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CONDENSED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Mar. 31, 2025
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Operating activities:        
Net income   $ 33,616 $ 47,131  
Adjustments to reconcile net income to net cash provided by operating activities:        
Depreciation and amortization expense   1,277 1,402  
Amortization of deferred revenue   (1,052) (1,641)  
Provision for accounts and notes receivable   2,130 (205)  
Gain from sale of assets   (92) (1,341)  
Gain from loan settlements   (113) (3,448)  
Provision for inventories   123 234  
Non-cash operating lease expense   (49) (34)  
Share based compensation expense   518 604  
Other non cash items     51  
Changes in operating assets and liabilities:        
Accounts receivable   (1,134) (388)  
Consumer loans activity, net   (14,852) (10,058)  
Notes receivable MHP activity, net   5,139 (3,765)  
Dealer inventory loan activity, net   2,123 1,110  
Inventories, net   (2,166) 1,709  
Prepaid expenses and other current assets   302 1,116  
Other assets - leased mobile homes   272 2,560  
Other assets   (4,405) (1,008)  
Accounts payable and accrued liabilities   (4,100) (5,903)  
Right of use activity, net     21  
Customer deposits   (446) (1,658)  
Escrow liability   1,928 2,596  
Dealer incentive liability   (896) (985)  
Net cash provided by operating activities   18,123 28,100  
Investing activities:        
Purchases of property, plant and equipment   (5,667) (7,323)  
Proceeds from sale of property   194 1,573  
Issuance of notes receivable   (1,192) (1,700)  
Notes receivable collections   7,236 5,775  
Collections from purchased loans   199 164  
Net cash provided by (used in) investing activities   770 (1,511)  
Financing activities:        
Proceeds from exercise of stock options     200  
Purchases of treasury stock $ (675) (6,491) (5,398) $ (5,398)
Proceeds from lines of credit   2,544 45,391  
Payments on lines of credit   (2,544) (66,960)  
Net cash used in financing activities   (6,491) (26,767)  
Net increase (decrease) in cash   12,402 (178)  
Cash at beginning of period $ 1,149 1,149 748 748
Cash at end of period   13,551 570 $ 1,149
Supplemental disclosure of cash flow information:        
Cash paid for interest   4 905  
Cash paid for taxes   $ 7,877 $ 12,188