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v3.22.2

LOANS RECOGNIZED AS A RESULT OF PAYMENTS UNDER THE GUARANTEES - Credit Quality Indicator (Details) ¥ in Thousands, $ in Thousands | 3 Months Ended | 12 Months Ended |
--- | --- | --- | ---
Mar. 31, 2020 CNY (¥) | Mar. 31, 2022 CNY (¥) | Mar. 31, 2021 CNY (¥) | Mar. 31, 2020 CNY (¥) | Dec. 31, 2019 CNY (¥) | Mar. 31, 2022 USD ($)
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |  |  |  |
Consideration payable to Webank |  | ¥ 107,642 | ¥ 200,778 |  |  | $ 16,980
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Beginning balance of the period | ¥ (763,122) | (1,182,609) | (2,190,575) |  | ¥ (256,639) |
Changes on initial application of ASU 2016-13 |  | 54,888 | 179,947 |  |  | $ 8,658
Addition |  |  | 68,578 | ¥ 326,204 | 398,167 |
Provision for/(reversal of) credit losses |  | (94) | (29,272) | (1,039,367) | (255,105) |
Write-off |  | 13,093 | 252,508 | 48,908 |  |
Bought out by certain non-bank financing institutions without recourse |  | 821,496 | 845,305 |  |  |
Payments from the borrowers or other recoveries |  | 23,743 | 8,003 | 62,053 | 146,789 |
Ending balance of the period | (2,190,575) | (324,371) | (1,182,609) | (2,190,575) | ¥ (763,122) |
ASU 2016-13 | Restatement Adjustment |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Changes on initial application of ASU 2016-13 | ¥ (172,843) |  |  | ¥ (172,843) |  |
Loans recognized as a result of payments under the guarantees |  |  |  |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |  |  |  |
Loans recognized as a result of payments under the guarantees |  | 379,259 | 1,362,556 |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Changes on initial application of ASU 2016-13 |  | 54,888 | 179,947 |  |  |
Normal | Loans recognized as a result of payments under the guarantees |  |  |  |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |  |  |  |
Loans recognized as a result of payments under the guarantees |  | 10,267 | 66,924 |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Provision for/(reversal of) credit losses |  | 6,483 |  |  |  |
Write-off |  | 36 |  |  |  |
Bought out by certain non-bank financing institutions without recourse |  | 1,286 |  |  |  |
Payments from the borrowers or other recoveries |  | 14 |  |  |  |
Attention | Loans recognized as a result of payments under the guarantees |  |  |  |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |  |  |  |
Loans recognized as a result of payments under the guarantees |  | 121,209 | 252,572 |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Provision for/(reversal of) credit losses |  | 49,903 |  |  |  |
Write-off |  | 1,589 |  |  |  |
Bought out by certain non-bank financing institutions without recourse |  | 38,599 |  |  |  |
Payments from the borrowers or other recoveries |  | 6,105 |  |  |  |
Secondary | Loans recognized as a result of payments under the guarantees |  |  |  |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |  |  |  |
Loans recognized as a result of payments under the guarantees |  | 247,783 | ¥ 1,043,060 |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Provision for/(reversal of) credit losses |  | (56,480) |  |  |  |
Write-off |  | 11,468 |  |  |  |
Bought out by certain non-bank financing institutions without recourse |  | 781,611 |  |  |  |
Payments from the borrowers or other recoveries |  | ¥ 17,624 |  |  |  |

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