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SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL (Tables)
9 Months Ended
Sep. 30, 2022
Equity [Abstract]  
Capital Amounts and Ratios
The following table presents capital amounts and ratios at September 30, 2022 and December 31, 2021:
 ActualFor Capital Adequacy Purposes
(includes applicable capital conservation buffer)
To Be Well
Capitalized Under
Prompt Corrective Action Provisions
AmountRatioAmountRatioAmountRatio
September 30, 2022
Total risk-based capital:
Orrstown Financial Services, Inc.$295,961 12.7 %$243,886 10.5 %n/an/a
Orrstown Bank298,755 12.9 %243,078 10.5 %$231,503 10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.237,609 10.2 %197,431 8.5 %n/an/a
Orrstown Bank272,413 11.8 %196,777 8.5 %185,202 8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.237,609 10.2 %162,591 7.0 %n/an/a
Orrstown Bank272,413 11.8 %162,052 7.0 %150,477 6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.237,609 8.4 %113,077 4.0 %n/an/a
Orrstown Bank272,413 9.6 %113,105 4.0 %141,381 5.0 %
December 31, 2021
Total risk-based capital:
Orrstown Financial Services, Inc.$297,823 15.0 %$208,617 10.5 %n/an/a
Orrstown Bank278,780 14.0 %208,550 10.5 %$198,619 10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.243,075 12.2 %168,880 8.5 %n/an/a
Orrstown Bank255,995 12.9 %168,826 8.5 %158,895 8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.243,075 12.2 %139,078 7.0 %n/an/a
Orrstown Bank255,995 12.9 %139,033 7.0 %129,102 6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.243,075 8.5 %114,384 4.0 %n/an/a
Orrstown Bank255,995 8.9 %114,470 4.0 %143,087 5.0 %