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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Tables)

6 Months Ended

Jun. 30, 2024

Receivables [Abstract]

Summary of Loan Portfolio, Excluding Residential Loans Held for Sale, Broken Out by Classes

The following table presents the loan portfolio by segment and class, excluding residential LHFS, at June 30, 2024 and December 31, 2023:

			June 30, 2024						December 31, 2023
Commercial real estate:
Owner occupied			$	371,301					$	373,757
Non-owner occupied			710,477						694,638
Multi-family			151,542						150,675
Non-owner occupied residential			89,156						95,040
Acquisition and development:
1-4 family residential construction			32,439						24,516
Commercial and land development			129,883						115,249
Commercial and industrial			374,976						367,085
Municipal			10,594						9,812
Residential mortgage:
First lien			271,153						266,239
Home equity - term			4,633						5,078
Home equity - lines of credit			192,736						186,450
Installment and other loans			8,713						9,774
Total loans			$	2,347,603					$	2,298,313

Amortized Cost of the Loan Portfolio, by Year of Origination, Loan Class, and Credit Quality

The following table presents the amortized cost basis of the loan portfolio, by year of origination, loan class, and credit quality, as of June 30, 2024 and December 31, 2023. For residential and consumer loan classes, the Company also evaluates credit quality based on the aging status of the loan and payment activity, which residential mortgage and installment and other consumer loans are presented below based on payment performance: performing or nonperforming.

			Term Loans Amortized Cost Basis by Origination Year
As of June 30, 2024			2024						2023						2022						2021						2020						Prior						Revolving Loans Amortized Basis						Revolving Loans Converted to Term						Total
Commercial Real Estate:
Owner-occupied:
Risk rating
Pass			$	16,172					$	54,321					$	99,774					$	68,370					$	20,368					$	78,843					$	5,518					$	—					$	343,366
Special mention			—						—						—						1,370						1,154						508						165						—						3,197
Substandard - Non-IEL			—						704						10,000						2,957						5,994						1,538						95						—						21,288
Substandard - IEL			—						—						—						1,239						—						2,211						—						—						3,450
Total owner-occupied loans			$	16,172					$	55,025					$	109,774					$	73,936					$	27,516					$	83,100					$	5,778					$	—					$	371,301
Current period gross charge offs - owner-occupied			$	—					$	—					$	—					$	—					$	—					$	12					$	—					$	—					$	12
Non-owner occupied:
Risk rating
Pass			$	38,792					$	79,834					$	99,324					$	227,068					$	82,064					$	176,728					$	643					$	—					$	704,453
Special mention			—						—						—						341						—						2,124						—						—						2,465
Substandard - Non-IEL			—						—						—						—						—						2,697						—						862						3,559
Substandard - IEL			—						—						—						—						—						—						—						—						—
Total non-owner occupied loans			$	38,792					$	79,834					$	99,324					$	227,409					$	82,064					$	181,549					$	643					$	862					$	710,477
Current period gross charge offs - non-owner occupied			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Multi-family:
Risk rating
Pass			$	5,844					$	2,823					$	61,840					$	28,489					$	12,511					$	38,021					$	346					$	—					$	149,874
Special mention			—						—						1,119						—						—						237						—						—						1,356
Substandard - Non-IEL			—						—						—						—						—						—						—						—						—
Substandard - IEL			—						—						—						—						—						312						—						—						312
Total multi-family loans			$	5,844					$	2,823					$	62,959					$	28,489					$	12,511					$	38,570					$	346					$	—					$	151,542
Current period gross charge offs - multi-family			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Non-owner occupied residential:
Risk rating
Pass			$	2,901					$	10,156					$	20,153					$	16,307					$	6,810					$	31,235					$	399					$	—					$	87,961
Special mention			—						—						—						—						—						504						—						—						504
Substandard - Non-IEL			—						—						—						—						—						425						—						—						425
Substandard - IEL			—						2						—						185						—						79						—						—						266
Total non-owner occupied residential loans			$	2,901					$	10,158					$	20,153					$	16,492					$	6,810					$	32,243					$	399					$	—					$	89,156
Current period gross charge offs - non-owner occupied residential			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
continued

