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FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)
9 Months Ended
Sep. 30, 2020
Fair Value Disclosures [Abstract]  
Commitments and Conditional Obligations, Contract or Notional Amounts The following table presents these contractual, or notional, amounts:
Contractual or Notional Amount
September 30, 2020December 31, 2019
Commitments to fund:
Home equity lines of credit$218,961 $205,502 
1-4 family residential construction loans23,546 19,812 
Commercial real estate, construction and land development loans24,738 19,018 
Commercial, industrial and other loans245,722 222,288 
Standby letters of credit16,376 10,588