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CONSUMER LOANS RECEIVABLE (Tables) | 12 Months Ended
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Dec. 31, 2021
CONSUMER LOANS RECEIVABLE |
Schedule of consumer loans, net of allowance for loan losses and deferred financing fees | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | 2021 | ​ | 2020
Consumer loans receivable | ​ | $ | 129,119 | ​ | $ | 115,639
Loan discount and deferred financing fees | ​ |  | (2,612) | ​ |  | (2,814)
Allowance for loan losses | ​ |  | (884) | ​ |  | (905)
Consumer loans receivable, net | ​ | $ | 125,623 | ​ | $ | 111,920
Schedule of allowance for loan losses | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | 2021 |  | 2020 |
Allowance for loan losses, beginning of period | ​ | $ | 905 | ​ | $ | 913 | ​
Provision for loan losses | ​ |  | 725 | ​ |  | 819 | ​
Charge offs | ​ |  | (746) | ​ |  | (827) | ​
Allowance for loan losses | ​ | $ | 884 | ​ | $ | 905 | ​
Schedule of impaired and general reserve for allowance for loan losses | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | 2021 | ​ | 2020
Total consumer loans | ​ | $ | 129,119 | ​ | $ | 115,639
Allowance for loan losses | ​ | $ | 884 | ​ | $ | 905
Impaired loans individually evaluated for impairment | ​ | $ | 1,239 | ​ | $ | 1,603
Specific reserve against impaired loans | ​ | $ | 533 | ​ | $ | 558
Other loans collectively evaluated for allowance | ​ | $ | 127,880 | ​ | $ | 114,036
General allowance for loan losses | ​ | $ | 351 | ​ | $ | 347
Schedule of consumer loans receivable that are past due | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | 2021 | ​ | % | ​ | 2020 | ​ | %
Total consumer loans receivable | ​ | $ | 129,119 |  | 100.0 |  | $ | 115,639 |  | 100.0
Past due consumer loans: | ​ |  |  |  |  | ​ |  |  |  |
31 - 60 days past due | ​ | $ | 594 |  | 0.5 | ​ | $ | 954 |  | 0.8
61 - 90 days past due | ​ |  | 407 |  | 0.3 | ​ |  | 221 |  | 0.2
91 - 120 days past due | ​ |  | 114 |  | 0.1 | ​ |  | 141 |  | 0.1
Greater than 120 days past due | ​ |  | 967 |  | 0.7 | ​ |  | 1,261 |  | 1.1
Total past due | ​ | $ | 2,082 |  | 1.6 | ​ | $ | 2,577 |  | 2.2

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