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STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Operating activities:    
Net income $ 49,871 $ 37,995
Adjustments to reconcile net income to net cash provided by (used in) operating activities:    
Depreciation expense 1,587 1,212
Amortization of debt discount and issuance costs 814 (637)
Provision for accounts receivable 246 97
Provision for long term inventory (188) 620
Sale of leased property (98)  
Provision for loan loss-consumer loans 725 819
Deferred income taxes 1,033 205
Share based payment expense 230 226
Gain on sale of land   (66)
Changes in operating assets and liabilities:    
Accounts receivable (5,325) (1,481)
Consumer loans originations (25,998) (19,247)
Consumer loans principal collections 10,473 11,196
Notes receivable MHP originations (46,230) (68,349)
Notes receivable MHP principal collections 78,957 23,529
Inventories (7,840) 2,658
Prepaid expenses and other current assets (1,221) 1,918
Other assets (1,739) (5,205)
Accounts payable (6,042) 5,027
Accrued liabilities 4,589 6,682
Customer deposits 4,737 2,053
Escrow liability 1,621 199
Dealer incentive liability 94 (1,289)
Net cash provided by (used in) operating activities 60,296 (1,838)
Investing activities:    
Purchases of property, plant and equipment (5,952) (2,845)
Proceeds from sale of land   30
Issuance of notes receivable (36,806) (5,082)
Notes receivable collections 9,026 4,358
Purchases of loans   (487)
Collections from purchased loans 1,790 1,308
Net cash used in investing activities (31,942) (2,718)
Financing activities:    
Proceeds from exercise of stock options 100  
Treasury stock purchase   (1,417)
Proceeds from issuance of note payable   6,546
Principal payments on note payable   (6,546)
Proceeds from lines of credit 96,088 67,698
Payments on lines of credit (124,268) (62,681)
Net cash provided by (used in) financing activities (28,080) 3,600
Net increase (decrease) in cash and cash equivalents 274 (956)
Cash and cash equivalents at beginning of period 768 1,724
Cash and cash equivalents at end of period 1,042 768
Supplemental disclosure of cash flow information:    
Cash paid for interest 873 985
Cash paid for taxes $ 8,195 6,728
Supplemental disclosure of non-cash transactions:    
Note receivable received in exchange of asset   $ 290