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LOANS AND ALLOWANCE FOR LOAN LOSSES (Activity in Allowance for Loan Losses by Portfolio Segment) (Details) - USD ($) | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2020 | Jun. 30, 2019 | Jun. 30, 2020 | Jun. 30, 2019 | Dec. 31, 2019
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |
Reserve for unfunded commitments | $ 22,000 | $ 14,000 | $ 22,000 | $ 14,000 | $ 21,000
Activity in ALL: |  |  |  |  |
Beginning balance | 26,521,000 | 25,201,000 | 25,171,000 | 24,712,000 | 24,712,000
Loans charged off | (484,000) | (271,000) | (974,000) | (607,000) | (2,713,000)
Recoveries | 102,000 | 58,000 | 170,000 | 133,000 | 310,000
Provision (credit)(1) | 9,400,000 | 1,175,000 | 11,172,000 | 1,925,000 | 2,862,000
Ending balance | 35,539,000 | 26,163,000 | 35,539,000 | 26,163,000 | 25,171,000
Ending Balance: Individually evaluated for impairment | 462,000 | 1,183,000 | 462,000 | 1,183,000 | 463,000
Ending Balance: Collectively evaluated for impairment | 35,077,000 | 24,980,000 | 35,077,000 | 24,980,000 | 24,708,000
Ending Balance: Individually evaluated for impairment | 4,163,000 | 6,443,000 | 4,163,000 | 6,443,000 | 4,478,000
Ending Balance: Collectively evaluated for impairment | 3,321,878,000 | 3,093,881,000 | 3,321,878,000 | 3,093,881,000 | 3,090,545,000
Total Loans Outstanding | 3,326,041,000 | 3,100,324,000 | 3,326,041,000 | 3,100,324,000 | 3,095,023,000
Residential Real Estate |  |  |  |  |
Activity in ALL: |  |  |  |  |
Beginning balance | 5,897,000 | 6,153,000 | 5,842,000 | 6,071,000 | 6,071,000
Loans charged off | 0 | (14,000) | (96,000) | (25,000) | (462,000)
Recoveries | 21,000 | 2,000 | 23,000 | 4,000 | 16,000
Provision (credit)(1) | 2,685,000 | 108,000 | 2,834,000 | 199,000 | 217,000
Ending balance | 8,603,000 | 6,249,000 | 8,603,000 | 6,249,000 | 5,842,000
Ending Balance: Individually evaluated for impairment | 338,000 | 524,000 | 338,000 | 524,000 | 364,000
Ending Balance: Collectively evaluated for impairment | 8,265,000 | 5,725,000 | 8,265,000 | 5,725,000 | 5,478,000
Ending Balance: Individually evaluated for impairment | 3,153,000 | 4,472,000 | 3,153,000 | 4,472,000 | 3,384,000
Ending Balance: Collectively evaluated for impairment | 1,051,180,000 | 1,031,320,000 | 1,051,180,000 | 1,031,320,000 | 1,066,990,000
Total Loans Outstanding | 1,054,333,000 | 1,035,792,000 | 1,054,333,000 | 1,035,792,000 | 1,070,374,000
Commercial Real Estate |  |  |  |  |
Activity in ALL: |  |  |  |  |
Beginning balance | 13,374,000 | 11,838,000 | 12,414,000 | 11,654,000 | 11,654,000
Loans charged off | (21,000) | 0 | (71,000) | (65,000) | (300,000)
Recoveries | 3,000 | 3,000 | 7,000 | 7,000 | 49,000
Provision (credit)(1) | 5,030,000 | 311,000 | 6,036,000 | 556,000 | 1,011,000
Ending balance | 18,386,000 | 12,152,000 | 18,386,000 | 12,152,000 | 12,414,000
Ending Balance: Individually evaluated for impairment | 35,000 | 27,000 | 35,000 | 27,000 | 30,000
Ending Balance: Collectively evaluated for impairment | 18,351,000 | 12,125,000 | 18,351,000 | 12,125,000 | 12,384,000
Ending Balance: Individually evaluated for impairment | 461,000 | 409,000 | 461,000 | 409,000 | 402,000
Ending Balance: Collectively evaluated for impairment | 1,310,524,000 | 1,260,230,000 | 1,310,524,000 | 1,260,230,000 | 1,242,995,000
Total Loans Outstanding | 1,310,985,000 | 1,260,639,000 | 1,310,985,000 | 1,260,639,000 | 1,243,397,000
Commercial |  |  |  |  |
Activity in ALL: |  |  |  |  |
Beginning balance | 4,114,000 | 3,616,000 | 3,769,000 | 3,620,000 | 3,620,000
Loans charged off | (420,000) | (217,000) | (673,000) | (453,000) | (1,167,000)
Recoveries | 63,000 | 49,000 | 116,000 | 111,000 | 225,000
Provision (credit)(1) | 922,000 | 659,000 | 1,467,000 | 829,000 | 1,091,000
Ending balance | 4,679,000 | 4,107,000 | 4,679,000 | 4,107,000 | 3,769,000
Ending Balance: Individually evaluated for impairment | 0 | 322,000 | 0 | 322,000 |
Ending Balance: Collectively evaluated for impairment | 4,679,000 | 3,785,000 | 4,679,000 | 3,785,000 | 3,769,000
