XML 58 R47.htm IDEA: XBRL DOCUMENT v3.24.2.u1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Amortized Cost of the Loan Portfolio, by Year of Origination, Loan Class, and Credit Quality (Details) - USD ($)
$ in Thousands
6 Months Ended 12 Months Ended
Jun. 30, 2024
Dec. 31, 2023
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Total $ 2,347,603 $ 2,298,313
Commercial real estate | Owner occupied    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 16,172 50,829
Year two 55,025 113,115
Year three 109,774 72,405
Year four 73,936 41,849
Year five 27,516 21,251
Prior 83,100 69,055
Revolving Loans Amortized Basis 5,778 5,253
Revolving Loans Converted to Term 0 0
Total 371,301 373,757
Current Period Gross Charge-offs    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 12 0
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 12 0
Commercial real estate | Non-owner occupied    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 38,792 82,879
Year two 79,834 102,212
Year three 99,324 235,031
Year four 227,409 84,176
Year five 82,064 63,176
Prior 181,549 125,787
Revolving Loans Amortized Basis 643 509
Revolving Loans Converted to Term 862 868
Total 710,477 694,638
Current Period Gross Charge-offs    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Commercial real estate | Multi-family    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 5,844 2,701
Year two 2,823 61,805
Year three 62,959 28,541
Year four 28,489 12,694
Year five 12,511 7,681
Prior 38,570 37,136
Revolving Loans Amortized Basis 346 117
Revolving Loans Converted to Term 0 0
Total 151,542 150,675
Current Period Gross Charge-offs    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Commercial real estate | Non-owner occupied residential    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 2,901 10,077
Year two 10,158 20,473
Year three 20,153 17,139
Year four 16,492 9,435
Year five 6,810 6,444
Prior 32,243 30,342
Revolving Loans Amortized Basis 399 1,130
Revolving Loans Converted to Term 0 0
Total 89,156 95,040
Current Period Gross Charge-offs    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 12
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 12
Acquisition and development | 1-4 family residential construction    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 14,045 19,042
Year two 17,400 5,400
Year three 865 74
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 129 0
Total 32,439 24,516
Current Period Gross Charge-offs    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Acquisition and development | Commercial and land development    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 15,213 28,829
Year two 39,209 48,453
Year three 43,482 9,847
Year four 5,455 10,928
Year five 10,606 110
Prior 1,567 3,572
Revolving Loans Amortized Basis 5,533 6,574
Revolving Loans Converted to Term 8,818 6,936
Total 129,883 115,249
Current Period Gross Charge-offs    
Year one 0 0
Year two 23 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 23 0
Commercial and Industrial    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 30,700 67,735
Year two 60,746 73,990
Year three 63,069 76,163
Year four 63,094 24,598
Year five 21,762 11,310
Prior 27,752 21,811
Revolving Loans Amortized Basis 104,604 89,956
Revolving Loans Converted to Term 3,249 1,522
Total 374,976 367,085
Current Period Gross Charge-offs    
Year one 0 0
Year two 0 161
Year three 54 106
Year four 0 0
Year five 0 0
Prior 6 8
Revolving Loans Amortized Basis 0 473
Revolving Loans Converted to Term 0 0
Total 60 748
Municipal    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 1,577 0
Year two 0 0
Year three 0 3,403
Year four 3,124 0
Year five 0 0
Prior 5,893 6,409
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 10,594 9,812
Current Period Gross Charge-offs    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Residential mortgage | First lien    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 18,111 43,641
Year two 44,351 71,311
Year three 65,727 34,704
Year four 33,399 8,056
Year five 7,856 7,585
Prior 101,079 100,304
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 630 638
Total 271,153 266,239
Current Period Gross Charge-offs    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 58
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 58
Residential mortgage | First lien | Performing    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 18,111 43,641
Year two 44,351 71,311
Year three 65,479 34,704
Year four 33,167 8,056
Year five 7,856 7,465
Prior 98,520 97,943
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 630 638
Total 268,114 263,758
Residential mortgage | First lien | Nonperforming    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 248 0
Year four 232 0
Year five 0 120
Prior 2,559 2,361
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 3,039 2,481
