
<SEC-HEADER>0001144204-18-054937.hdr.sgml : 20181023
<ACCEPTANCE-DATETIME>20181023155228
ACCESSION NUMBER:		0001144204-18-054937
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20180930
FILED AS OF DATE:		20181023
DATE AS OF CHANGE:		20181023
EFFECTIVENESS DATE:		20181023

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ORRSTOWN FINANCIAL SERVICES INC
		CENTRAL INDEX KEY:			0000826154
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				232530374
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-13107
		FILM NUMBER:		181134148

	BUSINESS ADDRESS:	
		STREET 1:		77 E KING STREET
		STREET 2:		P O BOX 250
		CITY:			SHIPPENSBURG
		STATE:			PA
		ZIP:			17257
		BUSINESS PHONE:		7175326114

	MAIL ADDRESS:	
		STREET 1:		77 EAST KING STREET
		CITY:			SHIPPENSBURG
		STATE:			PA
		ZIP:			17257
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
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      <filer>
        <credentials>
          <cik>0000826154</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
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      <periodOfReport>09-30-2018</periodOfReport>
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    <coverPage>
      <reportCalendarOrQuarter>09-30-2018</reportCalendarOrQuarter>
      <isAmendment>false</isAmendment>
      <filingManager>
        <name>ORRSTOWN FINANCIAL SERVICES INC</name>
        <address>
          <ns1:street1>77 East King Street</ns1:street1>
          <ns1:city>Shippensburg</ns1:city>
          <ns1:stateOrCountry>PA</ns1:stateOrCountry>
          <ns1:zipCode>17257</ns1:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-13107</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Howard Pulker</name>
      <title>VP Senior Portfolio Manager</title>
      <phone>717-530-2655</phone>
      <signature>/s/ Howard Pulker</signature>
      <city>Shippensburg</city>
      <stateOrCountry>PA</stateOrCountry>
      <signatureDate>10-23-2018</signatureDate>
    </signatureBlock>
    <summaryPage>
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      <tableValueTotal>76310</tableValueTotal>
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      <None>0</None>
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    <nameOfIssuer>BECTON DICKINSON &amp; CO       COM</nameOfIssuer>
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    <nameOfIssuer>BIG LOTS INC                COM</nameOfIssuer>
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    <nameOfIssuer>BRISTOL MYERS SQUIBB CO     COM</nameOfIssuer>
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    <cusip>110122108</cusip>
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      <Sole>300</Sole>
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    <nameOfIssuer>BROADRIDGE FINL SOLUTIONS INCOM</nameOfIssuer>
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    <cusip>11133T103</cusip>
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    <cusip>115236101</cusip>
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    <nameOfIssuer>C H ROBINSON WORLDWIDE INC</nameOfIssuer>
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    <cusip>12541W209</cusip>
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    <cusip>126408103</cusip>
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    <nameOfIssuer>CADENCE DESIGN SYSTEM INC   COM</nameOfIssuer>
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    <cusip>127387108</cusip>
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    <cusip>166764100</cusip>
    <value>827</value>
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      <Sole>6764</Sole>
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    <nameOfIssuer>CHEVRON CORP NEW            COM</nameOfIssuer>
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    <cusip>166764100</cusip>
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      <sshPrnamt>125</sshPrnamt>
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      <sshPrnamt>16451</sshPrnamt>
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    <nameOfIssuer>CISCO SYS INC               COM</nameOfIssuer>
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      <sshPrnamt>5158</sshPrnamt>
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      <Sole>5158</Sole>
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    <nameOfIssuer>CISCO SYS INC               COM</nameOfIssuer>
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      <sshPrnamt>210</sshPrnamt>
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      <Sole>210</Sole>
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  <infoTable>
    <nameOfIssuer>CITIGROUP INC               COM NEW</nameOfIssuer>
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    <cusip>172967424</cusip>
    <value>20</value>
    <shrsOrPrnAmt>
      <sshPrnamt>282</sshPrnamt>
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      <Sole>282</Sole>
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    <nameOfIssuer>COCA COLA CO                COM</nameOfIssuer>
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    <cusip>191216100</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>224</sshPrnamt>
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      <Sole>224</Sole>
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      <None>0</None>
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    <nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIOCL A</nameOfIssuer>
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    <cusip>192446102</cusip>
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      <sshPrnamt>14041</sshPrnamt>
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    <nameOfIssuer>COLGATE PALMOLIVE CO        COM</nameOfIssuer>
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    <cusip>194162103</cusip>
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      <sshPrnamt>2355</sshPrnamt>
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      <Sole>2355</Sole>
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    <nameOfIssuer>COLGATE PALMOLIVE CO        COM</nameOfIssuer>
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    <cusip>194162103</cusip>
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      <Sole>90</Sole>
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    <nameOfIssuer>COMMERCE BANCSHARES INC     COM</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>200525103</cusip>
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      <Sole>360</Sole>
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    <nameOfIssuer>CURTISS WRIGHT CORP         COM</nameOfIssuer>
