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CONSUMER LOANS - Narrative (Details) $ in Thousands | 9 Months Ended | 12 Months Ended
--- | --- | ---
Sep. 30, 2022 USD ($) item | Dec. 31, 2021 USD ($)
Average contractual interest rate | 13.40% | 13.50%
Escrow liability | $ 10,572 | $ 9,350
Number of components comprising the allowance for loan losses | item | 2 |
Number of years historical loss rate considers for calculation | 3 years |
Repossessed assets | $ 960 | 517
Principal outstanding on consumer loans | $ 1,350 | $ 1,239
Minimum |  |
Consumer loans receivable term | 3 years |
Maximum |  |
Consumer loans receivable term | 30 years |

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