Residential mortgage | Home equity - term    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 183 607
Year two 473 732
Year three 674 90
Year four 71 426
Year five 390 115
Prior 2,842 3,108
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 4,633 5,078
Current Period Gross Charge-offs    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Residential mortgage | Home equity - term | Performing    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 183 607
Year two 473 732
Year three 674 90
Year four 71 426
Year five 390 115
Prior 2,840 3,105
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 4,631 5,075
Residential mortgage | Home equity - term | Nonperforming    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 2 3
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 2 3
Residential mortgage | Home equity - lines of credit    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Basis 191,985 109,263
Revolving Loans Converted to Term 751 77,187
Total 192,736 186,450
Current Period Gross Charge-offs    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Basis 50 40
Revolving Loans Converted to Term 0 0
Total 50 40
Residential mortgage | Home equity - lines of credit | Performing    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Basis 190,786 107,967
Revolving Loans Converted to Term 535 77,171
Total 191,321 185,138
Residential mortgage | Home equity - lines of credit | Nonperforming    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Basis 1,199 1,296
Revolving Loans Converted to Term 216 16
Total 1,415 1,312
Installment and other loans    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 593 761
Year two 571 413
Year three 316 332
Year four 281 106
Year five 78 703
Prior 863 959
Revolving Loans Amortized Basis 6,011 6,500
Revolving Loans Converted to Term 0 0
Total 8,713 9,774
Current Period Gross Charge-offs    
Year one 74 181
Year two 12 24
Year three 0 0
Year four 0 0
Year five 0 4
Prior 18 10
Revolving Loans Amortized Basis 14 28
Revolving Loans Converted to Term 0 0
Total 118 247
Installment and other loans | Performing    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 593 758
Year two 568 413
Year three 316 332
Year four 281 106
Year five 78 670
Prior 848 947
Revolving Loans Amortized Basis 6,011 6,500
Revolving Loans Converted to Term 0 0
Total 8,695 9,726
Installment and other loans | Nonperforming    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 3
Year two 3 0
Year three 0 0
Year four 0 0
Year five 0 33
Prior 15 12
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 18 48
Pass | Commercial real estate | Owner occupied    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 16,172 50,829
Year two 54,321 103,192
Year three 99,774 69,888
Year four 68,370 21,232
Year five 20,368 21,251
Prior 78,843 62,634
Revolving Loans Amortized Basis 5,518 4,941
Revolving Loans Converted to Term 0 0
Total 343,366 333,967
Pass | Commercial real estate | Non-owner occupied    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 38,792 82,879
Year two 79,834 102,212
Year three 99,324 235,031
Year four 227,068 83,652
Year five 82,064 63,176
Prior 176,728 120,696
Revolving Loans Amortized Basis 643 509
Revolving Loans Converted to Term 0 0
Total 704,453 688,155
Pass | Commercial real estate | Multi-family    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 5,844 2,701
Year two 2,823 61,805
Year three 61,840 28,541
Year four 28,489 12,694
Year five 12,511 7,437
Prior 38,021 33,895
Revolving Loans Amortized Basis 346 117
Revolving Loans Converted to Term 0 0
Total 149,874 147,190
Pass | Commercial real estate | Non-owner occupied residential    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 2,901 10,075
Year two 10,156 20,473
Year three 20,153 16,947
Year four 16,307 7,974
Year five 6,810 6,444
Prior 31,235 28,319
Revolving Loans Amortized Basis 399 1,130
Revolving Loans Converted to Term 0 0
Total 87,961 91,362
Pass | Acquisition and development | 1-4 family residential construction    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 13,971 18,820
Year two 17,179 5,400
Year three 865 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 129 0
Total 32,144 24,220
Pass | Acquisition and development | Commercial and land development    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 15,213 28,829
Year two 39,209 48,453
Year three 43,482 9,847
Year four 5,455 9,927
Year five 9,826 110
Prior 1,567 1,774
Revolving Loans Amortized Basis 5,533 6,574
Revolving Loans Converted to Term 8,818 6,936
Total 129,103 112,450
Pass | Commercial and Industrial    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 30,700 67,735
Year two 60,734 69,670
Year three 63,069 67,117
Year four 57,202 24,580
Year five 21,753 10,753
Prior 26,589 20,775
Revolving Loans Amortized Basis 95,701 86,475
Revolving Loans Converted to Term 3,249 1,522