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    <nameOfIssuer>DELUXE CORP                 COM</nameOfIssuer>
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    <nameOfIssuer>WALT DISNEY COMPANY         HOLDING CO.</nameOfIssuer>
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    <cusip>254687106</cusip>
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    <nameOfIssuer>DISCOVER FINANCIAL SERVICES</nameOfIssuer>
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    <cusip>254709108</cusip>
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    <nameOfIssuer>DISCOVER FINANCIAL SERVICES</nameOfIssuer>
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    <cusip>254709108</cusip>
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    <nameOfIssuer>DOMINION RES INC VA NEW     COM</nameOfIssuer>
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    <nameOfIssuer>DOVER CORP                  COM</nameOfIssuer>
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    <nameOfIssuer>DOWDUPONT INC               COM</nameOfIssuer>
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    <nameOfIssuer>DOWDUPONT INC               COM</nameOfIssuer>
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    <nameOfIssuer>DUKE ENERGY CORP NEW        COM NEW</nameOfIssuer>
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    <cusip>26441C204</cusip>
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    <nameOfIssuer>EAST WEST BANCORP INC       COM</nameOfIssuer>
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    <cusip>27579R104</cusip>
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    <nameOfIssuer>E-BAY INC</nameOfIssuer>
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    <cusip>278642103</cusip>
    <value>23</value>
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      <Sole>705</Sole>
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    <nameOfIssuer>ECOLAB INC</nameOfIssuer>
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    <cusip>278865100</cusip>
    <value>707</value>
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      <sshPrnamt>4511</sshPrnamt>
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      <Sole>4511</Sole>
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      <None>0</None>
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    <nameOfIssuer>EMERSON ELEC CO             COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>291011104</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>100</Sole>
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      <None>0</None>
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    <nameOfIssuer>ENBRIDGE INC                COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>29250N105</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>98</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>98</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ENERSYS                     COM</nameOfIssuer>
    <titleOfClass>EQUITY / SMALL CAP</titleOfClass>
    <cusip>29275Y102</cusip>
    <value>31</value>
    <shrsOrPrnAmt>
      <sshPrnamt>356</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>356</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>EQUINIX INC                 COM PAR $0.001</nameOfIssuer>
    <titleOfClass>US EQUITIES / ETF'S</titleOfClass>
    <cusip>29444U700</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
      <sshPrnamt>65</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>65</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>EVERCORE INC                CLASS A</nameOfIssuer>
    <titleOfClass>EQUITY / SMALL CAP</titleOfClass>
    <cusip>29977A105</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>236</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>236</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>EXELON CORP                 COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>30161N101</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>224</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>224</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>EXXON MOBIL CORP            COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>30231G102</cusip>
    <value>1681</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19770</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>19770</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>EXXON MOBIL CORP            COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>30231G102</cusip>
    <value>16</value>
    <shrsOrPrnAmt>
      <sshPrnamt>191</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>191</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FNB CORP PA                 COM</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>302520101</cusip>
    <value>51</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4017</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4017</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FACEBOOK INC                CL A</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>30303M102</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>43</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>43</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FACTSET RESEARCH SYSTM</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>303075105</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>79</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>79</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
    <titleOfClass>US EQUITIES / ETF'S</titleOfClass>
    <cusip>316773100</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>385</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>385</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRSTPLUS FINL GROUP INC    COM</nameOfIssuer>
    <titleOfClass>US EQUITIES / ETF'S</titleOfClass>
    <cusip>33763B103</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>115</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>115</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FIRSTENERGY CORP            COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>337932107</cusip>
    <value>296</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7960</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7960</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FONAR CORP</nameOfIssuer>
    <titleOfClass>EQUITY / SMALL CAP</titleOfClass>
