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STATEMENTS OF INCOME - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Net revenue:        
Product sales $ 53,760 $ 38,387 $ 75,310 $ 62,677
Consumer, MHP and dealer loans interest 11,474 10,883 22,792 21,538
Other revenue 1,114 891 2,612 1,616
Total net revenue 66,348 50,161 100,714 85,831
Operating expenses:        
Cost of product sales 33,521 25,941 48,457 43,133
Cost of other sales 32 628 1,233 1,143
Selling, general and administrative expenses 6,906 5,701 11,357 11,595
Provision for loan loss (income) [1] (569) 1,074 820 1,552
Total operating expenses 39,890 33,344 61,867 57,423
Income from operations 26,458 16,817 38,847 28,408
Other income (expense):        
Nonoperating interest income 218 499 574 966
Miscellaneous, net (213) 489 95 1,164
Interest expense (17) (29) (46) (34)
Total other income (loss) (12) 959 623 2,096
Income before income tax expense 26,446 17,776 39,470 30,504
Income tax expense (2,965) (3,081) (5,061) (5,533)
Net income $ 23,481 $ 14,695 $ 34,409 $ 24,971
Weighted average shares outstanding:        
Basic (in shares) 23,781,601 24,050,252 23,795,389 24,091,086
Diluted (in shares) 23,813,873 24,600,720 23,826,244 24,648,705
Earnings per share:        
Basic (in dollars per share) $ 0.99 $ 0.61 $ 1.45 $ 1.04
Diluted (in dollars per share) $ 0.99 $ 0.6 $ 1.44 $ 1.01
[1] Provision for loan loss is broken out from SG&A this period. Prior period amounts were reclassified.