			Term Loans Amortized Cost Basis by Origination Year
As of June 30, 2024			2024						2023						2022						2021						2020						Prior						Revolving Loans Amortized Basis						Revolving Loans Converted to Term						Total
Acquisition and development:
1-4 family residential construction:
Risk rating
Pass			$	13,971					$	17,179					$	865					$	—					$	—					$	—					$	—					$	129					$	32,144
Special mention			74						221						—						—						—						—						—						—						295
Substandard - Non-IEL			—						—						—						—						—						—						—						—						—
Substandard - IEL			—						—						—						—						—						—						—						—						—
Total 1-4 family residential construction loans			$	14,045					$	17,400					$	865					$	—					$	—					$	—					$	—					$	129					$	32,439
Current period gross charge offs - 1-4 family residential construction			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Commercial and land development:
Risk rating
Pass			$	15,213					$	39,209					$	43,482					$	5,455					$	9,826					$	1,567					$	5,533					$	8,818					$	129,103
Special mention			—						—						—						—						780						—						—						—						780
Substandard - Non-IEL			—						—						—						—						—						—						—						—						—
Substandard - IEL			—						—						—						—						—						—						—						—						—
Total commercial and land development loans			$	15,213					$	39,209					$	43,482					$	5,455					$	10,606					$	1,567					$	5,533					$	8,818					$	129,883
Current period gross charge offs - commercial and land development			$	—					$	23					$	—					$	—					$	—					$	—					$	—					$	—					$	23
Commercial and Industrial:
Risk rating
Pass			$	30,700					$	60,734					$	63,069					$	57,202					$	21,753					$	26,589					$	95,701					$	3,249					$	358,997
Special mention			—						—						—						31						7						946						320						—						1,304
Substandard - Non-IEL			—						—						—						5,861						—						217						8,568						—						14,646
Substandard - IEL			—						12						—						—						2						—						15						—						29
Total commercial and industrial loans			$	30,700					$	60,746					$	63,069					$	63,094					$	21,762					$	27,752					$	104,604					$	3,249					$	374,976
Current period gross charge offs - commercial and industrial			$	—					$	—					$	54					$	—					$	—					$	6					$	—					$	—					$	60
Municipal:
Risk rating
Pass			$	1,577					$	—					$	—					$	3,124					$	—					$	5,893					$	—					$	—					$	10,594
Total municipal loans			$	1,577					$	—					$	—					$	3,124					$	—					$	5,893					$	—					$	—					$	10,594
Current period gross charge offs - municipal			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Residential mortgage:
First lien:
Payment performance
Performing			$	18,111					$	44,351					$	65,479					$	33,167					$	7,856					$	98,520					$	—					$	630					$	268,114
Nonperforming			—						—						248						232						—						2,559						—						—						3,039
Total first lien loans			$	18,111					$	44,351					$	65,727					$	33,399					$	7,856					$	101,079					$	—					$	630					$	271,153
Current period gross charge offs - first lien			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
continued

			Term Loans Amortized Cost Basis by Origination Year
As of June 30, 2024			2024						2023						2022						2021						2020						Prior						Revolving Loans Amortized Basis						Revolving Loans Converted to Term						Total
Home equity - term:
Payment performance
Performing			$	183					$	473					$	674					$	71					$	390					$	2,840					$	—					$	—					$	4,631
Nonperforming			—						—						—						—						—						2						—						—						2
Total home equity - term loans			$	183					$	473					$	674					$	71					$	390					$	2,842					$	—					$	—					$	4,633
Current period gross charge offs - home equity - term			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Home equity - lines of credit:
Payment performance
Performing			$	—					$	—					$	—					$	—					$	—					$	—					$	190,786					$	535					$	191,321
Nonperforming			—						—						—						—						—						—						1,199						216						1,415
Total residential real estate - home equity - lines of credit loans			$	—					$	—					$	—					$	—					$	—					$	—					$	191,985					$	751					$	192,736
Current period gross charge offs - home equity - lines of credit			$	—					$	—					$	—					$	—					$	—					$	—					$	50					$	—					$	50
Installment and other loans:
Payment performance
Performing			$	593					$	568					$	316					$	281					$	78					$	848					$	6,011					$	—					$	8,695
Nonperforming			—						3						—						—						—						15						—						—						18
Total Installment and other loans			$	593					$	571					$	316					$	281					$	78					$	863					$	6,011					$	—					$	8,713
Current period gross charge offs - installment and other			$	74					$	12					$	—					$	—					$	—					$	18					$	14					$	—					$	118

