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LOANS RECOGNIZED AS A RESULT OF PAYMENTS UNDER THE GUARANTEES - Changes in the loss allowance of loan recognized (Details)
¥ in Thousands, $ in Thousands
12 Months Ended
Mar. 31, 2022
CNY (¥)
Mar. 31, 2021
CNY (¥)
Mar. 31, 2020
CNY (¥)
Dec. 31, 2019
CNY (¥)
Mar. 31, 2022
USD ($)
Financing Receivable, Credit Quality Indicator [Line Items]          
Beginning balance of the period ¥ (1,182,609)        
Changes on initial application of ASU 2016-13 54,888 ¥ 179,947     $ 8,658
Additions   68,578 ¥ 326,204 ¥ 398,167  
Reversal of/ (Provision for) credit losses (94) (29,272) (1,039,367) (255,105)  
Write-off 13,093 252,508 48,908    
Bought out by certain non-bank financing institutions without recourse 821,496 845,305      
Payments from the borrowers or other recoveries 23,743 8,003 62,053 ¥ 146,789  
Ending balance of the period (324,371) (1,182,609)      
ASU 2016-13 | Restatement Adjustment          
Financing Receivable, Credit Quality Indicator [Line Items]          
Changes on initial application of ASU 2016-13     ¥ (172,843)    
Loans recognized as a result of payments under the guarantees          
Financing Receivable, Credit Quality Indicator [Line Items]          
Beginning balance of the period (1,182,609)        
Changes on initial application of ASU 2016-13 54,888 179,947      
Ending balance of the period (324,371) (1,182,609)      
Normal | Loans recognized as a result of payments under the guarantees          
Financing Receivable, Credit Quality Indicator [Line Items]          
Beginning balance of the period (11,787)        
Reversal of/ (Provision for) credit losses 6,483        
Write-off 36        
Bought out by certain non-bank financing institutions without recourse 1,286        
Payments from the borrowers or other recoveries 14        
Ending balance of the period (1,805) (11,787)      
Normal | Loans recognized as a result of payments under the guarantees | Transfer from Normal to Attention          
Financing Receivable, Credit Quality Indicator [Line Items]          
Transfer 2,358        
Normal | Loans recognized as a result of payments under the guarantees | Transfer from Normal to Secondary          
Financing Receivable, Credit Quality Indicator [Line Items]          
Transfer 514        
Normal | Loans recognized as a result of payments under the guarantees | Transfer from Attention to Normal          
Financing Receivable, Credit Quality Indicator [Line Items]          
Transfer (343)        
Normal | Loans recognized as a result of payments under the guarantees | Transfer from Secondary to Normal          
Financing Receivable, Credit Quality Indicator [Line Items]          
Transfer (366)        
Attention | Loans recognized as a result of payments under the guarantees          
Financing Receivable, Credit Quality Indicator [Line Items]          
Beginning balance of the period (149,220)        
Reversal of/ (Provision for) credit losses 49,903        
Write-off 1,589        
Bought out by certain non-bank financing institutions without recourse 38,599        
Payments from the borrowers or other recoveries 6,105        
Ending balance of the period (74,783) (149,220)      
Attention | Loans recognized as a result of payments under the guarantees | Transfer from Normal to Attention          
Financing Receivable, Credit Quality Indicator [Line Items]          
Transfer (2,358)        
Attention | Loans recognized as a result of payments under the guarantees | Transfer from Attention to Secondary          
Financing Receivable, Credit Quality Indicator [Line Items]          
Transfer 22,040        
Attention | Loans recognized as a result of payments under the guarantees | Transfer from Attention to Normal          
Financing Receivable, Credit Quality Indicator [Line Items]          
Transfer 343        
Attention | Loans recognized as a result of payments under the guarantees | Transfer from Secondary to Attention          
Financing Receivable, Credit Quality Indicator [Line Items]          
Transfer (41,784)        
Secondary | Loans recognized as a result of payments under the guarantees          
Financing Receivable, Credit Quality Indicator [Line Items]          
Beginning balance of the period (1,021,602)        
Reversal of/ (Provision for) credit losses (56,480)        
Write-off 11,468        
Bought out by certain non-bank financing institutions without recourse 781,611        
Payments from the borrowers or other recoveries 17,624        
Ending balance of the period (247,783) ¥ (1,021,602)      
Secondary | Loans recognized as a result of payments under the guarantees | Transfer from Normal to Secondary          
Financing Receivable, Credit Quality Indicator [Line Items]          
Transfer (514)        
Secondary | Loans recognized as a result of payments under the guarantees | Transfer from Attention to Secondary          
Financing Receivable, Credit Quality Indicator [Line Items]          
Transfer (22,040)        
Secondary | Loans recognized as a result of payments under the guarantees | Transfer from Secondary to Attention          
Financing Receivable, Credit Quality Indicator [Line Items]          
Transfer 41,784        
Secondary | Loans recognized as a result of payments under the guarantees | Transfer from Secondary to Normal          
Financing Receivable, Credit Quality Indicator [Line Items]          
Transfer ¥ 366