    <cusip>344437405</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>80</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>80</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FORD MOTOR COMPANY COM NEW</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>345370860</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1043</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1043</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FORTUNE BRANDS HOME &amp; SEC INCOM</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>34964C106</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>200</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FRONTIER COMMUNICATIONS CORPCOM NEW</nameOfIssuer>
    <titleOfClass>EQUITY / SMALL CAP</titleOfClass>
    <cusip>35906A306</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GALLAGHER ARTHUR J &amp; CO     COM</nameOfIssuer>
    <titleOfClass>US EQUITIES / ETF'S</titleOfClass>
    <cusip>363576109</cusip>
    <value>15</value>
    <shrsOrPrnAmt>
      <sshPrnamt>195</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>195</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GAMING &amp; LEISURE PPTYS INC  COM</nameOfIssuer>
    <titleOfClass>EQUITY / SMALL CAP</titleOfClass>
    <cusip>36467J108</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>262</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>262</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GENERAL DYNAMICS CORP       COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>369550108</cusip>
    <value>66</value>
    <shrsOrPrnAmt>
      <sshPrnamt>323</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>323</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GENERAL ELEC CO             COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>369604103</cusip>
    <value>64</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5639</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5639</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GENERAL MLS INC             COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>370334104</cusip>
    <value>139</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3238</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3238</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GENERAL MLS INC             COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>370334104</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>125</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>125</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GENUINE PARTS CO            COM</nameOfIssuer>
    <titleOfClass>US EQUITIES / ETF'S</titleOfClass>
    <cusip>372460105</cusip>
    <value>55</value>
    <shrsOrPrnAmt>
      <sshPrnamt>555</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>555</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GENUINE PARTS CO            COM</nameOfIssuer>
    <titleOfClass>US EQUITIES / ETF'S</titleOfClass>
    <cusip>372460105</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>115</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>115</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GOLDMAN SACHS GROUP INC     COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>38141G104</cusip>
    <value>880</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3926</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3926</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>HP INC                      COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>40434L105</cusip>
    <value>52</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>HARRIS CORP DEL             COM</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>413875105</cusip>
    <value>20</value>
    <shrsOrPrnAmt>
      <sshPrnamt>117</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>117</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>HARTFORD FINL SVCS GROUP INCCOM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>416515104</cusip>
    <value>823</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16486</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>16486</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>HERSHEY FOODS CORP          COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>427866108</cusip>
    <value>252</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2475</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2475</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>HEWLETT PACKARD ENTERPRISE CCOM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>42824C109</cusip>
    <value>33</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>HOME DEPOT INC              COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>437076102</cusip>
    <value>929</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4484</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4484</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>HONEYWELL INTL INC          COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>438516106</cusip>
    <value>1101</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6615</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6615</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>HONEYWELL INTL INC          COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>438516106</cusip>
    <value>17</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>100</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>HORMEL FOODS CORP           COM</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>440452100</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>345</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>345</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>HUBBELL INC                 COM</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>443510607</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>85</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>85</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INTEL CORP                  COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>458140100</cusip>
    <value>202</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4270</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4270</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INTEL CORP                  COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>458140100</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>180</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>180</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>INTERNATIONAL BUSINESS MACHSCOM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>459200101</cusip>
    <value>186</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1232</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1232</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRACOM</nameOfIssuer>
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    <cusip>459506101</cusip>
