XML 43 R32.htm IDEA: XBRL DOCUMENT v3.20.2
SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL (Tables)
6 Months Ended
Jun. 30, 2020
Equity [Abstract]  
Capital Amounts and Ratios
The following table presents capital amounts and ratios at June 30, 2020 and December 31, 2019:
 ActualFor Capital Adequacy Purposes
(includes applicable capital conservation buffer)
To Be Well
Capitalized Under
Prompt Corrective Action Provisions
AmountRatioAmountRatioAmountRatio
June 30, 2020
Total risk-based capital:
Orrstown Financial Services, Inc.$256,183  14.5 %$185,262  10.5 %n/an/a
Orrstown Bank244,669  13.9 %185,169  10.5 %$176,352  10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.205,582  11.7 %149,974  8.5 %n/an/a
Orrstown Bank225,943  12.8 %149,899  8.5 %141,081  8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.205,582  11.7 %123,508  7.0 %n/an/a
Orrstown Bank225,943  12.8 %123,446  7.0 %114,629  6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.205,582  7.6 %107,855  4.0 %n/an/a
Orrstown Bank225,943  8.4 %107,901  4.0 %134,876  5.0 %
December 31, 2019
Total risk-based capital:
Orrstown Financial Services, Inc.$244,003  14.1 %$182,028  10.5 %n/an/a
Orrstown Bank231,805  13.4 %181,948  10.5 %$173,284  10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.196,451  11.3 %147,356  8.5 %n/an/a
Orrstown Bank216,100  12.5 %147,291  8.5 %138,627  8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.196,451  11.3 %121,352  7.0 %n/an/a
Orrstown Bank216,100  12.5 %121,299  7.0 %112,635  6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.196,451  8.6 %91,782  4.0 %n/an/a
Orrstown Bank216,100  9.4 %91,798  4.0 %114,747  5.0 %