XML 83 R72.htm IDEA: XBRL DOCUMENT v3.25.3
Regulatory Matters - Schedule of Capital Amounts and Ratios (Details)
$ in Thousands
Sep. 30, 2025
USD ($)
Dec. 31, 2024
USD ($)
Tier 1 capital to average assets    
Capital conservation buffer 0.0250 0.0250
Consolidated    
Total capital to risk-weighted assets    
Actual $ 610,808 $ 622,444
Actual, ratio 0.1366 0.1422
Minimum for Adequately Capitalized Institutions $ 357,706 $ 350,113
Minimum for adequately capitalized institutions, ratio 0.0800 0.0800
Tier 1 capital to risk-weighted assets    
Actual $ 554,774 $ 527,616
Actual, ratio 0.1241 0.1206
Minimum for Adequately Capitalized Institutions $ 268,280 $ 262,585
Minimum for adequately capitalized institutions, ratio 0.0600 0.0600
Common equity tier 1 capital to risk-weighted assets    
Actual $ 516,151 $ 489,044
Actual, ratio 0.1154 0.1117
Minimum for Adequately Capitalized Institutions $ 201,210 $ 196,939
Minimum for adequately capitalized institutions, ratio 0.0450 0.0450
Tier 1 capital to average assets    
Actual $ 554,774 $ 527,616
Actual, ratio 0.1007 0.0985
Minimum for Adequately Capitalized Institutions $ 220,377 $ 214,332
Minimum for adequately capitalized institutions, ratio 0.0400 0.0400
Independent Bank    
Total capital to risk-weighted assets    
Actual $ 561,840 $ 567,254
Actual, ratio 0.1258 0.1299
Minimum for Adequately Capitalized Institutions $ 357,199 $ 349,335
Minimum for adequately capitalized institutions, ratio 0.0800 0.0800
Minimum for Well-Capitalized Institutions $ 446,499 $ 436,668
Minimum for well-capitalized institutions, ratio 0.1000 0.1000
Tier 1 capital to risk-weighted assets    
Actual $ 505,884 $ 512,546
Actual, ratio 0.1133 0.1174
Minimum for Adequately Capitalized Institutions $ 267,899 $ 262,001
Minimum for adequately capitalized institutions, ratio 0.0600 0.0600
Minimum for Well-Capitalized Institutions $ 357,199 $ 349,335
Minimum for well capitalized institutions, ratio 0.0800 0.0800
Common equity tier 1 capital to risk-weighted assets    
Actual $ 505,884 $ 512,546
Actual, ratio 0.1133 0.1174
Minimum for Adequately Capitalized Institutions $ 200,925 $ 196,501
Minimum for adequately capitalized institutions, ratio 0.0450 0.0450
Minimum for Well-Capitalized Institutions $ 290,224 $ 283,834
Minimum for well-capitalized institutions, ratio 0.0650 0.0650
Tier 1 capital to average assets    
Actual $ 505,884 $ 512,546
Actual, ratio 0.0919 0.0958
Minimum for Adequately Capitalized Institutions $ 220,083 $ 214,112
Minimum for adequately capitalized institutions, ratio 0.0400 0.0400
Minimum for Well-Capitalized Institutions $ 275,104 $ 267,640
Minimum for well capitalized institutions, ratio 0.0500 0.0500