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CONDENSED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Operating activities:    
Net income $ 21,451 $ 19,063
Adjustments to reconcile net income to net cash used in operating activities:    
Depreciation expense 754 572
Amortization of debt discount and issuance costs 267 18
Provision for loan loss-consumer loans 558 280
Share based payment expense 108 133
Changes in operating assets and liabilities:    
Accounts receivable (2,040) 316
Consumer loans originations (11,730) (7,918)
Consumer loans principal collections 6,393 4,915
Notes receivable MHP originations (23,649) (37,538)
Notes receivable MHP principal collections 13,428 9,813
Inventories (8,864) 264
Prepaid expenses and other current assets (893) 1,928
Other assets (876) (1,204)
Accounts payable (2,004) (2,560)
Accrued liabilities (792) 6,412
Customer deposits 2,125 171
Escrow liability, net 1,008 18
Dealer incentive liability (222) 69
Net cash used in operating activities (4,978) (5,248)
Investing activities:    
Purchases of property, plant and equipment (2,330) (782)
Issuance of notes receivable (13,554) (278)
Notes receivable collections 5,940 116
Purchases of loans   (191)
Collections from purchased loans 1,462 721
Net cash used in investing activities (8,482) (414)
Financing activities:    
Treasury stock purchase   (1,417)
Proceeds from issuance of note payable   6,546
Principal payments on note payable   (6,546)
Proceeds from lines of credit 46,109 30,232
Payments on lines of credit (32,608) (23,853)
Net cash provided by financing activities 13,501 4,962
Net increase (decrease) in cash and cash equivalents 41 (700)
Cash and cash equivalents at beginning of period 768 1,724
Cash and cash equivalents at end of period 809 1,024
Supplemental disclosure of cash flow information:    
Cash paid for interest 464 $ 553
Cash paid for taxes $ 5,700