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SHAREHOLDERS’ EQUITY AND REGULATORY CAPITAL (Tables)
12 Months Ended
Dec. 31, 2020
Equity [Abstract]  
Schedule of Actual and Required Capital Amounts and Ratios
The following table presents capital amounts and ratios at December 31, 2020 and 2019. 
 Actual
For Capital Adequacy Purposes
 (includes applicable capital conservation buffer)
To Be Well
Capitalized Under
Prompt Corrective
Action Regulations
AmountRatioAmountRatioAmountRatio
December 31, 2020
Total risk-based capital:
Orrstown Financial Services, Inc.$271,184 15.6 %$183,099 10.5 %n/an/a
Orrstown Bank256,376 14.7 %183,012 10.5 %$174,297 10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.217,582 12.5 %148,223 8.5 %n/an/a
Orrstown Bank234,677 13.5 %148,152 8.5 %139,437 8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.217,582 12.5 %122,066 7.0 %n/an/a
Orrstown Bank234,677 13.5 %122,008 7.0 %113,293 6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.217,582 8.1 %108,063 4.0 %n/an/a
Orrstown Bank234,677 8.7 %108,148 4.0 %135,185 5.0 %
December 31, 2019
Total risk-based capital:
Orrstown Financial Services, Inc.$244,003 14.1 %$182,028 10.5 %n/an/a
Orrstown Bank231,805 13.4 %181,948 10.5 %$173,284 10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.196,451 11.3 %147,356 8.5 %n/an/a
Orrstown Bank216,100 12.5 %147,291 8.5 %138,627 8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.196,451 11.3 %121,352 7.0 %n/an/a
Orrstown Bank216,100 12.5 %121,299 7.0 %112,635 6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.196,451 8.6 %91,782 4.0 %n/an/a
Orrstown Bank216,100 9.4 %91,798 4.0 %114,747 5.0 %