XML 13 R2.htm IDEA: XBRL DOCUMENT v3.26.1
Condensed Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Assets    
Cash and due from banks $ 48,475 $ 52,235
Interest bearing deposits 126,440 86,152
Cash and Cash Equivalents 174,915 138,387
Securities available for sale 482,295 495,909
Securities held to maturity (fair value of $271,452 at March 31, 2026 and $282,830 at December 31, 2025 ) 301,007 309,523
Federal Home Loan Bank and Federal Reserve Bank stock, at cost 18,102 18,102
Loans held for sale, carried at fair value 19,714 9,031
Loans    
Total Loans 4,308,099 4,276,285
Allowance for credit losses (63,719) (63,445)
Net Loans 4,244,380 4,212,840
Other real estate and repossessed assets, net 767 896
Property and equipment, net 42,319 38,972
Bank-owned life insurance 54,072 53,750
Capitalized mortgage loan servicing rights, carried at fair value 32,233 31,493
Other intangibles, net 886 1,001
Goodwill 28,300 28,300
Accrued income and other assets 158,519 167,516
Total Assets 5,557,509 5,505,720
Deposits    
Non-interest bearing 991,140 991,984
Savings and interest-bearing checking 2,146,403 2,113,260
Reciprocal 1,028,874 974,921
Time 657,043 662,858
Brokered time 57,220 18,659
Total Deposits 4,880,680 4,761,682
Other borrowings 27,010 77,003
Subordinated debentures 39,881 39,864
Accrued expenses and other liabilities 99,385 124,220
Total Liabilities 5,046,956 5,002,769
Commitments and contingent liabilities
Shareholders’ Equity    
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding 0 0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 20,585,805 shares at March 31, 2026 and 20,548,893 shares at December 31, 2025 307,679 307,845
Retained earnings 263,898 252,794
Accumulated other comprehensive loss (61,024) (57,688)
Total Shareholders’ Equity 510,553 502,951
Total Liabilities and Shareholders’ Equity 5,557,509 5,505,720
Commercial    
Loans    
Total Loans 2,267,369 2,213,557
Allowance for credit losses (29,177) (29,012)
Mortgage    
Loans    
Total Loans 1,520,358 1,524,821
Allowance for credit losses (21,034) (20,914)
Installment    
Loans    
Total Loans 520,372 537,907
Allowance for credit losses $ (2,533) $ (2,639)