XML 64 R45.htm IDEA: XBRL DOCUMENT v3.22.4
SHAREHOLDERS’ EQUITY AND REGULATORY CAPITAL (Tables)
12 Months Ended
Dec. 31, 2022
Equity [Abstract]  
Schedule of Actual and Required Capital Amounts and Ratios
The following table presents capital amounts and ratios at December 31, 2022 and 2021.
 Actual
For Capital Adequacy Purposes
 (includes applicable capital conservation buffer)
To Be Well
Capitalized Under
Prompt Corrective
Action Regulations
AmountRatioAmountRatioAmountRatio
December 31, 2022
Total risk-based capital:
Orrstown Financial Services, Inc.$304,589 12.7 %$250,939 10.5 %n/an/a
Orrstown Bank292,933 12.3 %250,566 10.5 %$238,634 10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.245,752 10.3 %203,141 8.5 %n/an/a
Orrstown Bank266,122 11.2 %202,839 8.5 %190,907 8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.245,752 10.3 %167,293 7.0 %n/an/a
Orrstown Bank266,122 11.2 %167,044 7.0 %155,112 6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.245,752 8.5 %116,325 4.0 %n/an/a
Orrstown Bank266,122 9.2 %116,219 4.0 %145,273 5.0 %
December 31, 2021
Total risk-based capital:
Orrstown Financial Services, Inc.$297,823 15.0 %$208,617 10.5 %n/an/a
Orrstown Bank278,780 14.0 %208,550 10.5 %$198,619 10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.243,075 12.2 %168,880 8.5 %n/an/a
Orrstown Bank255,995 12.9 %168,826 8.5 %158,895 8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.243,075 12.2 %139,078 7.0 %n/an/a
Orrstown Bank255,995 12.9 %139,033 7.0 %129,102 6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.243,075 8.5 %114,384 4.0 %n/an/a
Orrstown Bank255,995 8.9 %114,470 4.0 %143,087 5.0 %