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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Interest Income    
Interest and fees on loans $ 51,709 $ 45,332
Taxable interest on investments 7,027 5,963
Nontaxable interest on investments 465 763
Dividend income 312 219
Other interest income 670 448
Total interest income 60,183 52,725
Interest Expense    
Interest on deposits 23,178 15,832
Interest on borrowings 5,198 2,085
Interest on junior subordinated debentures 534 528
Total interest expense 28,910 18,445
Net interest income 31,273 34,280
(Credit) provision for credit losses (2,102) 2,002
Net interest income after (credit) provision for credit losses 33,375 32,278
Non-Interest Income    
Brokerage and insurance commissions 1,239 1,093
Mortgage banking income, net 808 716
Bank-owned life insurance 683 592
Other income 950 1,165
Total non-interest income 10,322 9,866
Non-Interest Expense    
Salaries and employee benefits 15,954 14,573
Furniture, equipment and data processing 3,629 3,211
Net occupancy costs 2,070 2,079
Debit card expense 1,264 1,201
Consulting and professional fees 860 1,055
Regulatory assessments 857 845
Amortization of core deposit intangible assets 139 148
Other real estate owned and collection costs, net 10 5
Other expenses 2,579 3,048
Total non-interest expense 27,362 26,165
Income before income tax expense 16,335 15,979
Income Tax Expense 3,063 3,252
Net Income $ 13,272 $ 12,727
Per Share Data    
Basic earnings per share $ 0.91 $ 0.87
Diluted earnings per share 0.91 0.87
Cash dividends declared per share $ 0.42 $ 0.42
Weighted average number of common shares outstanding 14,572,051 14,573,122
Diluted weighted average number of common shares outstanding 14,625,771 14,631,542
Debit card income    
Non-Interest Income    
Revenue $ 2,866 $ 2,938
Service charges on deposit accounts    
Non-Interest Income    
Revenue 2,027 1,762
Income from fiduciary services    
Non-Interest Income    
Revenue $ 1,749 $ 1,600