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SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL (Tables)
6 Months Ended
Jun. 30, 2024
Equity [Abstract]  
Capital Amounts and Ratios
The following table presents capital amounts and ratios at June 30, 2024 and December 31, 2023:
 ActualFor Capital Adequacy Purposes
(includes applicable capital conservation buffer)
To Be Well
Capitalized Under
Prompt Corrective Action Provisions
AmountRatioAmountRatioAmountRatio
June 30, 2024
Total risk-based capital:
Orrstown Financial Services, Inc.$341,909 13.3 %$269,335 10.5 %n/an/a
Orrstown Bank337,000 13.1 %269,264 10.5 %$256,442 10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.286,005 11.1 %218,033 8.5 %n/an/a
Orrstown Bank306,798 12.0 %217,976 8.5 %205,154 8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.286,005 11.1 %179,557 7.0 %n/an/a
Orrstown Bank306,798 12.0 %179,509 7.0 %166,687 6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.286,005 8.9 %129,255 4.0 %n/an/a
Orrstown Bank306,798 9.5 %129,231 4.0 %161,539 5.0 %
December 31, 2023
Total risk-based capital:
Orrstown Financial Services, Inc.$326,878 13.0 %$264,019 10.5 %n/an/a
Orrstown Bank320,687 12.8 %263,942 10.5 %$251,373 10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.272,677 10.8 %213,730 8.5 %n/an/a
Orrstown Bank292,160 11.6 %213,667 8.5 %201,099 8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.272,677 10.8 %176,013 7.0 %n/an/a
Orrstown Bank292,160 11.6 %175,961 7.0 %163,393 6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.272,677 8.9 %122,907 4.0 %n/an/a
Orrstown Bank292,160 9.5 %122,907 4.0 %153,634 5.0 %