			Term Loans Amortized Cost Basis by Origination Year
As of December 31, 2023			2023						2022						2021						2020						2019						Prior						Revolving Loans Amortized Basis						Revolving Loans Converted to Term						Total
Commercial Real Estate:
Owner-occupied:
Risk rating
Pass			$	50,829					$	103,192					$	69,888					$	21,232					$	21,251					$	62,634					$	4,941					$	—					$	333,967
Special mention			—						—						2,517						1,176						—						1,314						—						—						5,007
Substandard - Non-IEL			—						9,923						—						6,075						—						2,687						312						—						18,997
Substandard - IEL			—						—						—						13,366						—						2,420						—						—						15,786
Total owner-occupied loans			$	50,829					$	113,115					$	72,405					$	41,849					$	21,251					$	69,055					$	5,253					$	—					$	373,757
Current period gross charge offs - owner-occupied			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Non-owner occupied:
Risk rating
Pass			$	82,879					$	102,212					$	235,031					$	83,652					$	63,176					$	120,696					$	509					$	—					$	688,155
Special mention			—						—						—						524						—						2,112						—						—						2,636
Substandard - Non-IEL			—						—						—						—						—						2,739						—						868						3,607
Substandard - IEL			—						—						—						—						—						240						—						—						240
Total non-owner occupied loans			$	82,879					$	102,212					$	235,031					$	84,176					$	63,176					$	125,787					$	509					$	868					$	694,638
Current period gross charge offs - non-owner occupied			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
continued

			Term Loans Amortized Cost Basis by Origination Year
As of December 31, 2023			2023						2022						2021						2020						2019						Prior						Revolving Loans Amortized Basis						Revolving Loans Converted to Term						Total
Multi-family:
Risk rating
Pass			$	2,701					$	61,805					$	28,541					$	12,694					$	7,437					$	33,895					$	117					$	—					$	147,190
Special mention			—						—						—						—						244						2,008						—						—						2,252
Substandard - Non-IEL			—						—						—						—						—						—						—						—						—
Substandard - IEL			—						—						—						—						—						1,233						—						—						1,233
Total multi-family loans			$	2,701					$	61,805					$	28,541					$	12,694					$	7,681					$	37,136					$	117					$	—					$	150,675
Current period gross charge offs - multi-family			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Non-owner occupied residential:
Risk rating
Pass			$	10,075					$	20,473					$	16,947					$	7,974					$	6,444					$	28,319					$	1,130					$	—					$	91,362
Special mention			—						—						—						—						—						731						—						—						731
Substandard - Non-IEL			—						—						—						—						—						375						—						—						375
Substandard - IEL			2						—						192						1,461						—						917						—						—						2,572
Total non-owner occupied residential loans			$	10,077					$	20,473					$	17,139					$	9,435					$	6,444					$	30,342					$	1,130					$	—					$	95,040
Current period gross charge offs - non-owner occupied residential			$	—					$	—					$	—					$	—					$	—					$	12					$	—					$	—					$	12
Acquisition and development:
1-4 family residential construction:
Risk rating
Pass			$	18,820					$	5,400					$	—					$	—					$	—					$	—					$	—					$	—					$	24,220
Special mention			222						—						74						—						—						—						—						—						296
Substandard - Non-IEL			—						—						—						—						—						—						—						—						—
Substandard - IEL			—						—						—						—						—						—						—						—						—
Total 1-4 family residential construction loans			$	19,042					$	5,400					$	74					$	—					$	—					$	—					$	—					$	—					$	24,516
Current period gross charge offs - 1-4 family residential construction			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Commercial and land development:
Risk rating
Pass			$	28,829					$	48,453					$	9,847					$	9,927					$	110					$	1,774					$	6,574					$	6,936					$	112,450
Special mention			—						—						—						1,001						—						437						—						—						1,438
Substandard - Non-IEL			—						—						—						—						—						—						—						—						—
Substandard - IEL			—						—						—						—						—						1,361						—						—						1,361
Total commercial and land development loans			$	28,829					$	48,453					$	9,847					$	10,928					$	110					$	3,572					$	6,574					$	6,936					$	115,249
Current period gross charge offs - commercial and land development			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
continued

