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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Activity in Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2024 | Sep. 30, 2023 | Sep. 30, 2024 | Sep. 30, 2023
Activity in allowance for loan losses |  |  |  |
Balance, beginning of period | $ 29,864 |  | $ 28,702 |
Balance, beginning of period |  | $ 28,383 |  | $ 25,178
Impact of adopting ASC 326 | 49,630 |  | 49,630 |
Allowance established for acquired PCD loans | 5,920 |  | 5,920 |
Provision for credit losses | 14,115 |  |  |
Provision for credit losses |  |  | 15,348 |
Provision for loan losses |  | 136 | 14,791 | 1,264
Charge-offs | (580) | (342) | (843) | (1,056)
Recoveries | 311 | 101 | 503 | 469
Balance end of period | 49,630 |  | 49,630 |
Balance, end of period |  | 28,278 |  | 28,278
Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Activity in allowance for loan losses |  |  |  |
Balance, beginning of period |  |  |  | 2,423
Impact of adopting ASC 326 |  |  |  |
Unallocated |  |  |  |
Activity in allowance for loan losses |  |  |  |
Balance, beginning of period | 0 |  | 0 |
Balance, beginning of period |  | 0 |  | 245
Impact of adopting ASC 326 | 0 |  | 0 |
Allowance established for acquired PCD loans | 0 |  | 0 |
Provision for credit losses | 0 |  |  |
Provision for credit losses |  |  | 0 |
Provision for loan losses |  | 0 |  | 0
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Balance end of period | 0 |  | 0 |
Balance, end of period |  | 0 |  | 0
Unallocated | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Activity in allowance for loan losses |  |  |  |
Balance, beginning of period |  |  |  | (245)
Impact of adopting ASC 326 |  |  |  |
Commercial |  |  |  |
Activity in allowance for loan losses |  |  |  |
Balance, beginning of period | 26,650 |  | 26,077 |
Balance, beginning of period |  | 25,784 |  | 21,301
Impact of adopting ASC 326 | 44,210 |  | 44,210 |
Allowance established for acquired PCD loans | 5,805 |  | 5,805 |
Provision for credit losses | 12,067 |  |  |
Provision for credit losses |  |  | 12,605 |
Provision for loan losses |  | (121) |  | 977
Charge-offs | (492) | (267) | (587) | (760)
Recoveries | 180 | 51 | 310 | 189
Balance end of period | 44,210 |  | 44,210 |
Balance, end of period |  | 25,447 |  | 25,447
Commercial | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Activity in allowance for loan losses |  |  |  |
Balance, beginning of period |  |  |  | 3,740
Impact of adopting ASC 326 |  |  |  |
Commercial | Commercial Real Estate |  |  |  |
Activity in allowance for loan losses |  |  |  |
Balance, beginning of period | 18,203 |  | 17,873 |
Balance, beginning of period |  | 16,996 |  | 13,558
Impact of adopting ASC 326 | 30,298 |  | 30,298 |
Allowance established for acquired PCD loans | 1,321 |  | 1,321 |
Provision for credit losses | 11,103 |  |  |
Provision for credit losses |  |  | 11,417 |
Provision for loan losses |  | (173) |  | 335
Charge-offs | (333) | 0 | (345) | (12)
Recoveries | 4 | 17 | 32 | 102
Balance end of period | 30,298 |  | 30,298 |
Balance, end of period |  | 16,840 |  | 16,840
Commercial | Commercial Real Estate | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Activity in allowance for loan losses |  |  |  |
Balance, beginning of period |  |  |  | 2,857
Impact of adopting ASC 326 |  |  |  |
Commercial | Acquisition and Development |  |  |  |
Activity in allowance for loan losses |  |  |  |
Balance, beginning of period | 2,634 |  | 2,241 |
Balance, beginning of period |  | 2,767 |  | 3,214
Impact of adopting ASC 326 | 6,990 |  | 6,990 |
Allowance established for acquired PCD loans | 2,535 |  | 2,535 |
Provision for credit losses | 1,809 |  |  |
Provision for credit losses |  |  | 2,223 |
Provision for loan losses |  | 125 |  | (111)
Charge-offs | 0 | 0 | (23) | 0
Recoveries | 12 | 1 | 14 | 4
Balance end of period | 6,990 |  | 6,990 |
Balance, end of period |  | 2,893 |  | 2,893
Commercial | Acquisition and Development | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Activity in allowance for loan losses |  |  |  |
