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CONSUMER LOANS RECEIVABLE (Tables) | 12 Months Ended
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Dec. 31, 2020
CONSUMER LOANS RECEIVABLE |
Schedule of Consumer loans receivable, net of allowance for loan losses and deferred financing fees |
|  | 2020 |  | 2019
Consumer loans receivable |  | $ | 115,639 |  | $ | 109,005
Loan discount and deferred financing fees, net |  |  | (2,814) |  |  | (3,050)
Allowance for loan losses |  |  | (905) |  |  | (913)
Consumer loans receivable, net |  | $ | 111,920 |  | $ | 105,042
Schedule of allowance for loan losses |
|  | 2020 |  | 2019 |
Allowance for loan losses, beginning of period |  | $ | 913 |  | $ | 712 |
Provision for loan losses |  |  | 819 |  |  | 769 |
Charge offs |  |  | (827) |  |  | (568) |
Allowance for loan losses |  | $ | 905 |  | $ | 913 |
Schedule of impaired and general reserve for allowance for loan losses |
|  | 2020 |  | 2019
Total consumer loans |  | $ | 115,639 |  | $ | 109,005
Total allowance for loan losses |  |  | 905 |  |  | 913
Impaired loans individually evaluated for impairment |  |  | 1,603 |  |  | 1,677
Specific reserve against impaired loans |  |  | 558 |  |  | 529
Other loans collectively evaluated for allowance |  |  | 114,036 |  |  | 107,328
General allowance for loan losses |  |  | 347 |  |  | 384
Schedule of consumer loans receivable that are past due |
|  | 2020 |  | % |  | 2019 |  | %
Total consumer loans receivable |  | $ | 115,639 |  | 100.0 |  | $ | 109,005 |  | 100.0
Past due consumer loans: |  |  |  |  |  |  |  |  |  |
31 - 60 days past due |  | $ | 954 |  | 0.8 |  | $ | 267 |  | 0.2
61 - 90 days past due |  |  | 221 |  | 0.2 |  |  | 122 |  | 0.1
91 - 120 days past due |  |  | 141 |  | 0.1 |  |  | 103 |  | 0.1
Greater than 120 days past due |  |  | 1,261 |  | 1.1 |  |  | 1,065 |  | 1.0
Total past due |  | $ | 2,577 |  | 2.2 |  | $ | 1,557 |  | 1.4

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