<SEC-DOCUMENT>0001104659-25-067433.txt : 20250711
<SEC-HEADER>0001104659-25-067433.hdr.sgml : 20250711
<ACCEPTANCE-DATETIME>20250711163417
ACCESSION NUMBER:		0001104659-25-067433
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20250630
FILED AS OF DATE:		20250711
DATE AS OF CHANGE:		20250711
EFFECTIVENESS DATE:		20250711

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ORRSTOWN FINANCIAL SERVICES INC
		CENTRAL INDEX KEY:			0000826154
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		EIN:				232530374
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-13107
		FILM NUMBER:		251119366

	BUSINESS ADDRESS:	
		STREET 1:		4750 LINDLE RD
		CITY:			HARRISBURG
		STATE:			PA
		ZIP:			17111
		BUSINESS PHONE:		7175326114

	MAIL ADDRESS:	
		STREET 1:		4750 LINDLE RD
		CITY:			HARRISBURG
		STATE:			PA
		ZIP:			17111
</SEC-HEADER>
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      <periodOfReport>06-30-2025</periodOfReport>
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          <ns1:city>Harrisburg</ns1:city>
          <ns1:stateOrCountry>PA</ns1:stateOrCountry>
          <ns1:zipCode>17111</ns1:zipCode>
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    <signatureBlock>
      <name>Monica Balafoutas</name>
      <title>SVP Wealth &amp; Trust Investment Manager</title>
      <phone>717-530-2288</phone>
      <signature>/s/ Monica Balafoutas</signature>
      <city>Harrisburg</city>
      <stateOrCountry>PA</stateOrCountry>
      <signatureDate>07-11-2025</signatureDate>
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    <votingAuthority>
      <Sole>3734</Sole>
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      <None>0</None>
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    <nameOfIssuer>Deere &amp; Co</nameOfIssuer>
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    <votingAuthority>
      <Sole>400</Sole>
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      <None>0</None>
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    <nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
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    <cusip>25434V401</cusip>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5881</Sole>
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      <None>0</None>
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    <nameOfIssuer>Eaton Corp. PLC</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>G29183103</cusip>
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      <sshPrnamt>3645</sshPrnamt>
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    <votingAuthority>
      <Sole>3645</Sole>
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      <None>0</None>
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    <nameOfIssuer>Eli Lilly and Co</nameOfIssuer>
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    <votingAuthority>
      <Sole>1156</Sole>
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      <None>0</None>
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    <nameOfIssuer>Energy Select Sector SPDR Fund</nameOfIssuer>
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    <cusip>81369Y506</cusip>
    <value>285810</value>
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      <sshPrnamt>3370</sshPrnamt>
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    <votingAuthority>
      <Sole>3370</Sole>
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      <None>0</None>
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    <nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>30231G102</cusip>
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    <votingAuthority>
      <Sole>12410</Sole>
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      <None>0</None>
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    <nameOfIssuer>Fidelity Enhanced International</nameOfIssuer>
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    <votingAuthority>
      <Sole>1285328</Sole>
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    <nameOfIssuer>Fidelity Enhanced International</nameOfIssuer>
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    <cusip>31609A404</cusip>
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      <sshPrnamt>320</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>320</Sole>
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      <None>0</None>
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    <nameOfIssuer>Financial Select Sector SPDR Fund</nameOfIssuer>
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    <cusip>81369Y605</cusip>
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      <sshPrnamt>4102</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4102</Sole>
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      <None>0</None>
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    <nameOfIssuer>Ford Motor Co</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>345370860</cusip>
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      <sshPrnamt>22569</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>22569</Sole>
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      <None>0</None>
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    <nameOfIssuer>FULTON FINL CORP PA</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>360271100</cusip>
    <value>382971</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>21229</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>GE AEROSPACE</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>369604301</cusip>
    <value>3224067</value>
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    <votingAuthority>
      <Sole>12526</Sole>
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      <None>0</None>
