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CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)
 12 Months Ended
Dec. 31, 2019
USD ($)
$ / shares
shares
Dec. 31, 2019
CNY (¥)
¥ / shares
shares
Dec. 31, 2018
CNY (¥)
¥ / shares
shares
Dec. 31, 2017
CNY (¥)
¥ / shares
shares
Net revenues        
Total net revenue $ 443,570,627 ¥ 3,088,049,995 ¥ 3,540,600,044 ¥ 1,786,935,193
Operating costs and expenses:        
Origination and servicing 234,827,551 1,634,822,450 1,185,937,128 760,143,348
General and administrative 32,675,712 227,481,772 220,023,783 98,236,038
Sales and marketing 14,817,664 103,157,613 205,725,801 76,584,015
Provision for contingent guarantee liabilities 1,112,868 7,747,561 216,363,770 182,578,676
Provision for accounts receivable and contract assets 34,644,319 241,186,823 396,996,410 167,700,495
Income from operations 116,719,798 812,579,891 1,275,205,277 501,692,621
Interest income, net 2,784,621 19,385,973 4,224,817 3,632,860
Foreign exchange gain (loss) 88,540 616,395 9,677 (478,590)
Investment income (loss), net (1,801,011) (12,538,280)   1,500,000
Change in fair value of financial guarantee derivative (35,389,099) (246,371,828) (200,971,302) (18,110,752)
Fair value adjustments related to Consolidated Trusts (9,216,371) (64,162,533) (12,358,626) 9,750,565
Other income (loss), net 3,746,268 26,080,766 (5,904,176) 89,690
Income before income taxes and gain (loss) from equity in affiliates 95,365,488 663,915,450 1,084,922,919 478,575,264
Income tax benefit (expense) (13,373,358) (93,102,643) 209,921,188 138,248,227
Gain (loss) from equity in affiliates, net of tax 2,507,670 17,457,899 8,055,105 (832,385)
Net income 111,246,516 774,475,992 883,056,836 339,494,652
Less: net gain (loss) attributable to non-controlling interests 28,709 199,863 (55,057) (780,350)
Net income attributable to X Financial $ 111,217,807 ¥ 774,276,129 ¥ 883,111,893 ¥ 340,275,002
Net income per share-basic | (per share) $ 0.35 ¥ 2.47 ¥ 3.08 ¥ 1.30
Weighted average number of ordinary shares outstanding-basic 313,757,887 313,757,887 286,588,402 261,219,657
Net income (loss) per share-diluted (In dollars per share) | (per share) $ 0.35 ¥ 2.42 ¥ 2.91 ¥ 1.22
Weighted average number of ordinary shares outstanding-diluted (In shares) 319,747,392 319,747,392 303,984,284 279,710,804
Net income $ 111,246,516 ¥ 774,475,992 ¥ 883,056,836 ¥ 339,494,652
Other comprehensive income (loss), net of tax of nil:        
Foreign currency translation adjustments 2,098,027 14,606,045 19,045,117 (24,463,956)
Comprehensive income 113,344,543 789,082,037 902,101,953 315,030,696
Less: comprehensive loss attributable to non-controlling interests 28,709 199,863 (55,057) (780,350)
Comprehensive income attributable to X Financial 113,315,834 788,882,174 902,157,010 315,811,046
Xiaoying Credit Loans And Revolving Loans        
Operating costs and expenses:        
Provision for loan receivable 5,407,114 37,643,244    
Total operating expenses 326,850,829 2,275,470,104 2,265,394,767 1,285,242,572
Xiaoying Housing Loan        
Net revenues        
Total net revenue 152,812 1,063,849 24,972,178 104,985,946
Operating costs and expenses:        
Provision for loan receivable 3,365,601 23,430,641 40,347,875  
Loan facilitation service | Direct Model        
Net revenues        
Total net revenue 285,271,530 1,986,003,343 2,957,571,967 1,231,054,733
Loan facilitation service | Direct Model | Xiaoying Housing Loan        
Net revenues        
Total net revenue 83,110 578,598 5,780,118  
Loan facilitation service | Intermediary Model        
Net revenues        
Total net revenue 34,311,105 238,867,054 228,272,373 302,614,463
Loan facilitation service | Intermediary Model | Xiaoying Housing Loan        
Net revenues        
Total net revenue 12,673 88,225 1,247,846 16,573,570
Post-origination service        
Net revenues        
Total net revenue 47,501,395 330,695,212 131,243,431 50,326,664
Post-origination service | Xiaoying Housing Loan        
Net revenues        
Total net revenue 19,015 132,382 463,129 278,234
Financing income        
Net revenues        
Total net revenue 58,663,104 408,400,792 76,103,961 130,740,149
Financing income | Xiaoying Housing Loan        
Net revenues        
Total net revenue | ¥     8,290,828 66,723,545
Other revenue        
Net revenues        
Total net revenue 17,823,493 124,083,594 147,408,312 72,199,184
Other revenue | Xiaoying Housing Loan        
Net revenues        
Total net revenue $ 38,014 ¥ 264,644 ¥ 9,190,257 ¥ 21,410,597