Total 358,997 348,627
Pass | Municipal    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 1,577 0
Year two 0 0
Year three 0 3,403
Year four 3,124 0
Year five 0 0
Prior 5,893 6,409
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 10,594 9,812
Special mention | Commercial real estate | Owner occupied    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 0 2,517
Year four 1,370 1,176
Year five 1,154 0
Prior 508 1,314
Revolving Loans Amortized Basis 165 0
Revolving Loans Converted to Term 0 0
Total 3,197 5,007
Special mention | Commercial real estate | Non-owner occupied    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 341 524
Year five 0 0
Prior 2,124 2,112
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 2,465 2,636
Special mention | Commercial real estate | Multi-family    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 1,119 0
Year four 0 0
Year five 0 244
Prior 237 2,008
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 1,356 2,252
Special mention | Commercial real estate | Non-owner occupied residential    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 504 731
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 504 731
Special mention | Acquisition and development | 1-4 family residential construction    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 74 222
Year two 221 0
Year three 0 74
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 295 296
Special mention | Acquisition and development | Commercial and land development    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 1,001
Year five 780 0
Prior 0 437
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 780 1,438
Special mention | Commercial and Industrial    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 4,251
Year three 0 4,364
Year four 31 11
Year five 7 552
Prior 946 356
Revolving Loans Amortized Basis 320 2,258
Revolving Loans Converted to Term 0 0
Total 1,304 11,792
Substandard - Non-IEL | Commercial real estate | Owner occupied    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 704 9,923
Year three 10,000 0
Year four 2,957 6,075
Year five 5,994 0
Prior 1,538 2,687
Revolving Loans Amortized Basis 95 312
Revolving Loans Converted to Term 0 0
Total 21,288 18,997
Substandard - Non-IEL | Commercial real estate | Non-owner occupied    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 2,697 2,739
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 862 868
Total 3,559 3,607
Substandard - Non-IEL | Commercial real estate | Multi-family    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Substandard - Non-IEL | Commercial real estate | Non-owner occupied residential    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 425 375
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 425 375
Substandard - Non-IEL | Acquisition and development | 1-4 family residential construction    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Substandard - Non-IEL | Acquisition and development | Commercial and land development    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Substandard - Non-IEL | Commercial and Industrial    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 0 4,682
Year four 5,861 0
Year five 0 5
Prior 217 225
Revolving Loans Amortized Basis 8,568 1,082
Revolving Loans Converted to Term 0 0
Total 14,646 5,994
Substandard - IEL | Commercial real estate | Owner occupied    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 1,239 13,366
Year five 0 0
Prior 2,211 2,420
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 3,450 15,786
Substandard - IEL | Commercial real estate | Non-owner occupied    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 240
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 240
Substandard - IEL | Commercial real estate | Multi-family    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 312 1,233
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 312 1,233
Substandard - IEL | Commercial real estate | Non-owner occupied residential    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 2
Year two 2 0
Year three 0 192
Year four 185 1,461
Year five 0 0
Prior 79 917
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 266 2,572
Substandard - IEL | Acquisition and development | 1-4 family residential construction    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Substandard - IEL | Acquisition and development | Commercial and land development    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 1,361
Revolving Loans Amortized Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 1,361
Substandard - IEL | Commercial and Industrial    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 0 0
Year two 12 69
Year three 0 0
Year four 0 7
Year five 2 0
Prior 0 455
Revolving Loans Amortized Basis 15 141
Revolving Loans Converted to Term 0 0
Total $ 29 $ 672