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      <sshPrnamt>3888</sshPrnamt>
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    <votingAuthority>
      <Sole>3888</Sole>
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  <infoTable>
    <nameOfIssuer>INVESCO QQQ TR              UNIT SER 1</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>46090E103</cusip>
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      <sshPrnamt>300</sshPrnamt>
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      <Sole>300</Sole>
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    <nameOfIssuer>ISHARES SILVER TRUST        ISHARES</nameOfIssuer>
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    <cusip>46428Q109</cusip>
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      <sshPrnamt>1250</sshPrnamt>
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    <votingAuthority>
      <Sole>1250</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES MSCI EMERG MKT ETF</nameOfIssuer>
    <titleOfClass>FOREIGN ETFS</titleOfClass>
    <cusip>464287234</cusip>
    <value>88</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2040</sshPrnamt>
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    <votingAuthority>
      <Sole>2040</Sole>
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    <nameOfIssuer>ISHARES MSCI EAFE INDEX</nameOfIssuer>
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    <cusip>464287465</cusip>
    <value>168</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2465</sshPrnamt>
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    <votingAuthority>
      <Sole>2465</Sole>
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    <nameOfIssuer>ISHARES TR                  RUSSELL MIDCAP</nameOfIssuer>
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    <cusip>464287499</cusip>
    <value>149</value>
    <shrsOrPrnAmt>
      <sshPrnamt>675</sshPrnamt>
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    <votingAuthority>
      <Sole>675</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR                  RUS 1000 ETF</nameOfIssuer>
    <titleOfClass>US EQUITIES / ETF'S</titleOfClass>
    <cusip>464287622</cusip>
    <value>717</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4435</sshPrnamt>
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    <votingAuthority>
      <Sole>4435</Sole>
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    <nameOfIssuer>ISHARES TR                  US AER DEF ETF</nameOfIssuer>
    <titleOfClass>US EQUITIES / ETF'S</titleOfClass>
    <cusip>464288760</cusip>
    <value>2</value>
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      <sshPrnamt>9</sshPrnamt>
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      <Sole>9</Sole>
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  <infoTable>
    <nameOfIssuer>JPMORGAN CHASE &amp; CO         COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>46625H100</cusip>
    <value>1176</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10420</sshPrnamt>
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    <votingAuthority>
      <Sole>10420</Sole>
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    <nameOfIssuer>JOHNSON &amp; JOHNSON           COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>478160104</cusip>
    <value>1218</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8815</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>8815</Sole>
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      <None>0</None>
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    <nameOfIssuer>JOHNSON &amp; JOHNSON           COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>478160104</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>55</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <Sole>55</Sole>
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  <infoTable>
    <nameOfIssuer>J2 GLOBAL INC               COM</nameOfIssuer>
    <titleOfClass>EQUITY / SMALL CAP</titleOfClass>
    <cusip>48123V102</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>85</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>85</Sole>
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  <infoTable>
    <nameOfIssuer>JUNIATA VALLEY NATL BK      COM</nameOfIssuer>
    <titleOfClass>US EQUITIES / ETF'S</titleOfClass>
    <cusip>482016102</cusip>
    <value>359</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16722</sshPrnamt>
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    <votingAuthority>
      <Sole>16722</Sole>
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    <nameOfIssuer>KIMBERLY CLARK CORP         COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>494368103</cusip>
    <value>34</value>
    <shrsOrPrnAmt>
      <sshPrnamt>300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>300</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>KRAFT HEINZ CO              COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>500754106</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>118</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>118</Sole>
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      <None>0</None>
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    <nameOfIssuer>LKQ CORP                    COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>501889208</cusip>
    <value>726</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22920</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>22920</Sole>
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  <infoTable>
    <nameOfIssuer>LAMAR ADVERTISING CO NEW    CL A</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>512816109</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>45</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>45</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>LEHMAN BROS HLDGS</nameOfIssuer>
    <titleOfClass>CAP TR IV PFD L 6.375% PREFERRED STOCK</titleOfClass>
    <cusip>52520B206</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>400</Sole>
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      <None>0</None>
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    <nameOfIssuer>LILLY ELI &amp; CO              COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>532457108</cusip>
    <value>158</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1474</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1474</Sole>
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      <None>0</None>
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    <nameOfIssuer>LOCKHEED MARTIN CORP        COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>539830109</cusip>