			Term Loans Amortized Cost Basis by Origination Year
As of December 31, 2023			2023						2022						2021						2020						2019						Prior						Revolving Loans Amortized Basis						Revolving Loans Converted to Term						Total
Commercial and Industrial:
Risk rating
Pass			$	67,735					$	69,670					$	67,117					$	24,580					$	10,753					$	20,775					$	86,475					$	1,522					$	348,627
Special mention			—						4,251						4,364						11						552						356						2,258						—						11,792
Substandard - Non-IEL			—						—						4,682						—						5						225						1,082						—						5,994
Substandard - IEL			—						69						—						7						—						455						141						—						672
Total commercial and industrial loans			$	67,735					$	73,990					$	76,163					$	24,598					$	11,310					$	21,811					$	89,956					$	1,522					$	367,085
Current period gross charge offs - commercial and industrial			$	—					$	161					$	106					$	—					$	—					$	8					$	473					$	—					$	748
Municipal:
Risk rating
Pass			$	—					$	—					$	3,403					$	—					$	—					$	6,409					$	—					$	—					$	9,812
Total municipal loans			$	—					$	—					$	3,403					$	—					$	—					$	6,409					$	—					$	—					$	9,812
Current period gross charge offs - municipal			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Residential mortgage:
First lien:
Payment performance
Performing			$	43,641					$	71,311					$	34,704					$	8,056					$	7,465					$	97,943					$	—					$	638					$	263,758
Nonperforming			—						—						—						—						120						2,361						—						—						2,481
Total first lien loans			$	43,641					$	71,311					$	34,704					$	8,056					$	7,585					$	100,304					$	—					$	638					$	266,239
Current period gross charge offs - first lien			$	—					$	—					$	—					$	—					$	—					$	58					$	—					$	—					$	58
Home equity - term:
Payment performance
Performing			$	607					$	732					$	90					$	426					$	115					$	3,105					$	—					$	—					$	5,075
Nonperforming			—						—						—						—						—						3						—						—						3
Total home equity - term loans			$	607					$	732					$	90					$	426					$	115					$	3,108					$	—					$	—					$	5,078
Current period gross charge offs - home equity - term			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Home equity - lines of credit:
Payment performance
Performing			$	—					$	—					$	—					$	—					$	—					$	—					$	107,967					$	77,171					$	185,138
Nonperforming			—						—						—						—						—						—						1,296						16						1,312
Total residential real estate - home equity - lines of credit loans			$	—					$	—					$	—					$	—					$	—					$	—					$	109,263					$	77,187					$	186,450
Current period gross charge offs - home equity - lines of credit			$	—					$	—					$	—					$	—					$	—					$	—					$	40					$	—					$	40
Installment and other loans:
Payment performance
Performing			$	758					$	413					$	332					$	106					$	670					$	947					$	6,500					$	—					$	9,726
Nonperforming			3						—						—						—						33						12						—						—						48
Total Installment and other loans			$	761					$	413					$	332					$	106					$	703					$	959					$	6,500					$	—					$	9,774
Current period gross charge offs - installment and other			$	181					$	24					$	—					$	—					$	4					$	10					$	28					$	—					$	247

Schedule of Amortized Cost of Nonaccrual Loans by Class, With and Without Loan Reserves

The following table presents the amortized cost basis of nonaccrual loans, according to loan class, with and without reserves on individually evaluated loans as of June 30, 2024 and December 31, 2023. The Company did not recognize interest income on nonaccrual loans during the three and six months ended June 30, 2024 and 2023. During the six months ended June 30, 2024, the Company recorded interest income previously applied to principal of $1.6 million from the payoff of a commercial real estate loan, which totaled $13.4 million at December 31, 2023.

