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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Interest Income    
Interest and fees on loans $ 59,249 $ 57,768
Interest on securities    
Taxable 3,354 4,036
Tax-exempt 2,522 2,770
Other investments 1,044 1,570
Total Interest Income 66,169 66,144
Interest Expense    
Deposits 18,397 20,955
Other borrowings and subordinated debt and debentures 917 1,504
Total Interest Expense 19,314 22,459
Net Interest Income 46,855 43,685
Provision for credit losses 362 721
Net Interest Income After Provision for Credit Losses 46,493 42,964
Non-interest Income    
Interchange income 3,234 3,127
Service charges on deposit accounts 2,935 2,814
Net gains (losses) on assets    
Mortgage loans 1,308 2,303
Securities available for sale (26) (330)
Mortgage loan servicing, net 1,646 (636)
Other 2,951 3,146
Total Non-interest Income 12,048 10,424
Non-interest Expense    
Compensation and employee benefits 21,829 20,383
Data processing 3,952 3,729
Occupancy, net 2,413 2,223
Litigation expense 1,500 0
Advertising 1,210 861
Interchange expense 1,191 1,119
Furniture, fixtures and equipment 894 885
FDIC deposit insurance 799 711
Loan and collection 752 786
Communications 593 591
Legal and professional 591 479
Merger related expense 300 0
Other 2,287 2,495
Total Non-interest Expense 38,311 34,262
Income Before Income Tax 20,230 19,126
Income tax expense 3,355 3,536
Net Income $ 16,875 $ 15,590
Net Income Per Common Share    
Basic (in dollars per share) $ 0.82 $ 0.74
Diluted (in dollars per share) $ 0.81 $ 0.74