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LEASES
 9 Months Ended
Sep. 30, 2025
Leases [Abstract]  
LEASES LEASES
A lease provides the lessee the right to control the use of an identified asset for a period of time in exchange for consideration. The Company has primarily entered into operating leases for branches and office space. Most of the Company's leases contain renewal options, which the Company is reasonably certain to exercise. Including renewal options, the Company's leases range from two to 28 years. Operating and finance lease right-of-use assets are included in other assets, operating lease liabilities are included in other liabilities and the finance lease liability is included in other borrowings on the Company's unaudited condensed consolidated balance sheets.
The Company uses its incremental borrowing rate to determine the present value of the lease payments, as the rate implicit in the Company's leases is not readily determinable. Lease agreements that contain non-lease components are generally accounted for as a single lease component, while variable costs, such as common area maintenance expenses and property taxes, are expensed as incurred.
The following table summarizes the Company's operating leases at September 30, 2025 and December 31, 2024.
September 30, 2025December 31, 2024
Operating lease ROU assets$14,120 $13,438 
Operating lease ROU liabilities14,962 14,270 
Weighted-average remaining lease term (in years)15.315.6
Weighted-average discount rate4.9 %4.8 %
The following table summarizes the Company's finance lease at September 30, 2025 and December 31, 2024.
September 30, 2025December 31, 2024
Financing lease assets
$315 $362 
Weighted-average remaining lease term (in years)4.45.2
Weighted-average discount rate5.0 %5.0 %
The following table presents information related to the Company's operating leases for the three and nine months ended September 30, 2025 and 2024:
Three Months EndedNine Months Ended
September 30, 2025September 30, 2024September 30, 2025September 30, 2024
Cash paid for operating lease liabilities$395 $471 $1,183 $1,142 
Cash paid for finance lease liabilities20 19 59 19 
Operating lease expense332 135 1,462 846 
The following table presents expected future maturities of the Company's operating lease liabilities as of September 30, 2025:
2025$412 
20261,701 
20271,737 
20281,472 
20291,393 
Thereafter15,446 
22,161 
Less: imputed interest7,199 
Total operating lease liabilities$14,962 
LEASES LEASES
A lease provides the lessee the right to control the use of an identified asset for a period of time in exchange for consideration. The Company has primarily entered into operating leases for branches and office space. Most of the Company's leases contain renewal options, which the Company is reasonably certain to exercise. Including renewal options, the Company's leases range from two to 28 years. Operating and finance lease right-of-use assets are included in other assets, operating lease liabilities are included in other liabilities and the finance lease liability is included in other borrowings on the Company's unaudited condensed consolidated balance sheets.
The Company uses its incremental borrowing rate to determine the present value of the lease payments, as the rate implicit in the Company's leases is not readily determinable. Lease agreements that contain non-lease components are generally accounted for as a single lease component, while variable costs, such as common area maintenance expenses and property taxes, are expensed as incurred.
The following table summarizes the Company's operating leases at September 30, 2025 and December 31, 2024.
September 30, 2025December 31, 2024
Operating lease ROU assets$14,120 $13,438 
Operating lease ROU liabilities14,962 14,270 
Weighted-average remaining lease term (in years)15.315.6
Weighted-average discount rate4.9 %4.8 %
The following table summarizes the Company's finance lease at September 30, 2025 and December 31, 2024.
September 30, 2025December 31, 2024
Financing lease assets
$315 $362 
Weighted-average remaining lease term (in years)4.45.2
Weighted-average discount rate5.0 %5.0 %
The following table presents information related to the Company's operating leases for the three and nine months ended September 30, 2025 and 2024:
Three Months EndedNine Months Ended
September 30, 2025September 30, 2024September 30, 2025September 30, 2024
Cash paid for operating lease liabilities$395 $471 $1,183 $1,142 
Cash paid for finance lease liabilities20 19 59 19 
Operating lease expense332 135 1,462 846 
The following table presents expected future maturities of the Company's operating lease liabilities as of September 30, 2025:
2025$412 
20261,701 
20271,737 
20281,472 
20291,393 
Thereafter15,446 
22,161 
Less: imputed interest7,199 
Total operating lease liabilities$14,962