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STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Operating activities:    
Net income $ 37,995 $ 28,844
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation expense 1,212 1,014
Provision for loan loss—consumer loans 819 769
Deferred income taxes 205 (76)
Share based payment expense 226 630
Gain on sale of land (66)  
Changes in operating assets and liabilities:    
Accounts receivable (1,716) 826
Consumer loans originations (19,712) (18,961)
Consumer loans principal collections 11,196 9,729
Notes receivable MHP originations (68,522) (60,969)
Notes receivable MHP principal collections 23,529 26,561
Inventories 3,278 10,275
Prepaid expenses and other current assets 1,918 (1,876)
Other assets (4,874) (1,712)
Accounts payable 5,029 2,340
Accrued liabilities 6,682 (348)
Customer deposits 2,053 (655)
Dealer incentive liability (1,289) (584)
Net cash used in operating activities (2,037) (4,193)
Investing activities:    
Purchases of property, plant and equipment (2,845) (4,206)
Proceeds from sale of land 30  
Issuance of notes receivable (5,082) (11,875)
Notes receivable collections 4,358 372
Purchases of consumer loans (487) (359)
Collections from purchased consumer loans 1,308 955
Net cash used in investing activities (2,718) (15,113)
Financing activities:    
Proceeds from sale of over-allotment common stock in initial public offering   7,200
Offering cost for over-allotment of initial public offering   (505)
Treasury stock purchase (1,417) (3,060)
Proceeds from issuance of note payable 6,546  
Principal payments on note payable (6,546) (3,965)
Escrow liability, net 199 1,579
Proceeds from lines of credit, net 67,698 65,686
Payments on lines of credit (62,681) (48,504)
Net cash provided by financing activities 3,799 18,431
Net decrease in cash and cash equivalents (956) (875)
Cash and cash equivalents at beginning of year 1,724 2,599
Cash and cash equivalents at end of year 768 1,724
Supplemental disclosure of cash flow information:    
Cash paid for interest 985 722
Cash paid for taxes 6,728 9,306
Supplemental disclosure of non-cash transactions:    
Note receivable received in exchange of asset $ 290  
Asset received in exchange of accounts receivable   422
Asset received in exchange of note receivable   $ 254