			June 30, 2024																								December 31, 2023
			Nonaccrual loans with a related ACL						Nonaccrual loans with no related ACL						Total nonaccrual loans						Loans Past Due 90+ Accruing						Nonaccrual loans with a related ACL						Nonaccrual loans with no related ACL						Total nonaccrual loans						Loans Past Due 90+ Accruing
Commercial real estate:
Owner-occupied			$	—					$	3,450					$	3,450					$	—					$	—					$	15,786					$	15,786					$	—
Non-owner occupied			—						—						—						—						—						240						240						—
Multi-family			—						312						312						—						—						1,233						1,233						—
Non-owner occupied residential			—						266						266						—						—						2,572						2,572						—
Acquisition and development:
Commercial and land development			—						—						—						—						—						1,361						1,361						—
Commercial and industrial			—						29						29						—						68						604						672						—
Residential mortgage:
First lien			—						2,871						2,871						187						—						2,309						2,309						66
Home equity – term			—						2						2						—						—						3						3						—
Home equity – lines of credit			—						1,415						1,415						—						—						1,312						1,312						—
Installment and other loans			3						15						18						—						3						36						39						—
Total			$	3					$	8,360					$	8,363					$	187					$	71					$	25,456					$	25,527					$	66

Schedule of Amortized Cost Basis of Collateral-Dependent Loans

The following table presents the amortized cost basis of collateral-dependent loans by class as of June 30, 2024 and December 31, 2023:

			Type of Collateral
June 30, 2024			Business Assets						Commercial Real Estate						Equipment						Land						Residential Real Estate												Other						Total
Commercial real estate:
Owner occupied			$	—					$	3,449					$	—					$	—					$	—											$	—					$	3,449
Non-owner occupied			—						—						—						—						—												—						—
Multi-family			—						312						—						—						—												—						312
Non-owner occupied residential			—						266						—						—						—												—						266
Acquisition and development:
Commercial and land development			—						—						—						—						—												—						—
Commercial and industrial			15						—						17						—						—												—						32
Residential mortgage:
First lien			—						—						—						—						2,797												—						2,797
Home equity - term			—						—						—						—						2												—						2
Home equity - lines of credit			—						—						—						—						1,415												—						1,415
Installment and other loans			—						—						3						—						—												—						3
Total			$	15					$	4,027					$	20					$	—					$	4,214											$	—					$	8,276
December 31, 2023
Commercial real estate:
Owner occupied			$	—					$	15,786					$	—					$	—					$	—											$	—					$	15,786
Non-owner occupied			—						240						—						—						—												—						240
Multi-family			—						1,233						—						—						—												—						1,233
Non-owner occupied residential			—						2,572						—						—						—												—						2,572
Acquisition and development:
Commercial and land development			—						—						—						1,361						—												—						1,361
Commercial and industrial			2						76						594						—						—												—						672
Residential mortgage:
First lien			—						—						—						—						2,231												—						2,231
Home equity - term			—						—						—						—						3												—						3
Home equity - lines of credit			—						—						—						—						1,312												—						1,312
Installment and other loans			—						—						18						—						—												—						18
Total			$	2					$	19,907					$	612					$	1,361					$	3,546											$	—					$	25,428

Loan Portfolio Summarized by Aging Categories of Performing Loans and Nonaccrual Loans

The following table presents the classes of the loan portfolio summarized by aging categories at June 30, 2024 and December 31, 2023:

