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CONDENSED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Operating activities:    
Net income $ 9,025 $ 7,213
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation expense 281 241
Provision for loan loss—consumer loans 215 406
Share based payment expense 97 234
Changes in operating assets and liabilities:    
Accounts receivable (1,405) (142)
Consumer loans originations (3,174) (5,053)
Consumer loans principal collections 2,297 2,847
Notes receivable MHP originations (17,205) (12,849)
Notes receivable MHP principal collections 6,267 8,238
Inventories (3,821) 1,015
Prepaid expenses and other current assets 1,428 (390)
Other assets (513) (467)
Accounts payable (1,703) 888
Accrued liabilities 3,012 1,153
Customer deposits 661 52
Dealer incentive liability (9) 5
Net cash provided by (used in) operating activities (4,547) 3,391
Investing activities:    
Purchases of property, plant and equipment (366) (757)
Issuance of notes receivable (215) (1,400)
Notes receivable collections 85 101
Purchases of consumer loans (191) (101)
Collections from purchased consumer loans 310 172
Net cash used in investing activities (377) (1,985)
Financing activities:    
Proceeds from sale of over-allotment common stock in initial public offering   7,200
Offering cost for over-allotment of initial public offering   (505)
Treasury stock purchase (682)  
Escrow liability, net (567) (626)
Principal payments on note payable   (459)
Proceeds from lines of credit 18,430 1,482
Payments on lines of credit (10,264) (7,999)
Net cash provided by (used in) financing activities 6,917 (907)
Net increase in cash and cash equivalents 1,993 499
Cash and cash equivalents at beginning of period 1,724 2,599
Cash and cash equivalents at end of period 3,717 3,098
Supplemental disclosure of cash flow information:    
Cash paid for interest $ 301 $ 227