    <value>924</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2670</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2670</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>M &amp; T BK CORP               COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>55261F104</cusip>
    <value>155</value>
    <shrsOrPrnAmt>
      <sshPrnamt>944</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>944</Sole>
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    <nameOfIssuer>MANPOWERGROUP INC           COM</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>56418H100</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>15</Sole>
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    <nameOfIssuer>MARATHON PETE CORP          COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>56585A102</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>50</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>50</Sole>
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    <nameOfIssuer>MARSH &amp; MCLENNAN COS INC    COM</nameOfIssuer>
    <titleOfClass>US EQUITIES / ETF'S</titleOfClass>
    <cusip>571748102</cusip>
    <value>141</value>
    <shrsOrPrnAmt>
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      <Sole>1700</Sole>
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    <nameOfIssuer>MARSH &amp; MCLENNAN COS INC    COM</nameOfIssuer>
    <titleOfClass>US EQUITIES / ETF'S</titleOfClass>
    <cusip>571748102</cusip>
    <value>15</value>
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    <nameOfIssuer>MCCORMICK &amp; CO INC          COM NON VTG</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>579780206</cusip>
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      <Sole>1249</Sole>
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    <nameOfIssuer>MCCORMICK &amp; CO INC          COM NON VTG</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>579780206</cusip>
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    <nameOfIssuer>MCDONALDS CORP              COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>580135101</cusip>
    <value>135</value>
    <shrsOrPrnAmt>
      <sshPrnamt>805</sshPrnamt>
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      <Sole>805</Sole>
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    <nameOfIssuer>MCDONALDS CORP              COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>580135101</cusip>
    <value>8</value>
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      <Sole>45</Sole>
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    <nameOfIssuer>MCKESSON HBOC INC           COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>58155Q103</cusip>
    <value>64</value>
    <shrsOrPrnAmt>
      <sshPrnamt>480</sshPrnamt>
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    <votingAuthority>
      <Sole>480</Sole>
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    <nameOfIssuer>MCKESSON HBOC INC           COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>58155Q103</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30</sshPrnamt>
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      <Sole>30</Sole>
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    <nameOfIssuer>MERCK &amp; CO INC NEW          COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>58933Y105</cusip>
    <value>54</value>
    <shrsOrPrnAmt>
      <sshPrnamt>760</sshPrnamt>
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    <votingAuthority>
      <Sole>760</Sole>
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    <nameOfIssuer>MICRO FOCUS INTERNATIONAL PLSPON ADR NEW</nameOfIssuer>
    <titleOfClass>FOREIGN EQUITIES</titleOfClass>
    <cusip>594837304</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>274</sshPrnamt>
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    <votingAuthority>
      <Sole>274</Sole>
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      <None>0</None>
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    <nameOfIssuer>MICROSOFT CORP              COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>594918104</cusip>
    <value>1992</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17420</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>17420</Sole>
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  <infoTable>
    <nameOfIssuer>MICROSOFT CORP              COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>594918104</cusip>
    <value>30</value>
    <shrsOrPrnAmt>
      <sshPrnamt>260</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <Sole>260</Sole>
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    <nameOfIssuer>MICROCHIP TECHNOLOGY INC    COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>595017104</cusip>
    <value>975</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12359</sshPrnamt>
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      <Sole>12359</Sole>
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    <nameOfIssuer>MIDDLEBY CORP               COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>596278101</cusip>
    <value>97</value>
    <shrsOrPrnAmt>
      <sshPrnamt>750</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>750</Sole>
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      <None>0</None>
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    <nameOfIssuer>MONDELEZ INTL INC           CL A</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>609207105</cusip>
    <value>68</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1578</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1578</Sole>
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      <None>0</None>
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    <nameOfIssuer>MONRO INC                   COM</nameOfIssuer>
    <titleOfClass>EQUITY / SMALL CAP</titleOfClass>
    <cusip>610236101</cusip>
    <value>44</value>
    <shrsOrPrnAmt>
      <sshPrnamt>636</sshPrnamt>
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      <Sole>331</Sole>
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      <None>0</None>
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    <nameOfIssuer>NESTLE S A                  SPONSORED ADR</nameOfIssuer>
    <titleOfClass>FOREIGN EQUITIES</titleOfClass>
    <cusip>641069406</cusip>
    <value>85</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1027</sshPrnamt>
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    <votingAuthority>
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    <cusip>641255708</cusip>
    <value>13</value>
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      <sshPrnamt>9516</sshPrnamt>