Ending Balance: Individually evaluated for impairment | 179,000 | 675,000 | 179,000 | 675,000 | 319,000
Ending Balance: Collectively evaluated for impairment | 411,046,000 | 428,001,000 | 411,046,000 | 428,001,000 | 420,789,000
Total Loans Outstanding | 411,225,000 | 428,676,000 | 411,225,000 | 428,676,000 | 421,108,000
SBA PPP Portfolio Segment |  |  |  |  |
Activity in ALL: |  |  |  |  |
Beginning balance | 0 | 0 | 0 | 0 | 0
Loans charged off | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Provision (credit)(1) | 113,000 | 0 | 113,000 | 0 |
Ending balance | 113,000 | 0 | 113,000 | 0 | 0
Ending Balance: Individually evaluated for impairment | 0 | 0 | 0 | 0 |
Ending Balance: Collectively evaluated for impairment | 113,000 | 0 | 113,000 | 0 |
Ending Balance: Individually evaluated for impairment | 0 | 0 | 0 | 0 |
Ending Balance: Collectively evaluated for impairment | 218,803,000 | 0 | 218,803,000 | 0 |
Total Loans Outstanding | 218,803,000 | 0 | 218,803,000 | 0 | 0
Home Equity |  |  |  |  |
Activity in ALL: |  |  |  |  |
Beginning balance | 2,480,000 | 3,027,000 | 2,423,000 | 2,796,000 | 2,796,000
Loans charged off | (17,000) | (34,000) | (51,000) | (44,000) | (412,000)
Recoveries | 0 | 0 | 4,000 | 0 | 1,000
Provision (credit)(1) | 621,000 | (1,000) | 708,000 | 240,000 | 38,000
Ending balance | 3,084,000 | 2,992,000 | 3,084,000 | 2,992,000 | 2,423,000
Ending Balance: Individually evaluated for impairment | 89,000 | 310,000 | 89,000 | 310,000 | 69,000
Ending Balance: Collectively evaluated for impairment | 2,995,000 | 2,682,000 | 2,995,000 | 2,682,000 | 2,354,000
Ending Balance: Individually evaluated for impairment | 370,000 | 887,000 | 370,000 | 887,000 | 373,000
Ending Balance: Collectively evaluated for impairment | 290,445,000 | 322,649,000 | 290,445,000 | 322,649,000 | 312,406,000
Total Loans Outstanding | 290,815,000 | 323,536,000 | 290,815,000 | 323,536,000 | 312,779,000
Consumer |  |  |  |  |
Activity in ALL: |  |  |  |  |
Beginning balance | 473,000 | 259,000 | 507,000 | 234,000 | 234,000
Loans charged off | (26,000) | (6,000) | (83,000) | (20,000) | (301,000)
Recoveries | 15,000 | 4,000 | 20,000 | 11,000 | 19,000
Provision (credit)(1) | 42,000 | 126,000 | 60,000 | 158,000 | 555,000
Ending balance | 504,000 | 383,000 | 504,000 | 383,000 | 507,000
Ending Balance: Individually evaluated for impairment | 0 | 0 | 0 | 0 |
Ending Balance: Collectively evaluated for impairment | 504,000 | 383,000 | 504,000 | 383,000 | 507,000
Ending Balance: Individually evaluated for impairment | 0 | 0 | 0 | 0 |
Ending Balance: Collectively evaluated for impairment | 22,919,000 | 23,665,000 | 22,919,000 | 23,665,000 | 25,772,000
Total Loans Outstanding | 22,919,000 | 23,665,000 | 22,919,000 | 23,665,000 | 25,772,000
HPFC Portfolio Segment |  |  |  |  |
Activity in ALL: |  |  |  |  |
Beginning balance | 183,000 | 308,000 | 216,000 | 337,000 | 337,000
Loans charged off | 0 | 0 | 0 | 0 | (71,000)
Recoveries | 0 | 0 | 0 | 0 |
Provision (credit)(1) | (13,000) | (28,000) | (46,000) | (57,000) | (50,000)
Ending balance | 170,000 | 280,000 | 170,000 | 280,000 | 216,000
Ending Balance: Individually evaluated for impairment | 0 | 0 | 0 | 0 |
Ending Balance: Collectively evaluated for impairment | 170,000 | 280,000 | 170,000 | 280,000 | 216,000
Ending Balance: Individually evaluated for impairment | 0 | 0 | 0 | 0 |
Ending Balance: Collectively evaluated for impairment | 16,961,000 | 28,016,000 | 16,961,000 | 28,016,000 | 21,593,000
Total Loans Outstanding | $ 16,961,000 | $ 28,016,000 | $ 16,961,000 | $ 28,016,000 | $ 21,593,000

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- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(2)) -URI http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=121599878&loc=SL82895884-210446 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (f) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 + Details
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