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LEASES
 6 Months Ended
Jun. 30, 2025
Leases [Abstract]  
LEASES LEASES
A lease provides the lessee the right to control the use of an identified asset for a period of time in exchange for consideration. The Company has primarily entered into operating leases for branches and office space. Most of the Company's leases contain renewal options, which the Company is reasonably certain to exercise. Including renewal options, the Company's leases range from 3 to 28 years. Operating and finance lease right-of-use assets are included in other assets, operating lease liabilities are included in other liabilities and the finance lease liability is included in other borrowings on the Company's unaudited condensed consolidated balance sheets.
The Company uses its incremental borrowing rate to determine the present value of the lease payments, as the rate implicit in the Company's leases is not readily determinable. Lease agreements that contain non-lease components are generally accounted for as a single lease component, while variable costs, such as common area maintenance expenses and property taxes, are expensed as incurred.
The following table summarizes the Company's operating leases at June 30, 2025 and December 31, 2024.
June 30, 2025December 31, 2024
Operating lease ROU assets$14,370 $13,438 
Operating lease ROU liabilities15,189 14,270 
Weighted-average remaining lease term (in years)15.415.6
Weighted-average discount rate4.9 %4.8 %
The following table summarizes the Company's finance lease at June 30, 2025 and December 31, 2024.
June 30, 2025December 31, 2024
Financing lease assets
$331 $362 
Weighted-average remaining lease term (in years)4.75.2
Weighted-average discount rate5.0 %5.0 %
The following table presents information related to the Company's operating leases for the three and six months ended June 30, 2025 and 2024:
Three Months EndedSix Months Ended
June 30, 2025June 30, 2024June 30, 2025June 30, 2024
Cash paid for operating lease liabilities$395 $336 $788 $671 
Cash paid for finance lease liabilities20 n/a39 n/a
Operating lease expense274 355 1,130 711 
The following table presents expected future maturities of the Company's operating lease liabilities as of June 30, 2025:
2025$808 
20261,701 
20271,737 
20281,472 
20291,393 
Thereafter15,446 
22,557 
Less: imputed interest7,368 
Total operating lease liabilities$15,189 
LEASES LEASES
A lease provides the lessee the right to control the use of an identified asset for a period of time in exchange for consideration. The Company has primarily entered into operating leases for branches and office space. Most of the Company's leases contain renewal options, which the Company is reasonably certain to exercise. Including renewal options, the Company's leases range from 3 to 28 years. Operating and finance lease right-of-use assets are included in other assets, operating lease liabilities are included in other liabilities and the finance lease liability is included in other borrowings on the Company's unaudited condensed consolidated balance sheets.
The Company uses its incremental borrowing rate to determine the present value of the lease payments, as the rate implicit in the Company's leases is not readily determinable. Lease agreements that contain non-lease components are generally accounted for as a single lease component, while variable costs, such as common area maintenance expenses and property taxes, are expensed as incurred.
The following table summarizes the Company's operating leases at June 30, 2025 and December 31, 2024.
June 30, 2025December 31, 2024
Operating lease ROU assets$14,370 $13,438 
Operating lease ROU liabilities15,189 14,270 
Weighted-average remaining lease term (in years)15.415.6
Weighted-average discount rate4.9 %4.8 %
The following table summarizes the Company's finance lease at June 30, 2025 and December 31, 2024.
June 30, 2025December 31, 2024
Financing lease assets
$331 $362 
Weighted-average remaining lease term (in years)4.75.2
Weighted-average discount rate5.0 %5.0 %
The following table presents information related to the Company's operating leases for the three and six months ended June 30, 2025 and 2024:
Three Months EndedSix Months Ended
June 30, 2025June 30, 2024June 30, 2025June 30, 2024
Cash paid for operating lease liabilities$395 $336 $788 $671 
Cash paid for finance lease liabilities20 n/a39 n/a
Operating lease expense274 355 1,130 711 
The following table presents expected future maturities of the Company's operating lease liabilities as of June 30, 2025:
2025$808 
20261,701 
20271,737 
20281,472 
20291,393 
Thereafter15,446 
22,557 
Less: imputed interest7,368 
Total operating lease liabilities$15,189