Name:	us-gaap_GuaranteeObligationsLineItems
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

Maximum potential amount of future payments (undiscounted) the guarantor could be required to make under the guarantee or each group of similar guarantees before reduction for potential recoveries under recourse or collateralization provisions.

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 460
-SubTopic 10
-Section 50
-Paragraph 4
-Subparagraph (b)(1)
-URI http://asc.fasb.org/extlink&oid=118943654&loc=d3e12069-110248

Name:	us-gaap_GuaranteeObligationsMaximumExposure
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

Fair value portion of guarantee, including, but not limited to, financial standby letter of credit, fair value guarantee, guarantee of collection of scheduled contractual cash flows from financial assets, and contracts that contingently require the guarantor to make payments or perform services.

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 460
-SubTopic 10
-Section 50
-Paragraph 5
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=118943654&loc=d3e12201-110248

Name:	us-gaap_GuaranteesFairValueDisclosure
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

Expense recognized for contingent liability during the reporting period.

No definition available.

Name:	xyf_ExpenseForContingentLiabilities
Namespace Prefix:	xyf_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration

Represent the amount for guarantee liabilities released on expiration during the reporting period.

No definition available.

Name:	xyf_ExpirationOfGuaranteeLiabilities
Namespace Prefix:	xyf_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	duration

The estimated net default rate of outstanding loan balances.

No definition available.

Name:	xyf_LoansReceivableEstimatedNetDefaultRate
Namespace Prefix:	xyf_
Data Type:	num:percentItemType
Balance Type:	na
Period Type:	instant

The remaining weighted average contractual term of outstanding loan balances.

No definition available.

Name:	xyf_LoansReceivableRemainingWeightedAverageContractualTerm
Namespace Prefix:	xyf_
Data Type:	xbrli:durationItemType
Balance Type:	na
Period Type:	duration

Represent the amount paid upon borrowers' default net of the amount subsequently collected from the borrower if they subsequently pay back the loan for loans originated in the current year.

No definition available.

Name:	xyf_PaymentsForLoansOriginatedInCurrentYear
Namespace Prefix:	xyf_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	duration

The percentage of portfolio amount as a service fee to the asset management company.

No definition available.

Name:	xyf_PercentageOfPortfolioAmount
Namespace Prefix:	xyf_
Data Type:	num:percentItemType
Balance Type:	na
Period Type:	duration

The amount of provision at the inception of new loans.

No definition available.

Name:	xyf_ProvisionForInceptionOfNewLoans
Namespace Prefix:	xyf_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration

Name:	us-gaap_CollateralAxis=us-gaap_RealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

Name:	xyf_MajorProductsAxis=xyf_XiaoyingCreditLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

Name:	xyf_MajorProductsAxis=xyf_XiaoyingHousingLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
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Name:	xyf_MajorProductsAxis=xyf_InternetChannelMember
Namespace Prefix:
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