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CONDENSED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Operating activities:    
Net income $ 21,984 $ 18,735
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation expense 765 610
Provision for loan loss—consumer loans 650 571
Deferred income taxes   1,705
Share based payment expense 522  
Changes in operating assets and liabilities:    
Accounts receivable 768 1,116
Consumer loans originations (14,356) (14,381)
Consumer loans principal collections 7,280 6,253
Notes receivable MHP originations (47,261) (23,845)
Notes receivable MHP principal collections 23,190 13,552
Inventories 9,150 (3,298)
Prepaid expenses and other current assets 133 (1,380)
Other assets (1,473) 800
Accounts payable 801 (2,853)
Accrued liabilities 1,573 4,133
Customer deposits (477) (1,142)
Dealer incentive liability (173) (733)
Net cash provided by (used in) operating activities 3,076 (157)
Investing activities:    
Purchases of property, plant and equipment (4,478) (4,776)
Issuance of notes receivable (3,391) (1,310)
Notes receivable collections 572 117
Purchases of consumer loans (101) (48)
Collections from purchased consumer loans 512 719
Net cash used in investing activities (6,886) (5,298)
Financing activities:    
Proceeds from sale of over-allotment common stock in initial public offering 7,200  
Offering cost for over-allotment of initial public offering (505)  
Treasury stock purchase (3,060)  
Escrow liability 818 720
Principal payments on note payable (550) (160)
Proceeds from lines of credit 39,205 45,758
Payments on lines of credit (40,033) (40,842)
Net cash provided by financing activities 3,075 5,476
Net increase (decrease) in cash and cash equivalents (735) 21
Cash and cash equivalents at beginning of period 2,599 428
Cash and cash equivalents at end of period 1,864 449
Supplemental disclosure of cash flow information:    
Cash paid for interest 552 1,923
Cash paid for taxes $ 5,039 $ 3,600