<SEC-DOCUMENT>0001104659-25-034481.txt : 20250414
<SEC-HEADER>0001104659-25-034481.hdr.sgml : 20250414
<ACCEPTANCE-DATETIME>20250414090222
ACCESSION NUMBER:		0001104659-25-034481
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20250331
FILED AS OF DATE:		20250414
DATE AS OF CHANGE:		20250414
EFFECTIVENESS DATE:		20250414

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ORRSTOWN FINANCIAL SERVICES INC
		CENTRAL INDEX KEY:			0000826154
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		EIN:				232530374
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-13107
		FILM NUMBER:		25834327

	BUSINESS ADDRESS:	
		STREET 1:		4750 LINDLE RD
		CITY:			HARRISBURG
		STATE:			PA
		ZIP:			17111
		BUSINESS PHONE:		7175326114

	MAIL ADDRESS:	
		STREET 1:		4750 LINDLE RD
		CITY:			HARRISBURG
		STATE:			PA
		ZIP:			17111
</SEC-HEADER>
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      <periodOfReport>03-31-2025</periodOfReport>
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          <ns1:city>Harrisburg</ns1:city>
          <ns1:stateOrCountry>PA</ns1:stateOrCountry>
          <ns1:zipCode>17111</ns1:zipCode>
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    <signatureBlock>
      <name>Monica Balafoutas</name>
      <title>SVP Wealth &amp; Trust Investment Manager</title>
      <phone>717-530-2288</phone>
      <signature>/s/ Monica Balafoutas</signature>
      <city>Harrisburg</city>
      <stateOrCountry>PA</stateOrCountry>
      <signatureDate>04-14-2025</signatureDate>
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    <nameOfIssuer>Crowdstrike Holdings Inc</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>22788C105</cusip>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>687</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>D R HORTON INC</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>23331A109</cusip>
    <value>474703</value>
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      <sshPrnamt>3734</sshPrnamt>
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    <votingAuthority>
      <Sole>3734</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>DANAHER CORPORATION</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>235851102</cusip>
    <value>230625</value>
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    <votingAuthority>
      <Sole>1125</Sole>
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      <None>0</None>
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    <nameOfIssuer>Eaton Corp. PLC</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>G29183103</cusip>
    <value>923950</value>
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      <sshPrnamt>3399</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3399</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Eli Lilly and Co</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>532457108</cusip>
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      <sshPrnamt>1260</sshPrnamt>
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      <Sole>1158</Sole>
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      <None>102</None>
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    <nameOfIssuer>Energy Select Sector SPDR Fund</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>81369Y506</cusip>
    <value>251381</value>
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    <votingAuthority>
      <Sole>2690</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
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    <votingAuthority>
      <Sole>12746</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Fidelity Enhanced International</nameOfIssuer>
    <titleOfClass>International Equity ETF</titleOfClass>
    <cusip>31609A404</cusip>
    <value>36912995</value>
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      <sshPrnamt>1240356</sshPrnamt>
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      <Sole>1239791</Sole>
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      <None>184</None>
    </votingAuthority>
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    <nameOfIssuer>Fidelity Enhanced International</nameOfIssuer>
    <titleOfClass>International Equity ETF</titleOfClass>
    <cusip>31609A404</cusip>
    <value>9523</value>
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      <sshPrnamt>320</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>320</Sole>
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      <None>0</None>
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    <nameOfIssuer>FULTON FINL CORP PA</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>360271100</cusip>
    <value>415093</value>
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      <sshPrnamt>22946</sshPrnamt>
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    <votingAuthority>
      <Sole>22946</Sole>
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      <None>0</None>
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    <nameOfIssuer>GE AEROSPACE</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>369604301</cusip>
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      <sshPrnamt>11779</sshPrnamt>
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      <Sole>11654</Sole>
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      <None>125</None>
    </votingAuthority>
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    <nameOfIssuer>GE HEALTHCARE TECHNOLOGIES INC</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>36266G107</cusip>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2457</Sole>
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      <None>41</None>
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    <nameOfIssuer>GE VERNOVA INC</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>36828A101</cusip>
    <value>841046</value>
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    <votingAuthority>
      <Sole>2724</Sole>
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      <None>31</None>
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    <nameOfIssuer>Goldman Sachs Small Cap Core</nameOfIssuer>
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    <cusip>38149W614</cusip>
    <value>5501</value>
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      <sshPrnamt>118</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>118</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Goldman Sachs Small Cap Core</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>38149W614</cusip>
    <value>20377089</value>
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      <sshPrnamt>437089</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>436908</Sole>
      <Shared>125</Shared>
      <None>56</None>
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    <nameOfIssuer>Hershey Co</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>427866108</cusip>
    <value>499237</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2919</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2499</Sole>
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      <None>420</None>
