XML 178 R118.htm IDEA: XBRL DOCUMENT v3.20.4
SHAREHOLDERS’ EQUITY AND REGULATORY CAPITAL - Schedule of Actual and Required Capital Amounts and Ratios (Detail)
$ in Thousands
Dec. 31, 2020
USD ($)
Dec. 31, 2019
USD ($)
Orrstown Financial Services, Inc.    
Total risk-based capital:    
Actual, Amount $ 271,184 $ 244,003
Actual, Ratio 0.156 0.141
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 183,099 $ 182,028
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 0.105 0.105
Tier 1 risk-based capital:    
Actual, Amount $ 217,582 $ 196,451
Actual, Ratio 0.125 0.113
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 148,223 $ 147,356
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 0.085 0.085
Tier 1 common equity risk-based capital:    
Actual, Amount $ 217,582 $ 196,451
Actual, Ratio 12.50% 11.30%
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 122,066 $ 121,352
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 7.00% 7.00%
Tier 1 leverage capital:    
Actual, Amount $ 217,582 $ 196,451
Actual, Ratio 0.081 0.086
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 108,063 $ 91,782
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 0.040 0.040
Orrstown Bank    
Total risk-based capital:    
Actual, Amount $ 256,376 $ 231,805
Actual, Ratio 0.147 0.134
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 183,012 $ 181,948
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 0.105 0.105
To Be Well Capitalized Under Prompt Corrective Action Regulations, Amount $ 174,297 $ 173,284
To Be Well Capitalized Under Prompt Corrective Action Regulations, Ratio 0.100 0.100
Tier 1 risk-based capital:    
Actual, Amount $ 234,677 $ 216,100
Actual, Ratio 0.135 0.125
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 148,152 $ 147,291
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 0.085 0.085
To Be Well Capitalized Under Prompt Corrective Action Regulations, Amount $ 139,437 $ 138,627
To Be Well Capitalized Under Prompt Corrective Action Regulations, Ratio 0.080 0.080
Tier 1 common equity risk-based capital:    
Actual, Amount $ 234,677 $ 216,100
Actual, Ratio 13.50% 12.50%
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 122,008 $ 121,299
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 7.00% 7.00%
To Be Well Capitalized Under Prompt Corrective Action Regulations, Amount $ 113,293 $ 112,635
To Be Well Capitalized Under Prompt Corrective Action Regulations, Ratio 6.50% 6.50%
Tier 1 leverage capital:    
Actual, Amount $ 234,677 $ 216,100
Actual, Ratio 0.087 0.094
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 108,148 $ 91,798
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 0.040 0.040
To Be Well Capitalized Under Prompt Corrective Action Regulations, Amount $ 135,185 $ 114,747
To Be Well Capitalized Under Prompt Corrective Action Regulations, Ratio 0.050 0.050