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    <cusip>65339F101</cusip>
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      <sshPrnamt>150</sshPrnamt>
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    <cusip>67058H102</cusip>
    <value>5</value>
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    <nameOfIssuer>NVIDIA CORP                 COM</nameOfIssuer>
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    <cusip>674599105</cusip>
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      <sshPrnamt>9125</sshPrnamt>
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    <cusip>68389X105</cusip>
    <value>1112</value>
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      <sshPrnamt>21562</sshPrnamt>
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    <cusip>68389X105</cusip>
    <value>7</value>
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      <sshPrnamt>145</sshPrnamt>
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    <nameOfIssuer>PNC FINANCIAL SERVICES GROUPCOM</nameOfIssuer>
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    <cusip>693475105</cusip>
    <value>2528</value>
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    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>693475105</cusip>
    <value>9</value>
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    <cusip>69351T106</cusip>
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    <cusip>707569109</cusip>
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    <shrsOrPrnAmt>
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      <None>0</None>
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    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>712704105</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>300</sshPrnamt>
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      <Sole>300</Sole>
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    <cusip>713448108</cusip>
    <value>1271</value>
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      <sshPrnamt>11370</sshPrnamt>
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    <cusip>713448108</cusip>
    <value>18</value>
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    <nameOfIssuer>PFIZER INC                  COM</nameOfIssuer>
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    <cusip>717081103</cusip>
    <value>68</value>
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    <nameOfIssuer>PHILIP MORRIS INTL INC      COM</nameOfIssuer>
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    <cusip>718172109</cusip>
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      <sshPrnamt>1192</sshPrnamt>
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    <cusip>731068102</cusip>
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    <cusip>742718109</cusip>
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      <sshPrnamt>1085</sshPrnamt>
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    <cusip>744320102</cusip>
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      <sshPrnamt>9298</sshPrnamt>
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    <nameOfIssuer>PRUDENTIAL FINL INC         COM</nameOfIssuer>
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    <cusip>744320102</cusip>
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      <sshPrnamt>74</sshPrnamt>
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    <nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP COM</nameOfIssuer>
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    <cusip>744573106</cusip>
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    <cusip>74460D109</cusip>
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      <sshPrnamt>2846</sshPrnamt>
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      <Sole>2846</Sole>
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    <cusip>749685103</cusip>
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    <nameOfIssuer>RAYTHEON CO                 COM NEW</nameOfIssuer>
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    <cusip>755111507</cusip>
    <value>157</value>
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    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>755111507</cusip>
    <value>10</value>
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    <nameOfIssuer>REINSURANCE GROUP AMER INC  COM NEW</nameOfIssuer>
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    <cusip>759351604</cusip>
    <value>14</value>
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      <sshPrnamt>100</sshPrnamt>
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      <Sole>100</Sole>
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    <nameOfIssuer>RESMED INC                  COM</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>761152107</cusip>
    <value>9</value>
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    <nameOfIssuer>ROCKWELL AUTOMATION INC     COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>773903109</cusip>
    <value>94</value>
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      <sshPrnamt>502</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>502</Sole>
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      <None>0</None>
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    <nameOfIssuer>ROCKWELL COLLINS INC        COM</nameOfIssuer>
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    <cusip>774341101</cusip>
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      <sshPrnamt>175</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>ROYAL BK CDA MONTREAL QUE   COM</nameOfIssuer>
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    <cusip>780087102</cusip>
    <value>28</value>
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    <nameOfIssuer>ROYAL DUTCH SHELL PLC       SPONS ADR A</nameOfIssuer>
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    <cusip>780259206</cusip>
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    <nameOfIssuer>SPDR S &amp; P 500 INDEX ETF</nameOfIssuer>
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    <cusip>78462F103</cusip>
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    <nameOfIssuer>SPDR GOLD TRUST             GOLD SHS</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>78463V107</cusip>
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      <Sole>623</Sole>
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    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>784635104</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>287</sshPrnamt>
