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Income taxes - Components of the deferred tax assets and liabilities (Details)
Dec. 31, 2019
USD ($)
Dec. 31, 2019
CNY (¥)
Dec. 31, 2018
USD ($)
Dec. 31, 2018
CNY (¥)
Dec. 31, 2017
CNY (¥)
Deferred tax assets:          
Long-term investments $ 496,386 ¥ 3,455,742   ¥ 1,575,000  
Accrued expenses 4,433,846 30,867,551   3,394,533  
Accounts receivables 15,106,454 105,168,108      
Guarantee liabilities 30,166,745 210,014,843   235,329,500  
Financial guarantee derivatives 16,714,567 116,363,471   54,770,514  
Loan receivable from Xiaoying Housing Loans 1,038,773 7,231,727   3,886,705  
Loans held for sale       853,899  
Loans receivable from Xiaoying Credit Loans and Xiaoying Revolving Loans 1,474,433 10,264,710      
Operating loss carryforwards, net 808,952 5,631,764   46,845,223  
Lease liabilities 1,899,887 13,226,632      
Others 21,413 149,079   395,882  
Deferred tax assets, gross 72,161,456 502,373,627   347,051,256  
Valuation allowance (697,371) (4,854,955) $ (57,984) (403,674) ¥ (3,838)
Total deferred tax assets, net 71,464,085 497,518,672   346,647,582  
Deferred tax liabilities:          
Property and equipment 95,187 662,682   1,008,419  
Long-term investments 92,905 646,786      
Investment in Consolidated Trusts 2,722,459 18,953,213      
Right-of-use assets 1,885,150 13,124,040      
Investment in VIEs       46,419,145  
Total deferred tax liabilities $ 4,795,701 ¥ 33,386,721   ¥ 47,427,564