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    <nameOfIssuer>GE VERNOVA INC</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>36828A101</cusip>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2980</Sole>
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      <None>0</None>
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    <nameOfIssuer>Goldman Sachs Group Inc</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
    <cusip>38141G104</cusip>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>956</Sole>
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      <None>0</None>
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    <nameOfIssuer>Goldman Sachs Small Cap Equity ETF</nameOfIssuer>
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    <cusip>38149W614</cusip>
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      <sshPrnamt>460932</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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    <nameOfIssuer>Goldman Sachs Small Cap Equity ETF</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>38149W614</cusip>
    <value>4946</value>
    <shrsOrPrnAmt>
      <sshPrnamt>98</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>Hershey Co</nameOfIssuer>
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    <cusip>427866108</cusip>
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    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>Home Depot</nameOfIssuer>
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    <votingAuthority>
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    <nameOfIssuer>Honeywell International Inc</nameOfIssuer>
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    <nameOfIssuer>International Business Machines Corp</nameOfIssuer>
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    <nameOfIssuer>INTUIT</nameOfIssuer>
    <titleOfClass>Common Stock</titleOfClass>
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    <votingAuthority>
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    <nameOfIssuer>INTUITIVE SURGICAL INC</nameOfIssuer>
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    <nameOfIssuer>Invesco QQQ Trust Series 1</nameOfIssuer>
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    <votingAuthority>
      <Sole>757</Sole>
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    <nameOfIssuer>Invesco Russell 1000 Dynamic Multifactor</nameOfIssuer>
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    <votingAuthority>
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    <nameOfIssuer>Invesco Russell 1000 Dynamic Multifactor</nameOfIssuer>
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    <cusip>46138J619</cusip>
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    <nameOfIssuer>Invesco Russell 2000 Dynamic Multifactor</nameOfIssuer>
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    <cusip>46138J593</cusip>
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      <None>0</None>
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    <nameOfIssuer>iShares Core Dividend Growth ETF</nameOfIssuer>
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    <cusip>46434V621</cusip>
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      <None>0</None>
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    <nameOfIssuer>iShares Core MSCI EAFE ETF</nameOfIssuer>
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    <cusip>46432F842</cusip>
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      <sshPrnamt>45248</sshPrnamt>
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    <nameOfIssuer>iShares Core MSCI Emerging Markets ETF</nameOfIssuer>
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    <cusip>46434G103</cusip>
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    <nameOfIssuer>iShares Core S&amp;P 500 Index Fund</nameOfIssuer>
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    <nameOfIssuer>iShares Core S&amp;P Small-Cap ETF</nameOfIssuer>
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    <cusip>464287804</cusip>
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    <nameOfIssuer>iShares Core US Aggregate Bond</nameOfIssuer>
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    <cusip>464287226</cusip>
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    <nameOfIssuer>iShares MSCI ACWI ex US ETF</nameOfIssuer>
    <titleOfClass>International Equity ETF</titleOfClass>
    <cusip>464288240</cusip>
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    <nameOfIssuer>iShares MSCI EAFE ETF</nameOfIssuer>
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    <cusip>464287465</cusip>
    <value>1393143</value>
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    <nameOfIssuer>iShares MSCI Emerging Markets ETF</nameOfIssuer>
    <titleOfClass>International Equity ETF</titleOfClass>
    <cusip>464287234</cusip>
    <value>650227</value>
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    <votingAuthority>
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  </infoTable>
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    <nameOfIssuer>iShares National Muni Bond</nameOfIssuer>
    <titleOfClass>Fixed Income ETF</titleOfClass>
    <cusip>464288414</cusip>
    <value>291081</value>
    <shrsOrPrnAmt>
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    <votingAuthority>
      <Sole>2786</Sole>
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  </infoTable>
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    <nameOfIssuer>iShares Russell 1000 Growth ETF</nameOfIssuer>
    <titleOfClass>Exchange Traded Fund</titleOfClass>
    <cusip>464287614</cusip>
    <value>1168869</value>
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      <sshPrnamt>2753</sshPrnamt>
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