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    <votingAuthority>
      <Sole>287</Sole>
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      <None>0</None>
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    <nameOfIssuer>SPDR DOW JONES INDL AVRG ETFUT SER 1</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>78467X109</cusip>
    <value>571</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2159</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2159</Sole>
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      <None>0</None>
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    <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR  UTSER1 S&amp;PDCRP</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>78467Y107</cusip>
    <value>373</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1016</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1016</Sole>
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      <None>0</None>
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    <nameOfIssuer>SALESFORCE COM INC          COM</nameOfIssuer>
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    <cusip>79466L302</cusip>
    <value>1443</value>
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      <sshPrnamt>9074</sshPrnamt>
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    <votingAuthority>
      <Sole>9074</Sole>
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    <nameOfIssuer>SCANA CORP NEW              COM</nameOfIssuer>
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    <cusip>80589M102</cusip>
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      <sshPrnamt>1100</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1100</Sole>
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    <nameOfIssuer>SCHLUMBERGER LTD            COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>806857108</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>91</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>91</Sole>
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    <cusip>820054104</cusip>
    <value>155</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11025</sshPrnamt>
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    <votingAuthority>
      <Sole>11025</Sole>
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      <None>0</None>
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    <nameOfIssuer>SHERWIN WILLIAMS CO         COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>824348106</cusip>
    <value>46</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>100</Sole>
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      <None>0</None>
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    <nameOfIssuer>SIMON PROPERTY GROUP INC</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>828806109</cusip>
    <value>631</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3570</sshPrnamt>
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    <votingAuthority>
      <Sole>3570</Sole>
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      <None>0</None>
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    <nameOfIssuer>SINCLAIR BROADCAST GROUP INCCL A</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>829226109</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>500</sshPrnamt>
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    <votingAuthority>
      <Sole>500</Sole>
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      <None>0</None>
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    <nameOfIssuer>SKYWORKS SOLUTIONS INC      COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>83088M102</cusip>
    <value>1028</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11334</sshPrnamt>
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    <votingAuthority>
      <Sole>11334</Sole>
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    <nameOfIssuer>SMUCKER J M CO              COM NEW</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>832696405</cusip>
    <value>585</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5706</sshPrnamt>
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    <votingAuthority>
      <Sole>5706</Sole>
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    <nameOfIssuer>SNAP ON INC                 COM</nameOfIssuer>
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    <cusip>833034101</cusip>
    <value>55</value>
    <shrsOrPrnAmt>
      <sshPrnamt>300</sshPrnamt>
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    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>SNAP INC                    CL A</nameOfIssuer>
    <titleOfClass>US EQUITIES / ETF'S</titleOfClass>
    <cusip>83304A106</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>113</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>113</Sole>
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    <nameOfIssuer>SOUTHERN CO                 COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>842587107</cusip>
    <value>98</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2250</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2250</Sole>
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      <None>0</None>
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    <nameOfIssuer>SQUARE INC                  CL A</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>852234103</cusip>
    <value>25</value>
    <shrsOrPrnAmt>
      <sshPrnamt>250</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>250</Sole>
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      <None>0</None>
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    <nameOfIssuer>STARBUCKS CORP              COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>855244109</cusip>
    <value>726</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12765</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12765</Sole>
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      <None>0</None>
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    <nameOfIssuer>SYNOPSYS INC                COM</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>871607107</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>40</Sole>
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      <None>0</None>
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    <nameOfIssuer>SYNNEX CORP                 COM</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>87162W100</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>20</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>20</Sole>
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      <None>0</None>
