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SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL (Tables)
6 Months Ended
Jun. 30, 2021
Equity [Abstract]  
Capital Amounts and Ratios The following table presents capital amounts and ratios at June 30, 2021 and December 31, 2020:
 ActualFor Capital Adequacy Purposes
(includes applicable capital conservation buffer)
To Be Well
Capitalized Under
Prompt Corrective Action Provisions
AmountRatioAmountRatioAmountRatio
June 30, 2021
Total risk-based capital:
Orrstown Financial Services, Inc.$285,200 15.6 %$191,913 10.5 %n/an/a
Orrstown Bank267,582 14.6 %191,846 10.5 %$182,711 10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.232,507 12.7 %155,358 8.5 %n/an/a
Orrstown Bank246,821 13.5 %155,304 8.5 %146,169 8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.232,507 12.7 %127,942 7.0 %n/an/a
Orrstown Bank246,821 13.5 %127,898 7.0 %118,762 6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.232,507 8.0 %115,968 4.0 %n/an/a
Orrstown Bank246,821 8.5 %116,031 4.0 %145,038 5.0 %
December 31, 2020
Total risk-based capital:
Orrstown Financial Services, Inc.$271,184 15.6 %$183,099 10.5 %n/an/a
Orrstown Bank256,376 14.7 %183,012 10.5 %$174,297 10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.217,582 12.5 %148,223 8.5 %n/an/a
Orrstown Bank234,677 13.5 %148,152 8.5 %139,437 8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.217,582 12.5 %122,066 7.0 %n/an/a
Orrstown Bank234,677 13.5 %122,008 7.0 %113,293 6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.217,582 8.1 %108,063 4.0 %n/an/a
Orrstown Bank234,677 8.7 %108,148 4.0 %135,185 5.0 %