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CONDENSED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Operating activities:    
Net income $ 17,619 $ 15,846
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation expense 572 494
Amortization of debt discount and issuance costs 18  
Provision for loan loss—consumer loans 280 1,449
Share based payment expense 133 422
Changes in operating assets and liabilities:    
Accounts receivable 316 (535)
Consumer loans originations (7,918) (9,789)
Consumer loans principal collections 4,915 4,128
Notes receivable MHP originations (37,538) (29,079)
Notes receivable MHP principal collections 9,813 15,016
Inventories 264 4,419
Prepaid expenses and other current assets 1,928 388
Other assets (1,204) (1,248)
Accounts payable (691) 934
Accrued liabilities 5,987 1,449
Customer deposits 171 (625)
Dealer incentive liability 69 72
Net cash provided by (used in) operating activities (5,266) 3,341
Investing activities:    
Purchases of property, plant and equipment (782) (1,454)
Issuance of notes receivable (278) (1,531)
Notes receivable collections 116 522
Purchases of consumer loans (191) (101)
Collections from purchased consumer loans 721 364
Net cash used in investing activities (414) (2,200)
Financing activities:    
Proceeds from sale of over-allotment common stock in initial public offering   7,200
Offering cost for over-allotment of initial public offering   (505)
Treasury stock purchase (1,417) (3,060)
Proceeds from issuance of note payable 6,546  
Principal payments on note payable (6,546) (504)
Escrow liability, net 18 106
Proceeds from lines of credit, net 30,232 26,284
Payments on lines of credit (23,853) (30,839)
Net cash provided by (used in) financing activities 4,980 (1,318)
Net increase in cash and cash equivalents (700) (177)
Cash and cash equivalents at beginning of period 1,724 2,599
Cash and cash equivalents at end of period 1,024 2,422
Supplemental disclosure of cash flow information:    
Cash paid for interest $ 553 405
Cash paid for taxes   $ 3,051