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    <nameOfIssuer>SYSCO CORP</nameOfIssuer>
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    <cusip>871829107</cusip>
    <value>972</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13275</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>13275</Sole>
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      <None>0</None>
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    <nameOfIssuer>TCF FINL CORP               COM</nameOfIssuer>
    <titleOfClass>EQUITY / SMALL CAP</titleOfClass>
    <cusip>872275102</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>370</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>370</Sole>
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    <nameOfIssuer>TJX COS INC NEW             COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>872540109</cusip>
    <value>1227</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10955</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10955</Sole>
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    <nameOfIssuer>TJX COS INC NEW             COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>872540109</cusip>
    <value>33</value>
    <shrsOrPrnAmt>
      <sshPrnamt>294</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>294</Sole>
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    <nameOfIssuer>TARGET CORP                 COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>87612E106</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>200</sshPrnamt>
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    <votingAuthority>
      <Sole>200</Sole>
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    <nameOfIssuer>3M CO                       COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>88579Y101</cusip>
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      <sshPrnamt>4794</sshPrnamt>
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      <Sole>4794</Sole>
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  <infoTable>
    <nameOfIssuer>3M CO                       COM</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>88579Y101</cusip>
    <value>7</value>
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      <sshPrnamt>32</sshPrnamt>
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      <Sole>32</Sole>
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    <nameOfIssuer>TIFFANY &amp; CO NEW            COM</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>886547108</cusip>
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      <sshPrnamt>10</sshPrnamt>
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      <Sole>10</Sole>
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    <nameOfIssuer>TORCHMARK CORP              COM</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>891027104</cusip>
    <value>54</value>
    <shrsOrPrnAmt>
      <sshPrnamt>628</sshPrnamt>
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    <votingAuthority>
      <Sole>628</Sole>
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  <infoTable>
    <nameOfIssuer>TORCHMARK CORP              COM</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>891027104</cusip>
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      <sshPrnamt>82</sshPrnamt>
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      <Sole>82</Sole>
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  <infoTable>
    <nameOfIssuer>TORO CO                     COM</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>891092108</cusip>
    <value>48</value>
    <shrsOrPrnAmt>
      <sshPrnamt>796</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>796</Sole>
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    <nameOfIssuer>TRAVELERS COS INC</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>89417E109</cusip>
    <value>1027</value>
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      <sshPrnamt>7918</sshPrnamt>
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    <votingAuthority>
      <Sole>7918</Sole>
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    <nameOfIssuer>TRAVELERS COS INC</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>89417E109</cusip>
    <value>8</value>
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      <sshPrnamt>65</sshPrnamt>
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      <Sole>65</Sole>
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  <infoTable>
    <nameOfIssuer>TUPPERWARE BRANDS CORP      COM</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>899896104</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>80</sshPrnamt>
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    <votingAuthority>
      <Sole>80</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>UGI CORP NEW                COM</nameOfIssuer>
    <titleOfClass>US EQUITIES / ETF'S</titleOfClass>
    <cusip>902681105</cusip>
    <value>132</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2387</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2387</Sole>
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      <None>0</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>US BANCORP DEL              COM NEW</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>902973304</cusip>
    <value>162</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3075</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3075</Sole>
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      <None>0</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>US BANCORP DEL              COM NEW</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>902973304</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>100</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>UNDER ARMOUR INC            CL C</nameOfIssuer>
    <titleOfClass>EQUITY / MID CAP</titleOfClass>
    <cusip>904311206</cusip>
    <value>19</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1000</Sole>
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      <None>0</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>UNILEVER PLC                SPON ADR NEW</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>904767704</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>150</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>150</Sole>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>UNILEVER PLC                SPON ADR NEW</nameOfIssuer>
    <titleOfClass>EQUITY / LARGE CAP</titleOfClass>
    <cusip>904767704</cusip>
    <value>2</value>
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</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
