XML 66 R56.htm IDEA: XBRL DOCUMENT v3.23.3
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Activity in Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Jan. 01, 2023
Activity in allowance for loan losses          
Balance, beginning of period $ 28,383   $ 25,178    
Balance, beginning of period   $ 23,279 25,178 $ 21,180  
Impact of adopting CECL 28,278   28,278    
Provision for credit losses 136 1,500 1,264 3,575  
Provision for loan losses   1,500 1,264 3,575  
Charge-offs (342) (111) (1,056) (254)  
Recoveries 101 41 469 208  
Balance end of period 28,278   28,278    
Balance, end of period   24,709   24,709  
Cumulative Effect, Period of Adoption, Adjustment          
Activity in allowance for loan losses          
Balance, beginning of period     2,423    
Impact of adopting CECL         $ 2,423
Unallocated          
Activity in allowance for loan losses          
Balance, beginning of period 0        
Balance, beginning of period   237 245 237  
Impact of adopting CECL 0   0    
Provision for credit losses 0   0    
Provision for loan losses   8   8  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Balance end of period 0   0    
Balance, end of period   245   245  
Unallocated | Cumulative Effect, Period of Adoption, Adjustment          
Activity in allowance for loan losses          
Balance, beginning of period     (245)    
Impact of adopting CECL          
Commercial          
Activity in allowance for loan losses          
Balance, beginning of period 25,784        
Balance, beginning of period   19,815 21,301 17,943  
Impact of adopting CECL 25,447   25,447    
Provision for credit losses (121)   977    
Provision for loan losses   1,188   3,046  
Charge-offs (267) (87) (760) (202)  
Recoveries 51 33 189 162  
Balance end of period 25,447   25,447    
Balance, end of period   20,949   20,949  
Commercial | Cumulative Effect, Period of Adoption, Adjustment          
Activity in allowance for loan losses          
Balance, beginning of period     3,740    
Impact of adopting CECL          
Commercial | Commercial Real Estate          
Activity in allowance for loan losses          
Balance, beginning of period 16,996        
Balance, beginning of period   12,294 13,558 12,037  
Impact of adopting CECL 16,840   16,840    
Provision for credit losses (173)   335    
Provision for loan losses   551   776  
Charge-offs 0 0 (12) 0  
Recoveries 17 0 102 32  
Balance end of period 16,840   16,840    
Balance, end of period   12,845   12,845  
Commercial | Commercial Real Estate | Cumulative Effect, Period of Adoption, Adjustment          
Activity in allowance for loan losses          
Balance, beginning of period     2,857    
Impact of adopting CECL          
Commercial | Acquisition and Development          
Activity in allowance for loan losses          
Balance, beginning of period 2,767        
Balance, beginning of period   3,024 3,214 2,062  
Impact of adopting CECL 2,893   2,893    
Provision for credit losses 125   (111)    
Provision for loan losses   342   1,295  
Charge-offs 0 0 0 0  
Recoveries 1 1 4 10  
Balance end of period 2,893   2,893    
Balance, end of period   3,367   3,367  
Commercial | Acquisition and Development | Cumulative Effect, Period of Adoption, Adjustment          
Activity in allowance for loan losses          
Balance, beginning of period     (214)    
Impact of adopting CECL          
Commercial | Commercial and Industrial          
Activity in allowance for loan losses          
Balance, beginning of period 5,854        
Balance, beginning of period   4,471 4,505 3,814  
Impact of adopting CECL 5,558   5,558    
Provision for credit losses (62)   790    
Provision for loan losses   296   980  
Charge-offs (267) (87) (748) (202)  
Recoveries 33 32 83 120  
Balance end of period 5,558   5,558    
Balance, end of period   4,712   4,712  
Commercial | Commercial and Industrial | Cumulative Effect, Period of Adoption, Adjustment          
Activity in allowance for loan losses          
Balance, beginning of period     928    
Impact of adopting CECL          
Commercial | Municipal          
Activity in allowance for loan losses          
Balance, beginning of period 167        
Balance, beginning of period   26 24 30  
Impact of adopting CECL 156   156    
Provision for credit losses (11)   (37)    
Provision for loan losses   (1)   (5)  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Balance end of period 156   156    
Balance, end of period   25   25  
Commercial | Municipal | Cumulative Effect, Period of Adoption, Adjustment          
Activity in allowance for loan losses          
Balance, beginning of period     169    
Impact of adopting CECL          
Consumer          
Activity in allowance for loan losses          
Balance, beginning of period 2,599        
Balance, beginning of period   3,227 3,632 3,000  
Impact of adopting CECL 2,831   2,831    
Provision for credit losses 257   287    
Provision for loan losses   304   521  
Charge-offs (75) (24) (296) (52)  
Recoveries 50 8 280 46  
Balance end of period 2,831   2,831    
Balance, end of period   3,515   3,515  
Consumer | Cumulative Effect, Period of Adoption, Adjustment          
Activity in allowance for loan losses          
Balance, beginning of period     (1,072)    
Impact of adopting CECL          
Consumer | Residential Mortgage          
Activity in allowance for loan losses          
Balance, beginning of period 2,307        
Balance, beginning of period   3,004 3,444 2,785  
Impact of adopting CECL 2,577   2,577    
Provision for credit losses 239   163    
Provision for loan losses   309   508  
Charge-offs 0 0 (98) (10)  
Recoveries 31 2 189 32  
Balance end of period 2,577   2,577    
Balance, end of period   3,315   3,315  
Consumer | Residential Mortgage | Cumulative Effect, Period of Adoption, Adjustment          
Activity in allowance for loan losses          
Balance, beginning of period     (1,121)    
Impact of adopting CECL          
Consumer | Installment and Other          
Activity in allowance for loan losses          
Balance, beginning of period 292        
Balance, beginning of period   223 188 215  
Impact of adopting CECL 254   254    
Provision for credit losses 18   124    
Provision for loan losses   (5)   13  
Charge-offs (75) (24) (198) (42)  
Recoveries 19 6 91 14  
Balance end of period $ 254   254    
Balance, end of period   $ 200   $ 200  
Consumer | Installment and Other | Cumulative Effect, Period of Adoption, Adjustment          
Activity in allowance for loan losses          
Balance, beginning of period     $ 49    
Impact of adopting CECL