<SEC-DOCUMENT>0001978462-25-000004.txt : 20251114
<SEC-HEADER>0001978462-25-000004.hdr.sgml : 20251114
<ACCEPTANCE-DATETIME>20251114090349
ACCESSION NUMBER:		0001978462-25-000004
CONFORMED SUBMISSION TYPE:	144
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20251114
DATE AS OF CHANGE:		20251114

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			X Financial
		CENTRAL INDEX KEY:			0001725033
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		ORGANIZATION NAME:           	02 Finance
		EIN:				000000000
		STATE OF INCORPORATION:			E9
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		144
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	001-38652
		FILM NUMBER:		251481656

	BUSINESS ADDRESS:	
		STREET 1:		7-8F,BLOCK A,AEROSPACE SCIENCE&TECH PLZ
		STREET 2:		NO. 168 HAIDE THIRD AVENUE, NANSHAN DIST
		CITY:			SHENZHEN
		STATE:			F4
		ZIP:			518067
		BUSINESS PHONE:		86-0755-86282977

	MAIL ADDRESS:	
		STREET 1:		7-8F,BLOCK A,AEROSPACE SCIENCE&TECH PLZ
		STREET 2:		NO. 168 HAIDE THIRD AVENUE, NANSHAN DIST
		CITY:			SHENZHEN
		STATE:			F4
		ZIP:			518067

REPORTING-OWNER:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Cheng Shaoyong
		CENTRAL INDEX KEY:			0001978462
		ORGANIZATION NAME:           	

	FILING VALUES:
		FORM TYPE:		144

	MAIL ADDRESS:	
		STREET 1:		7-8F, BLOCK A, AEROSPACE SCIENCE AND
		STREET 2:		TECHNOLOGY PLAZA, NO.168, HAIDE THIRD AV
		CITY:			NANSHAN DISTRICT, SHENZHEN
		STATE:			F4
		ZIP:			518067
</SEC-HEADER>
<DOCUMENT>
<TYPE>144
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>144</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0001978462</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <issuerInfo>
      <issuerCik>0001725033</issuerCik>
      <issuerName>X Financial</issuerName>
      <secFileNumber>001-38652</secFileNumber>
      <issuerAddress>
        <com:street1>7-8F,BLOCK A,AEROSPACE SCIENCE&amp;TECH PLZ</com:street1>
        <com:street2>NO. 168 HAIDE THIRD AVENUE, NANSHAN DIST</com:street2>
        <com:city>SHENZHEN</com:city>
        <com:stateOrCountry>F4</com:stateOrCountry>
        <com:zipCode>518067</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>86-0755-86724373</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Cheng Shaoyong</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Director</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>ADS</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>TIGER BROKERS (NZ) LIMITED</name>
        <address>
          <com:street1>Level 27/ 151 Queen Street</com:street1>
          <com:street2>Auckland CBD</com:street2>
          <com:city>Auckland</com:city>
          <com:stateOrCountry>Q2</com:stateOrCountry>
          <com:zipCode>1010</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>10000</noOfUnitsSold>
      <aggregateMarketValue>118300.00</aggregateMarketValue>
      <noOfUnitsOutstanding>42209393</noOfUnitsOutstanding>
      <approxSaleDate>12/01/2025</approxSaleDate>
      <securitiesExchangeName>NYSE</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>ADS</securitiesClassTitle>
      <acquiredDate>12/01/2025</acquiredDate>
      <natureOfAcquisitionTransaction>RSU</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>X Financial</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>10000</amountOfSecuritiesAcquired>
      <paymentDate>12/01/2025</paymentDate>
      <natureOfPayment>Director RSU</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>Y</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <noticeSignature>
      <noticeDate>11/14/2025</noticeDate>
      <signature>Shaoyong Cheng</signature>
    </noticeSignature>
  </formData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
