SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL (Tables)

6 Months Ended

Jun. 30, 2023

The following table presents capital amounts and ratios at June 30, 2023 and December 31, 2022:


	Actual				For Capital Adequacy Purposes (includes applicable capital conservation buffer)				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
June 30, 2023
Total risk-based capital:
Orrstown Financial Services, Inc.	$	319,171	13.0	%	$	257,851	10.5	%	n/a		n/a
Orrstown Bank	307,371		12.5	%	257,781		10.5	%	$	245,506	10.0	%
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.	258,905		10.5	%	208,736		8.5	%	n/a		n/a
Orrstown Bank	279,163		11.4	%	208,680		8.5	%	196,405		8.0	%
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.	258,905		10.5	%	171,900		7.0	%	n/a		n/a
Orrstown Bank	279,163		11.4	%	171,854		7.0	%	159,579		6.5	%
Tier 1 leverage capital:
Orrstown Financial Services, Inc.	258,905		8.6	%	120,409		4.0	%	n/a		n/a
Orrstown Bank	279,163		9.3	%	120,418		4.0	%	150,523		5.0	%
December 31, 2022
Total risk-based capital:
Orrstown Financial Services, Inc.	$	304,589	12.7	%	$	250,939	10.5	%	n/a		n/a
Orrstown Bank	292,933		12.3	%	250,566		10.5	%	$	238,634	10.0	%
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.	245,752		10.3	%	203,141		8.5	%	n/a		n/a
Orrstown Bank	266,122		11.2	%	202,839		8.5	%	190,907		8.0	%
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.	245,752		10.3	%	167,293		7.0	%	n/a		n/a
Orrstown Bank	266,122		11.2	%	167,044		7.0	%	155,112		6.5	%
Tier 1 leverage capital:
Orrstown Financial Services, Inc.	245,752		8.5	%	116,325		4.0	%	n/a		n/a
Orrstown Bank	266,122		9.2	%	116,219		4.0	%	145,273		5.0	%