Balance, beginning of period |  |  |  | (214)
Impact of adopting ASC 326 |  |  |  |
Commercial | Commercial and Industrial |  |  |  |
Activity in allowance for loan losses |  |  |  |
Balance, beginning of period | 5,652 |  | 5,806 |
Balance, beginning of period |  | 5,854 |  | 4,505
Impact of adopting ASC 326 | 6,651 |  | 6,651 |
Allowance established for acquired PCD loans | 1,949 |  | 1,949 |
Provision for credit losses | (955) |  |  |
Provision for credit losses |  |  | (1,149) |
Provision for loan losses |  | (62) |  | 790
Charge-offs | (159) | (267) | (219) | (748)
Recoveries | 164 | 33 | 264 | 83
Balance end of period | 6,651 |  | 6,651 |
Balance, end of period |  | 5,558 |  | 5,558
Commercial | Commercial and Industrial | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Activity in allowance for loan losses |  |  |  |
Balance, beginning of period |  |  |  | 928
Impact of adopting ASC 326 |  |  |  |
Commercial | Municipal |  |  |  |
Activity in allowance for loan losses |  |  |  |
Balance, beginning of period | 161 |  | 157 |
Balance, beginning of period |  | 167 |  | 24
Impact of adopting ASC 326 | 271 |  | 271 |
Allowance established for acquired PCD loans | 0 |  | 0 |
Provision for credit losses | 110 |  |  |
Provision for credit losses |  |  | 114 |
Provision for loan losses |  | (11) |  | (37)
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Balance end of period | 271 |  | 271 |
Balance, end of period |  | 156 |  | 156
Commercial | Municipal | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Activity in allowance for loan losses |  |  |  |
Balance, beginning of period |  |  |  | 169
Impact of adopting ASC 326 |  |  |  |
Consumer |  |  |  |
Activity in allowance for loan losses |  |  |  |
Balance, beginning of period | 3,214 |  | 2,625 |
Balance, beginning of period |  | 2,599 |  | 3,632
Impact of adopting ASC 326 | 5,420 |  | 5,420 |
Allowance established for acquired PCD loans | 115 |  | 115 |
Provision for credit losses | 2,048 |  |  |
Provision for credit losses |  |  | 2,743 |
Provision for loan losses |  | 257 |  | 287
Charge-offs | (88) | (75) | (256) | (296)
Recoveries | 131 | 50 | 193 | 280
Balance end of period | 5,420 |  | 5,420 |
Balance, end of period |  | 2,831 |  | 2,831
Consumer | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Activity in allowance for loan losses |  |  |  |
Balance, beginning of period |  |  |  | (1,072)
Impact of adopting ASC 326 |  |  |  |
Consumer | Residential Mortgage |  |  |  |
Activity in allowance for loan losses |  |  |  |
Balance, beginning of period | 3,023 |  | 2,424 |
Balance, beginning of period |  | 2,307 |  | 3,444
Impact of adopting ASC 326 | 4,955 |  | 4,955 |
Allowance established for acquired PCD loans | 105 |  | 105 |
Provision for credit losses | 1,773 |  |  |
Provision for credit losses |  |  | 2,410 |
Provision for loan losses |  | 239 |  | 163
Charge-offs | 0 | 0 | (50) | (98)
Recoveries | 54 | 31 | 66 | 189
Balance end of period | 4,955 |  | 4,955 |
Balance, end of period |  | 2,577 |  | 2,577
Consumer | Residential Mortgage | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Activity in allowance for loan losses |  |  |  |
Balance, beginning of period |  |  |  | (1,121)
Impact of adopting ASC 326 |  |  |  |
Consumer | Installment and Other |  |  |  |
Activity in allowance for loan losses |  |  |  |
Balance, beginning of period | 191 |  | 201 |
Balance, beginning of period |  | 292 |  | 188
Impact of adopting ASC 326 | 465 |  | 465 |
Allowance established for acquired PCD loans | 10 |  | 10 |
Provision for credit losses | 275 |  |  |
Provision for credit losses |  |  | 333 |
Provision for loan losses |  | 18 |  | 124
Charge-offs | (88) | (75) | (206) | (198)
Recoveries | 77 | 19 | 127 | 91
Balance end of period | $ 465 |  | $ 465 |
Balance, end of period |  | $ 254 |  | 254
Consumer | Installment and Other | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Activity in allowance for loan losses |  |  |  |
Balance, beginning of period |  |  |  | $ 49
Impact of adopting ASC 326 |  |  |  |

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