			30-59 Days Past Due						60-89 Days Past Due						90+ Days Past Due						Total Past Due						Loans Not Past Due						Total Loans
June 30, 2024
Commercial real estate:
Owner occupied			$	328					$	—					$	1,327					$	1,655					$	369,646					$	371,301
Non-owner occupied			—						—						—						—						710,477						710,477
Multi-family			—						—						—						—						151,542						151,542
Non-owner occupied residential			79						69						185						333						88,823						89,156
Acquisition and development:
1-4 family residential construction			—						—						—						—						32,439						32,439
Commercial and land development			—						—						—						—						129,883						129,883
Commercial and industrial			168						3,022						33						3,223						371,753						374,976
Municipal			—						—						—						—						10,594						10,594
Residential mortgage:
First lien			976						935						1,078						2,989						268,164						271,153
Home equity - term			—						—						—						—						4,633						4,633
Home equity - lines of credit			683						1,120						762						2,565						190,171						192,736
Installment and other loans			91						45						3						139						8,574						8,713
			$	2,325					$	5,191					$	3,388					$	10,904					$	2,336,699					$	2,347,603
December 31, 2023
Commercial real estate:
Owner occupied			$	13,852					$	—					$	117					$	13,969					$	359,788					$	373,757
Non-owner occupied			152						—						—						152						694,486						694,638
Multi-family			—						—						—						—						150,675						150,675
Non-owner occupied residential			—						—						192						192						94,848						95,040
Acquisition and development:
1-4 family residential construction			—						—						—						—						24,516						24,516
Commercial and land development			16						—						—						16						115,233						115,249
Commercial and industrial			27						69						625						721						366,364						367,085
Municipal			—						—						—						—						9,812						9,812
Residential mortgage:
First lien			5,433						1,058						721						7,212						259,027						266,239
Home equity - term			20						2						—						22						5,056						5,078
Home equity - lines of credit			1,801						100						839						2,740						183,710						186,450
Installment and other loans			84						28						19						131						9,643						9,774
			$	21,385					$	1,257					$	2,513					$	25,155					$	2,273,158					$	2,298,313

Summary of Activity in the ALL and Ending Loan Balances Individually Evaluated for Impairment Based on Loan Segment

The following table presents the activity in the ACL for the three and six months ended June 30, 2024 and 2023:

			Commercial																														Consumer
			Commercial Real Estate						Acquisition and Development						Commercial and Industrial						Municipal						Total						Residential Mortgage						Installment and Other						Total						Unallocated						Total
Three Months Ended
June 30, 2024
Balance, beginning of period			$	17,975					$	2,233					$	5,389					$	164					$	25,761					$	3,193					$	211					$	3,404					$	—					$	29,165
Provision for credit losses			236						423						267						(3)						923						(126)						15						(111)						—						812
Charge-offs			(12)						(23)						(14)						—						(49)						(50)						(65)						(115)						—						(164)
Recoveries			4						1						10						—						15						6						30						36						—						51
Balance, end of period			$	18,203					$	2,634					$	5,652					$	161					$	26,650					$	3,023					$	191					$	3,214					$	—					$	29,864
June 30, 2023
Balance, beginning of period			$	16,697					$	3,217					$	5,787					$	177					$	25,878					$	2,278					$	208					$	2,486					$	—					$	28,364
Provision for loan losses			246						(451)						440						(10)						225						64						110						174						—						399
Charge-offs			(12)						—						(395)						—						(407)						(98)						(67)						(165)						—						(572)
Recoveries			65						1						22						—						88						63						41						104						—						192
Balance, end of period			$	16,996					$	2,767					$	5,854					$	167					$	25,784					$	2,307					$	292					$	2,599					$	—					$	28,383
Six Months Ended
June 30, 2024
Balance, beginning of period			$	17,873					$	2,241					$	5,806					$	157					$	26,077					$	2,424					$	201					$	2,625					$	—					$	28,702
Provision for credit losses			314						414						(194)						4						538						637						58						695						—						1,233
Charge-offs			(12)						(23)						(60)						—						(95)						(50)						(118)						(168)						—						(263)
Recoveries			28						2						100						—						130						12						50						62						—						192
Balance, end of period			$	18,203					$	2,634					$	5,652					$	161					$	26,650					$	3,023					$	191					$	3,214					$	—					$	29,864
June 30, 2023
Balance, beginning of period			$	13,558					$	3,214					$	4,505					$	24					$	21,301					$	3,444					$	188					$	3,632					$	245					$	25,178
Impact of adopting ASC 326			2,857						(214)						928						169						3,740						(1,121)						49						(1,072)						(245)						2,423
Provision for loan losses			508						(236)						852						(26)						1,098						(76)						106						30						—						1,128
Charge-offs			(12)						—						(481)						—						(493)						(98)						(123)						(221)						—						(714)
Recoveries			85						3						50						—						138						158						72						230						—						368
Balance, end of period			$	16,996					$	2,767					$	5,854					$	167					$	25,784					$	2,307					$	292					$	2,599					$	—					$	28,383

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