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SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL (Tables)
9 Months Ended
Sep. 30, 2021
Equity [Abstract]  
Capital Amounts and Ratios The following table presents capital amounts and ratios at September 30, 2021 and December 31, 2020:
 ActualFor Capital Adequacy Purposes
(includes applicable capital conservation buffer)
To Be Well
Capitalized Under
Prompt Corrective Action Provisions
AmountRatioAmountRatioAmountRatio
September 30, 2021
Total risk-based capital:
Orrstown Financial Services, Inc.$291,785 15.6 %$195,965 10.5 %n/an/a
Orrstown Bank273,583 14.7 %195,899 10.5 %$186,570 10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.238,492 12.8 %158,639 8.5 %n/an/a
Orrstown Bank252,238 13.5 %158,585 8.5 %149,256 8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.238,492 12.8 %130,644 7.0 %n/an/a
Orrstown Bank252,238 13.5 %130,599 7.0 %121,271 6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.238,492 8.3 %115,630 4.0 %n/an/a
Orrstown Bank252,238 8.7 %115,706 4.0 %144,633 5.0 %
December 31, 2020
Total risk-based capital:
Orrstown Financial Services, Inc.$271,184 15.6 %$183,099 10.5 %n/an/a
Orrstown Bank256,376 14.7 %183,012 10.5 %$174,297 10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.217,582 12.5 %148,223 8.5 %n/an/a
Orrstown Bank234,677 13.5 %148,152 8.5 %139,437 8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.217,582 12.5 %122,066 7.0 %n/an/a
Orrstown Bank234,677 13.5 %122,008 7.0 %113,293 6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.217,582 8.1 %108,063 4.0 %n/an/a
Orrstown Bank234,677 8.7 %108,148 4.0 %135,185 5.0 %