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    <nameOfIssuer>Home Depot</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>437076102</cusip>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4604</Sole>
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      <None>0</None>
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    <nameOfIssuer>Honeywell International Inc</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>438516106</cusip>
    <value>772041</value>
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      <sshPrnamt>3646</sshPrnamt>
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    <votingAuthority>
      <Sole>3646</Sole>
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      <None>0</None>
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    <nameOfIssuer>INTUIT</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
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    <votingAuthority>
      <Sole>498</Sole>
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      <None>0</None>
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    <nameOfIssuer>INTUITIVE SURGICAL INC</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
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    <votingAuthority>
      <Sole>1322</Sole>
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      <None>0</None>
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    <nameOfIssuer>Invesco Preferred ETF</nameOfIssuer>
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    <cusip>46138E511</cusip>
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    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>Invesco Russell 1000 Dynamic Multifactor</nameOfIssuer>
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    <nameOfIssuer>Invesco Russell 1000 Dynamic Multifactor</nameOfIssuer>
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    <cusip>46138J619</cusip>
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      <None>0</None>
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    <nameOfIssuer>Invesco Russell 2000 Dynamic Multifactor</nameOfIssuer>
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    <cusip>46138J593</cusip>
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    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>iShares Core Dividend Growth ETF</nameOfIssuer>
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    <cusip>46434V621</cusip>
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      <sshPrnamt>6018</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6018</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>iShares Core MSCI EAFE ETF</nameOfIssuer>
    <titleOfClass>International Equity ETF</titleOfClass>
    <cusip>46432F842</cusip>
    <value>3454255</value>
    <shrsOrPrnAmt>
      <sshPrnamt>45661</sshPrnamt>
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    <votingAuthority>
      <Sole>45661</Sole>
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      <None>0</None>
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  </infoTable>
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    <nameOfIssuer>iShares Core MSCI Emerging Markets ETF</nameOfIssuer>
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    <cusip>46434G103</cusip>
    <value>2348073</value>
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    <votingAuthority>
      <Sole>43507</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>iShares Core S&amp;P 500 Index Fund</nameOfIssuer>
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    <cusip>464287200</cusip>
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      <sshPrnamt>131342</sshPrnamt>
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    <votingAuthority>
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      <None>19</None>
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    <nameOfIssuer>iShares Core S&amp;P 500 Index Fund</nameOfIssuer>
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    <cusip>464287200</cusip>
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      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <None>0</None>
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    <nameOfIssuer>iShares Core S&amp;P Mid-Cap Index Fund</nameOfIssuer>
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    <cusip>464287507</cusip>
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      <None>0</None>
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    <nameOfIssuer>iShares Core S&amp;P Small-Cap ETF</nameOfIssuer>
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    <cusip>464287804</cusip>
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  <infoTable>
    <nameOfIssuer>iShares Core S&amp;P Small-Cap ETF</nameOfIssuer>
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    <cusip>464287804</cusip>
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      <Sole>11453</Sole>
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    <nameOfIssuer>iShares Core US Aggregate Bond</nameOfIssuer>
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      <Sole>20821</Sole>
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    <nameOfIssuer>iShares MSCI ACWI ex US ETF</nameOfIssuer>
    <titleOfClass>International Equity ETF</titleOfClass>
    <cusip>464288240</cusip>
    <value>2099892</value>
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      <None>0</None>
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    <cusip>464287465</cusip>
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    <nameOfIssuer>iShares MSCI Emerging Markets ETF</nameOfIssuer>
    <titleOfClass>International Equity ETF</titleOfClass>
    <cusip>464287234</cusip>
    <value>589032</value>
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      <sshPrnamt>13479</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>13479</Sole>
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      <None>0</None>
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    <nameOfIssuer>iShares Russell 1000 Growth ETF</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>464287614</cusip>
    <value>1002386</value>
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      <sshPrnamt>2776</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2776</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>iShares Russell 1000 Index Fund</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>464287622</cusip>
    <value>2103930</value>
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      <sshPrnamt>6859</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6859</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>iShares Russell 1000 Value ETF</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>464287598</cusip>
    <value>430510</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2288</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2288</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>iShares Russell 2000 ETF</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>464287655</cusip>
    <value>324969</value>
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