XML 88 R77.htm IDEA: XBRL DOCUMENT v3.20.2
SHAREHOLDERS’ EQUITY AND REGULATORY CAPITAL - Capital Amounts and Ratios (Details)
$ in Thousands
Jun. 30, 2020
USD ($)
Dec. 31, 2019
USD ($)
Consolidated    
Total Capital to risk weighted assets    
Actual, Amount $ 256,183 $ 244,003
Actual, Ratio 0.145 0.141
Minimum Capital Requirement, Amount $ 185,262 $ 182,028
Minimum Capital Requirement, Ratio 0.105 0.105
Tier 1 Capital to risk weighted assets    
Actual, Amount $ 205,582 $ 196,451
Actual, Ratio 0.117 0.113
Minimum Capital Requirement, Amount $ 149,974 $ 147,356
Minimum Capital Requirement, Ratio 0.085 0.085
Common Tier 1 (CET1) to risk weighted assets    
Actual, Amount $ 205,582 $ 196,451
Actual, Ratio 11.70% 11.30%
Minimum Capital Requirement, Amount $ 123,508 $ 121,352
Minimum Capital Requirement, Ratio 7.00% 7.00%
Tier 1 Capital to average assets    
Actual, Amount $ 205,582 $ 196,451
Actual, Ratio 0.076 0.086
Minimum Capital Requirement, Amount $ 107,855 $ 91,782
Minimum Capital Requirement, Ratio 0.040 0.040
Bank    
Total Capital to risk weighted assets    
Actual, Amount $ 244,669 $ 231,805
Actual, Ratio 0.139 0.134
Minimum Capital Requirement, Amount $ 185,169 $ 181,948
Minimum Capital Requirement, Ratio 0.105 0.105
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 176,352 $ 173,284
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.100 0.100
Tier 1 Capital to risk weighted assets    
Actual, Amount $ 225,943 $ 216,100
Actual, Ratio 0.128 0.125
Minimum Capital Requirement, Amount $ 149,899 $ 147,291
Minimum Capital Requirement, Ratio 0.085 0.085
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 141,081 $ 138,627
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.080 0.080
Common Tier 1 (CET1) to risk weighted assets    
Actual, Amount $ 225,943 $ 216,100
Actual, Ratio 12.80% 12.50%
Minimum Capital Requirement, Amount $ 123,446 $ 121,299
Minimum Capital Requirement, Ratio 7.00% 7.00%
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 114,629 $ 112,635
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 6.50% 6.50%
Tier 1 Capital to average assets    
Actual, Amount $ 225,943 $ 216,100
Actual, Ratio 0.084 0.094
Minimum Capital Requirement, Amount $ 107,901 $ 91,798
Minimum Capital Requirement, Ratio 0.040 0.040
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 134,876 $ 114,747
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.050 0.050