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CONDENSED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Operating activities:    
Net income $ 48,088 $ 36,341
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization expense 1,386 1,157
Amortization of deferred revenue (1,542) (542)
Provision for accounts and notes receivable (80) 586
Provision for long term inventory (69)  
Amortization of operating lease right of use asset 3,022  
Share based payment expense 4,744 163
Changes in operating assets and liabilities:    
Accounts receivable 186 (4,359)
Consumer loans activity, net (8,752) (10,575)
Notes receivable MHP activity, net (28,052) 35,312
Dealer inventory loan activity, net (7,757)  
Inventories (10,025) (4,338)
Prepaid expenses and other current assets 417 (285)
Other assets (4,421) (2,684)
Accounts payable and accrued liabilities (2,987) (4,581)
Customer deposits 4,491 2,724
Escrow liability 1,222 1,621
Dealer incentive liability 919 (82)
Net cash provided by operating activities 790 50,458
Investing activities:    
Purchases of property, plant and equipment (3,268) (4,643)
Issuance of notes receivable (3,053) (27,127)
Notes receivable collections 23,544 7,761
Collections from purchased loans 372 1,614
Net cash provided by (used in) investing activities 17,595 (22,395)
Financing activities:    
Proceeds from exercise of stock options   100
Proceeds from lines of credit 108,594 75,272
Payments on lines of credit (116,753) (103,350)
Net cash used in financing activities (8,159) (27,978)
Net increase in cash and cash equivalents 10,226 85
Cash and cash equivalents at beginning of period 1,042 768
Cash and cash equivalents at end of period 11,268 853
Supplemental disclosure of cash flow information:    
Cash paid for interest 208 548
Cash paid for taxes $ 11,673 $ 8,194