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SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL (Tables)
3 Months Ended
Mar. 31, 2020
Equity [Abstract]  
Capital Amounts and Ratios
The following table presents capital amounts and ratios at March 31, 2020 and December 31, 2019:
 ActualFor Capital Adequacy Purposes
(includes applicable capital conservation buffer)
To Be Well
Capitalized Under
Prompt Corrective Action Provisions
AmountRatioAmountRatioAmountRatio
March 31, 2020
Total risk-based capital:
Orrstown Financial Services, Inc.$247,209  14.0 %$185,714  10.5 %n/an/a
Orrstown Bank237,121  13.4 %185,634  10.5 %$176,794  10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.198,508  11.2 %150,340  8.5 %n/an/a
Orrstown Bank220,281  12.5 %150,275  8.5 %141,435  8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.198,508  11.2 %123,809  7.0 %n/an/a
Orrstown Bank220,281  12.5 %123,756  7.0 %114,916  6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.198,508  8.5 %93,406  4.0 %n/an/a
Orrstown Bank220,281  9.4 %93,441  4.0 %116,802  5.0 %
December 31, 2019
Total risk-based capital:
Orrstown Financial Services, Inc.$244,003  14.1 %$182,028  10.5 %n/an/a
Orrstown Bank231,805  13.4 %181,948  10.5 %$173,284  10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.196,451  11.3 %147,356  8.5 %n/an/a
Orrstown Bank216,100  12.5 %147,291  8.5 %138,627  8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.196,451  11.3 %121,352  7.0 %n/a  n/a  
Orrstown Bank216,100  12.5 %121,299  7.0 %112,635  6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.196,451  8.6 %91,782  4.0 %n/an/a
Orrstown Bank216,100  9.4 %91,798  4.0 %114,747  5.0 %